This Privacy Policy describes the Company's policies and practices
regarding the handling of personal data. The Company strives to
protect the privacy, security and confidentiality of personal data
held by the Company by complying with the requirements of the
Personal Data (Privacy) Ordinance (Cap. 486) (the "Ordinance") in
the management of personal data. The Company is equally committed to
ensuring that all employees and agents comply with these
obligations. The definitions of each term in this Privacy Policy are
as follows:
Account |
has the meaning ascribed to it under the Code of Personal
Credit Information, including any account between the
Company and the Client in relation to the provision of
Personal Credit and any new account established for the
purpose of any debt repayment arrangement involving one or
more prior accounts;
|
Account Information |
means any information generated by the Company in the course
of operating a Customer's account and as defined in the
Personal Credit Data Code;
|
Code of Credit for Consumer Credit Data
|
means the Code of Practice on Consumer Credit Data issued by
the Hong Kong Privacy Commissioner for Personal Data;
|
Code on Identity |
means the Code of Practice on Identity Card Numbers and
Other Identification Codes issued by the Hong Kong Privacy
Commissioner for Personal Data;
|
Credit Data Bureau |
means a credit data agency or provider of similar
services;
|
Credit Report |
has the meaning ascribed to the Code on Consumer Credit
Information, i.e. a report provided by a credit reference
agency in respect of an individual, which contains the
personal credit information held by the credit reference
agency in its database about that person, whether disclosed
in any form;
|
Customer | means the Company's customers;
|
Information | means personal data and account information;
|
Loan Services |
means mortgage, credit and other loan services and
facilities;
|
Group Companies |
means the Company or any other member of the group of
companies to which the Company belongs;
|
Personal Data |
has the definition given by the Ordinance and shall include
information directly or indirectly about the customer that
can be used to identify the customer concerned, and the
existence of such information shall be in a form practicable
for access to and processing;
|
Referral Service |
means mortgage, credit and other loan services and
facilities;
|
Services and credit facilities |
means the various i) loan service services and ii) referral
services provided by the Company and Group companies in the
course of their business.
|
-
Customers or other data providers need to provide their personal
data to the Company from time to time in order to apply for
various services and credit facilities. Personal data of
customers is also collected in the course of the Company's
normal financial and business relationship with customers. The
information involved includes, but is not limited to:
- Full name;
-
The identity card number or travel document number includes
photocopies of identity cards and travel documents and
information embedded in their integrated circuits;
- Date of birth;
- residential and/or correspondence address;
- Phone/mobile phone number;
- Email address;
-
Biometric data, including but not limited to facial images
and biometric data stored in biometric identity and/or
travel documents, whether or not collected by the User's
electronic device or other means using a biometric data
sensing module;
- salaries and income;
- household expenses and number of dependants;
-
and such other or further information as the Company deems
necessary.
-
The Company's use of personal data of customers and other data
providers for purposes is divided into mandatory and voluntary.
Data for mandatory purposes means that the customer or data
provider must provide the Company with their data if they wish
the Company to provide various services and credit facilities.
If the customer or data provider fails to provide such
information, the Company may not be able to provide the relevant
services and credit facilities. For example:
-
For clients who are sole proprietors or partnerships, the
Company may collect identity card or passport numbers and
copies of the sole proprietor or relevant partners during
the application stage and during the provision of various
services and credit facilities in order to verify the
identity of such persons in accordance with the relevant
regulatory requirements against money laundering and
terrorist financing during the "customer vetting" process;
-
For clients who are companies, the Company may also collect
the identity card or passport number of their authorised
person (who may be a director of the company) for the
purpose of verifying the identity of that person;
-
The Company may also collect the identity card or passport
number of the customer's guarantor to verify the identity of
the guarantor;
-
In relation to paragraphs 2(ii) and 2(iii) above, the
Company is required to check whether the data provider has
been provided with the correct identification number in
accordance with the requirements of the Identity Code. In
order for the Company to carry out the above checks, the
relevant guarantor or an authorised person of the Client
(who may be a director of the Company) may elect:
-
Present your HKID card or passport to the Company in
person; or
-
If the company decides not to present the above
documents in person, he or she may provide the company
with a copy of his/her identity card or passport.
-
Customers or other data providers are required to provide
mandatory data for the following purposes:
-
To provide various services and credit facilities, including
but not limited to the implementation of instructions in
relation to specific transactions or otherwise;
-
decide whether to provide various services and credit
facilities to customers;
-
conducting credit checks (including but not limited to
conducting such checks when customers apply for credit and
regularly review credit);
-
establishing and maintaining the Company's credit and
risk-related model;
-
Assist other financial companies and institutions in
conducting credit checks and debt collection;
-
ensuring that the credit standing of the customer or
relevant data subject is in good standing;
-
designing financial services or related products for
clients;
-
determine the amount of debt owed or owed by the customer or
the relevant information provider;
-
enforce debts owed by the Client or the relevant data
provider to the Company, including but not limited to
recovery of amounts owed by the Client or the relevant data
subject;
-
To comply with the various data use and disclosure
obligations, requirements, recommendations, instructions or
arrangements applicable to or expected to comply with the
Company or a member of the Group in accordance with the
following legal requirements:
-
any laws now and in the future governing or applicable
to Hong Kong or outside Hong Kong of the Company or a
member of the Group;
-
any guidance, guidance or requirement given or issued by
any legal, regulatory, governmental, tax, law
enforcement or other authority, or self-regulatory or
industry body or association of financial service
providers, now and in the future, in Hong Kong or
outside Hong Kong;
-
any present or future contract or other commitment
imposed on the Company and its Group Members, or entered
into with the Company and the Group Members, by Hong
Kong or foreign legal, regulatory, governmental, tax,
law enforcement or other authorities or self-regulatory
or industry bodies or associations of financial service
providers due to the financial, commercial, business,
various rights or activities of the Company and the
Group Members;
-
to comply with any obligations, requirements, policies,
procedures, measures or arrangements for sharing and/or
sharing data and information with Group Companies in order
to conduct "customer clearance" procedures, comply with
anti-money laundering and counter-terrorist financing
requirements and/or in general act in accordance with any
common group programmes established by the Company to comply
with sanctions or to prevent or detect money laundering,
terrorist financing or other illegal activities;
-
to the Company's assignee or prospective transferee
(including, without limitation, any person with whom the
Company intends to merge or to whom the Company intends to
sell all or any part of its business), a participant or
sub-participant of the Company's rights in respect of the
Client, to be able to evaluate the subject matter of the
assignment, merger, disposal, participation or
sub-participation; and
- Other uses directly related to the above.
The Company may carry out "verification procedures" as defined
in the Ordinance for all the above purposes.
-
The Company wishes to use the following types of data for direct
marketing purposes in the manner specified in this paragraph –
The Company uses personal data in direct marketing for voluntary
purposes only. This means that customers have the right to
choose whether or not the Company may use their data for such
purposes.
In this regard:
-
The Company may, from time to time, use the full name,
contact details (e.g. telephone number, email address or
correspondence address) and K Cash account number of the
customer or the relevant data provider held by the customer
or the relevant information provider for direct marketing
purposes;
-
The Company may promote various services and credit
facilities;
-
In addition to the above promotional services and credit
facilities, the Company may provide such information to the
following parties:
-
the Company's partners (the Company will from time to
time list and/or update the Company's partner list on
the homepage of the Application and/or the Company's
website);
-
any person who has obtained the agreed consent of the
Client; and
-
Konew Fintech Corporation Limited and its subsidiaries,
MoneySQ Fintech Corporation Limited and its
subsidiaries, K Cash Fintech Corporation Limited and its
subsidiaries
For the following purposes: In this
regard, please note:
-
The Client's name, contact information, including
but not limited to: full name in Chinese and
English, held by the Company from time to time; Date
of birth; residential and/or correspondence address;
Phone/mobile phone number; Email address; and other
or further information, product and service
portfolio information, transaction patterns and
behaviour, financial background and demographic data
that the Company deems necessary for direct
marketing;
-
May be used to promote the following categories of
services, products and promotions:
-
reward, loyalty or privilege programmes and
related services and products;
-
products and services of above mentioned
companies and persons including latest news,
offers, promotions, coupons and coupons on loan
services, referral services and blockchain
technology, technology, real estate, food and
beverage industry services, products and
programs, and products. The business of the
Company's partners includes finance-related
services and products, electronic products,
computers and accessories, audio-visual
products, clothing and accessories, food and
beverage, entertainment, cinemas, shopping mall
consumption and promotion, furniture, home
appliances and supplies, transportation, retail,
fuel, tourism, hotels, education, stationery,
health care, toys, watches and jewellery, hair
products, beauty and cosmetics, logistics,
membership, banking, credit cards, insurance,
telecommunications, e-commerce and other
consumer products and services; and
-
Finance-related services, products, events or
seminars.
-
To use the customer's name and contact details
referred to in paragraph 4iii 1 above for the
purpose of establishing a member account on the
Katch Platform, (such platform is provided and
managed by Katch (HK) Limited), when
customers use the Katch platform and use the
services provided by the platform, they will be
bound by the terms of use of the Katch platform, and
the customer can view the website on the Katch
website ( https://katch.hk/) Read the Terms of Use
carefully. If the Customer does not wish to become a
member of the Katch Platform, the Customer may write
to the Company (by post, email or fax) or in any
other manner acceptable to the Company, notify the
Company that he/she does not wish to become a member
user of the Katch Platform. If at any time after
becoming a member user of the Katch platform, the
customer changes his or her mind and no longer
wishes to continue to become a member user of the
Katch platform, the customer has the right Cancel
the membership in the manner specified on the Katch
platform.
-
The Company may provide the personal data referred to in
paragraph 4(i) above to members of the Group and other
financial companies or institutions for the benefit and when
the Company seeks the consent or no objection from the
customer or the relevant information provider as described
in paragraph 4(iii) above, it will indicate to the customer
or the relevant data provider that the personal data is
provided to others for the purpose of obtaining the revenue;
and
-
The Company and other Group Companies and other financial
companies or institutions may, from time to time, engage
third party marketing service providers to conduct direct
marketing on their behalf and share the personal data
referred to in paragraph 4(i) with the relevant third party
marketing service providers for such purposes.
Customers have the right to choose whether their personal data
is used for direct marketing purposes. If at any time the Client
consents to the use of his or her personal data in direct
marketing but subsequently changes his/her mind, he or she has
the right to write to the Data Protection Officer at the address
or fax number provided below free of charge or in any other
manner acceptable to the Company, to inform the Company that
he/she no longer wishes the Company to use his/her personal data
in direct marketing.
-
Information held by the Company relating to the Client or the
relevant data provider will be kept confidential but the Company
may provide such information to the following parties (whether
in the Hong Kong Special Administrative Region or elsewhere) for
the purposes set out in paragraph 3:
-
The Company or any member of the Group is under an
obligation or any person to whom a member of the Group is
obliged or required to make disclosure under any binding or
applicable law, statute, rule or court order, or by any
guidance or guidance given or issued by any legal,
regulatory, governmental, tax, law enforcement or other
authority, self-regulatory or industry body or financial
services provider association, or under any contractual
obligation, including but not limited to the Hong Kong
Monetary Authority, Securities and Futures Commission, Hong
Kong Police Force, Independent Commission Against Corruption
and Office of the Privacy Commissioner for Personal Data;
-
any person who has obtained the consent of the customer or
the person providing the relevant information;
-
Any intermediary, contractor or third party service provider
who provides administrative, telecommunications, computer,
payment, debt collection, securities settlement, data
processing to the Company. and in the operation of the
Company's business, providing marketing or other services;
-
Konew Fintech Corporation Limited and its subsidiaries ,
MoneySQ Fintech Corporation Limited and its subsidiaries, K Cash Fintech Corporation Limited and its subsidiaries
-
persons under a duty of confidentiality to the Company,
including members of the Group that have undertaken to keep
such information confidential;
-
any financial firm or institution in which the Client is
conducting or proposing to enter into a transaction;
-
the Company's assignee or prospective assignee, or the
assignee of the Company's rights in respect of the Client
(including but not limited to the Hong Kong Mortgage
Corporation Limited ("HKMC"), or such other person as may be
necessary or necessary pursuant to a contractual arrangement
with the HKMC in respect of the sale of mortgages or other
collateral by the Company;
-
a person who writes a cheque to the customer's bank to be
able to confirm to that person that the cheque has been paid
to the relevant customer;
-
credit reference agencies and, in the event of arrears, to
collection companies;
-
any person with whom the Company intends to merge or to whom
the Company intends to sell all or any part of its business;
-
If the customer or data provider has given consent in
accordance with paragraph 4 above, the customer or the
relevant data provider has consented to the transfer of
their personal data by the Company for voluntary direct
marketing purposes.
-
In the event of default, the account details and mortgage loan
details held by the credit reference agency for the relevant
customer and/or guarantor and/or mortgagor will be retained for
another year after full repayment of the arrears (except as a
result of a bankruptcy order), unless the amount in default is
fully repaid or written off before the expiry of 60 days from
the date of default. If any amount is written off as a result of
a bankruptcy order, regardless of whether the account
information shows any serious default of repayment for more than
60 days, the account information and mortgage loan information
will be retained by the reference agency for a period of five
years after the arrears have been fully repaid, or for a further
period of five years after the customer has notified the credit
reference agency that it has been discharged from the bankruptcy
order, whichever is earlier.
-
In the case of a consumer credit application, when the customer
closes the account by paying off the sum in full, and there has
been no material default (more than 60 days in arrears) in the
five years immediately preceding the closing of the account, the
customer has the right to instruct the Company to request the
credit reference agency to delete from the database of the
credit reference agency any account information relating to the
said closed account and any information relating to the mortgage
loan (if applicable).
-
The Company may obtain a credit report from a credit reference
agency in connection with any application to the Company for
various services and credit facilities. If the Client wishes to
access the credit report, the Company will provide the contact
details of the relevant credit reference agency so that the
customer can obtain a copy of the credit report and contact the
credit reference agency to process the change request.
-
In addition, for the purpose of reviewing the existing consumer
credit facilities, the Company may from time to time enquire the
consumer credit information held by credit reference agencies in
relation to customers to facilitate the Company's consideration
of the following:
- increase credit lines;
-
reduction of credit granted (including but not limited to
cancellation or reduction of credit facility); and
-
Establish or implement a debt repayment arrangement plan for
the client.
-
Subject to the provisions of the Ordinance and the Consumer
Credit Data Code, any data provider has the right to:
-
to enquire whether the Company holds personal data about it
and access such personal data;
-
require the Company to correct any inaccurate personal data
relating to it;
-
enquire about the Company's policies and practices in
relation to the holding of personal data and to understand
the nature of the data held by the Company;
-
In relation to consumer credit information, upon request,
the information (including information on mortgage loans (if
applicable) that will be routinely disclosed to credit
reference agencies or debt collection agencies and further
information is requested for the purpose of making requests
for access and correction of data to the relevant credit
reference agencies or debt collection agencies. Subject to
the requirements of the Ordinance, the Company reserves the
right to charge a reasonable fee to the person who makes the
data access request.
-
Any request for access to or correction of personal data, access
to relevant policies and practices, or enquiry about the types
of personal data held by the Company should be addressed to the
following persons:
K Cash Limited, Personal Data Protection Officer,
17/F, Wheelock House, 20 Pedder Street, Central, Hong Kong
Tel: (852) 2110 2110
Fax: (852) 2110 0300
-
This Privacy Policy does not limit the rights of customers or
data subjects under the Ordinance.
These Terms are subject to Chinese version. In the event of any
conflict between the language versions of this Privacy Policy in
the future, the Chinese version shall prevail.
Personal Data Collection Statement
K Cash Limited and its group members (collectively referred to as
"the Group" or "we") are committed to the proper handling and
protection of all information provided by customers. The Group
adheres to the principles of the Personal Data (Privacy) Ordinance
(Cap. 486) (the "Privacy Ordinance") to collect, store, process, use
and transfer data for lawful or related reasons and ensure its
accuracy. The Group will take all practicable steps to ensure the
security of personal data against unauthorised or accidental access,
erasure, use or other use.
Section 1: Purpose and Use
From time to time, our customers must provide us with your personal
data in order for us to provide and manage relevant products and
services. Otherwise, we may not be able to provide or continue to
provide services to you. The data we collect may be used for the
following purposes:
-
To provide credit facilities and day-to-day operational
services;
-
Conduct credit checks (including but not limited to personal
credit applications and regular credit reviews) where
appropriate;
-
establishing and maintaining the Group's credit and risk-related
models;
-
To ensure that customers maintain reliable credit and good
reputation;
-
Design suitable financial products and services for customers;
- Promote loan products or services;
-
determining the amount of the client's debts (including claims
and liabilities);
-
exercising our rights under our contracts with our clients,
including collecting amounts owed;
- Let debt collection agencies collect debts;
-
To perform the obligations of the Group, subsidiaries or
affiliates, whether voluntary or not, to comply with any law,
regulation, court order, guideline or internal policy.
Section 2: Transfer of Personal Data
The data held by us will be kept strictly confidential but may be
provided to the following parties (whether outside or outside the
Hong Kong Special Administrative Region) for the above reasons:
-
all associated companies, subsidiaries or affiliates of the
Group;
-
Any agent, contractor and third party service that provides
administrative, telecommunications, computer, bill payment, data
processing or storage and other services to us in connection
with the operation of our business
-
any credit reference agency or, in the event of late repayment,
to any debt collection agency;
-
any substantial or proposed transferee, transferee, participant
or sub-participant; and
-
Any body that obliges us to comply with binding laws, rules,
regulations, codes of conduct or guidelines, including but not
limited to any relevant regulators, government agencies,
industry accreditation bodies or other legally recognised
bodies.
We will not disclose the information collected to any person or
organization without your prior consent.
The Group (in its own capacity and/or as an agent) may provide the
following information about the data subject (including any of the
following as updated from time to time) to credit reference agencies
in relation to the data subject's mortgage application (whether as
borrower, mortgagor or guarantor and whether in a single name of the
data subject or in joint name with another person) relating to the
data subject's mortgage application on or after 1 April 2011:
- Full name;
-
In respect of the identity of each mortgage (i.e. as borrower,
mortgagor or guarantor, and whether in the sole name of the data
subject or in joint name with another person)
- Hong Kong Identity Card number or travel document number;
- Date of birth;
- correspondence address;
- mortgage account number for each mortgage;
- the type of credit for each mortgage;
-
the status of the mortgage account for each mortgage (e.g.
effective, closed, write-off (other than for bankruptcy order),
write-off due to bankruptcy order); and
-
Mortgage account end date for each mortgage (if applicable).
The credit reference agencies will use the above information
provided by the Group to share in the credit reference database the
number of mortgages held by the data subject (as borrower, mortgagor
or guarantor respectively, and whether individually or jointly with
other persons) with credit providers in the Hong Kong Special
Administrative Region from time to time for sharing in the credit
reference database (subject to the requirements of the Code of
Practice on Consumer Credit Information approved and issued under
the Ordinance). The Group may check the number of mortgages held by
credit reference agencies from time to time during the following
periods:
-
consider mortgage loan applications submitted by data subjects;
-
reviewing and/or renewing any mortgage loan provided or proposed
to be made to the data subject;
-
consider applications for consumer credit loans (other than
mortgage loans) submitted by data subjects (whether the data
subject is a borrower, mortgagor or guarantor); and
-
Review and/or renew any consumer credit facility (other than
mortgage loans) provided or proposed to be provided to the data
subject (whether the data subject is a borrower, mortgagor or
guarantor).
Section 3: Use and Provision in Direct Marketing
We are our valued customers and we are happy to keep you informed
about our latest products, services and promotions. With your
consent, we may use your personal data for direct marketing. Please
note :
The Company may provide such information to the following
parties:
-
the Company's partners (the Company will from time to time list
and/or update the Company's partner list on the homepage of the
Application and/or the Company's website);
-
any person who has obtained the agreed consent of the Client;
and
-
Konew Fintech Corporation Limited and its subsidiaries , MoneySQ
Fintech Corporation Limited and its subsidiaries, K Cash Fintech Corporation Limited and its subsidiaries
For the following purposes: In this regard, please note:
-
The Client's name, contact information, including but not
limited to: full name in Chinese and English, held by the
Company from time to time; Date of birth; residential and/or
correspondence address; Phone/mobile phone number; Email
address; and other or further information, product and service
portfolio information, transaction patterns and behaviour,
financial background and demographic data that the Company deems
necessary for direct marketing;
-
May be used to promote the following categories of services,
products and promotions:
-
reward, loyalty or privilege programmes and related services
and products;
-
products and services of above mentioned companies and
person, including latest news, offers, promotions, coupons
and coupons on loan services, referral services and
blockchain technology, technology, real estate, food and
beverage industry services, products and programs, and
products. The business of the Company's partners includes
finance-related services and products, electronic products,
computers and accessories, audio-visual products, clothing
and accessories, food and beverage, entertainment, cinemas,
shopping mall consumption and promotion, furniture, home
appliances and supplies, transportation, retail, fuel,
tourism, hotels, education, stationery, health care, toys,
watches and jewellery, hair products, beauty and cosmetics,
logistics, membership, banking, credit cards, insurance,
telecommunications, e-commerce and other consumer products
and services; and
-
Finance-related services, products, events or seminars.
-
The name and contact details of the customers mentioned above
are used to establish a member account on the Katch Platform,
(such platform is provided and managed by Katch (HK) limited), and
when customers use the Katch platform and the services provided
by the platform, they will be bound by the terms of use of the
Katch platform, which can be found on the Katch website (
https://katch.hk/) Read the Terms of Use carefully. If the
Customer does not wish to become a member of the Katch Platform,
the Customer may write to the Company (by post, email or fax) or
in any other manner acceptable to the Company, notify the
Company that he/she does not wish to become a member user of the
Katch Platform. If at any time after becoming a member user of
the Katch platform, the customer changes his or her mind and no
longer wishes to continue to become a member user of the Katch
platform, the customer has the right Cancel the membership in
the manner specified on the Katch platform.
Customers have the right to choose whether their personal data is
used for direct marketing purposes. If at any time the Client
consents to the use of his or her personal data in direct marketing
but subsequently changes his/her mind, he or she has the right to
write to the Data Protection Officer at the address or fax number
provided below free of charge or in any other manner acceptable to
the Company, to inform the Company that he/she no longer wishes the
Company to use his/her personal data in direct marketing.
Part 4: Biometric techniques
The Group may collect the following biometric data from customers
for use in identification systems, including ATMs:
- Finger veins
- Facial features
All identified biometric data will not be stored. This service is
provided voluntarily by the customer to provide a flexible customer
experience
Part 5:
Access to and Correction of Personal Data Under and in compliance
with the terms of the Personal Data Ordinance, you have the
following rights:
-
check whether we hold and have access to information about you;
-
request that we correct inaccuracies in their personal data;
-
For any account assets provided by the Group to a credit
reference agency (including any account repayment information
for the avoidance of doubt), after full repayment of the loan or
within 5 years from the date of formal termination of the
credit, if the Group determines that its credit has not been in
arrears for more than 60 days, the Group has the right to
request the relevant credit reference agency to delete your
account information for the terminated credit (if the account
has more than 60 days of default on repayment record, or the
data subject has been broken by the enactment). If any amount in
the account is written off as a result of the property order,
the credit reference agency may retain account repayment
information for a period of 5 years from the date of full
settlement of the amount owed or by the data subject providing
evidence notifying the credit reference agency that it has been
released from the date of the bankruptcy order (whichever comes
first)
-
In the case of consumer credit, to request to know what
information is to be disclosed to credit reference agencies or
debt collection agencies on a regular basis, or to request
further information for the purpose of making access and
correction requests to the relevant credit reference agencies or
debt collection agencies; and
-
Enquire about the Group's policies and practices with respect to
personal data and to understand the categories of personal data
held.
Access and correction requests shall be submitted in writing to:
Data Protection Officer
K Cash Limited
17/F, Wheelock Building, 20 Pedder Street, Central, Hong Kong
Fax: (852) 2110 0300
Under the Personal Data (Privacy) Ordinance (Cap. 486 of the Laws of
Hong Kong), we have the right to charge a reasonable fee for any
data access request.
Notice on access to personal credit reports
K Cash Limited and its group members collectively referred to as the
"Group") are committed to providing consistently high quality
services to our valued customers. In order to endeavour to provide
services that are more relevant to you, we may periodically review
your existing credit facilities and check your personal credit
information with a credit reference agency for testing purposes
Consider:
- Increase the credit limit,
-
credit reduction (including cancellation or reduction of credit
limit); or
- Formulating or implementing debt arrangement schemes.
After enquiry, enquiry records will be retained for reference and
you may contact the following credit reference agencies for enquiry
by yourself.
TransUnion Information Limited
8/F, Tower 5, Gateway Building, 15 Canton Road, Tsim Sha Tsui,
Kowloon, Hong Kong
statement
I/We confirm that I have read and understood the Personal
Information Collection Statement ("PICS").
I/We hereby give my/our acknowledgement and consent to K Cash
Limited in accordance with PICS
Use and transfer of my/our personal data, including using and
providing my/our personal data for direct marketing.
Note: If you do not agree to the use of the personal data you have
provided for direct marketing purposes as set out in Section 3 "Use
and Provision in Direct Marketing", please write to the Data
Protection Officer at the address or fax number provided in this
Statement or in any other manner acceptable to the Company that
he/she no longer wants the Company to use his/her personal data in
direct marketing. We will not use your personal information for
direct marketing.
This statement is subject to version Chinese. In the event of any
conflict between the language versions of this Privacy Policy in the
future, the Chinese version shall prevail.
Effective date: July 7, 2023