About Us | SBI Card

Manage your account on the go with the SBI Card Mobile App

Who we are - about us

Our Brand Promise - Make Life Simple

Our History

      • SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.

        In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in SBI Card.The company changed its legal name to SBI Cards and Payments Services Limited in August 2019. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India.

        The aim of SBI Card is to offer Indian consumers access to a wide range of world-class, value-added payment products and services. Our endeavor is to simplify the lives of our customers, employees and other important stakeholders.

        Our innovative products and services along with our responsible corporate citizenship practices form the framework of delivering on this promise.

        Within a short span of 10 months from inception, we achieved a credit card customer base of 1 lakh. We entered the '1Million Card Club’ in 2002 and crossed the 2 million card base in 2005.

        Today, with over 12.5 million credit cards¹ in force, we are the second largest credit card issuer in the country.

        [1] Total cards outstanding as on September 2021

      • The Journey

        In a span of 23 years, we have achieved numerous milestones. We have significantly increased our card base, added new types of cards and received various awards and recognitions for our performance, quality and service.

        • We are the second largest credit card provider in the country, with a base of over 12.5 million cards in force.
        • We have a wide range of credit cards catering to diverse customer segments and changing customer needs. This includes, super premium card, premium cards, travel and shopping cards, classic cards, exclusive co-branded cards as well as corporate cards.
        • Our dedicated and customer-oriented approach has won us various industry accolades for customer service, branding, product innovation and marketing.

Our Board of Directors


Mr. Dinesh kumar Khara


Read More


Mr. Ashwini Kumar Tewari


Read More


Mr. Rama Mohan Rao Amara

Managing Director & CEO

Read More


Mr. Mihir Narayan Prasad Mishra


Read More


Dr. Tejendra Mohan Bhasin

Independent Director

Read More


Mr. Rajendra Kumar Saraf

Independent Director

Read More


Mr. Dinesh Kumar Mehrotra

Independent Director

Read More


Ms. Anuradha Shripad Nadkarni

Independent Director

Read More


Mr. Shriniwas Yeshwant Joshi

Independent Director

Read More


Our Management


Mr. Rama Mohan Rao Amara

Managing Director & CEO


Mr. Richhpal Singh

Chief Operating Officer


Ms. Aparna Kuppuswamy

Chief Risk officer


Mr. Nalin Negi

Chief Financial officer


Mr. Girish Budhiraja

Chief Product and Marketing Officer


Mr. Manish Dewan

Chief Sales Officer


Ms. Seema Kapahi

Chief People Officer


Mr. Kamlesh Kumar Shukla

Head – Internal Audit


Mr. Ashok Kumar Lohmod

Head - Workforce Effectiveness


Mr. Pradeep Khurana

Chief Information and Digital Officer


Mr. Ugen Bhutia

Head Legal


Ms. Rinku Sharma

Chief Compliance Officer


Mr. Amit Batra

Head Operations


Mr. Monish Vohra

Head Customer Services


Ms. Anu Gupta

Head Collections


Mr. Vishal Singh

Head Banca Channel


Ms. Nandini Malhotra

Chief Credit Officer

How We are Different

A Journey of Trust and Excellence

14 Payment Options

Only credit card company in India, providing 14 modes of bill payment.

Technically Advanced

Using cutting-edge technology to serve you better.

Always Accessible

At your service round the clock, in India or travelling abroad.

Customized Solutions

Providing focused and highly customized corporate solutions.