Currency in the Netherlands: A Complete Guide<!-- --> - Wise
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Dutch Currency

Find out what currency is used in the Netherlands, tips and tricks for Dutch currency exchange, and how you can save money on your visit with the Wise euro card.
Dutch currency

What is the currency in the Netherlands?

The currency in the Netherlands is the euro. Each euro is divided into 100 cents.

When you’re buying currency for the Netherlands, look out for the currency code EUR. And once you’re in the Netherlands, you’ll see the symbol € used to show prices.

You’ll find Euro banknotes in denominations of 5, 10, 20, 50, 100, 200, and 500 - although the 200 and 500 EUR notes are seldom used. There are also 1 and 2 euro coins.

Cents come in coins of 1, 2, 5, 10, 20 and 50.

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Use the Wise euro card to spend in Dutch currency.

The Wise euro travel money card lets you top up in your local currency, and switch to euro to spend when you’re in the Netherlands. You’ll get the best rate for spending in euro - and can also hold and spend 40+ other currencies with the same card.

Get your Wise travel money card online for free, to send and spend money around the world at the mid-market exchange rate.

Simply top up your card and convert to the currency you need in real time using the Wise app.

You’ll always get the mid-market exchange rate with no hidden costs, and you’ll avoid foreign transaction fees while withdrawing from ATMs abroad, paying in restaurants and shops, and buying your accommodation and flights.

Learn more about the euro card

Dutch currency card

Tips for exchanging currency in the Netherlands.

Familiarise yourself with the mid-market rate before your trip.
The mid-market rate is the true exchange rate - with no sneaky hidden fees. Use an online currency converter before your trip to get a feel for what your money is worth and make sure you get a fair rate when you buy your travel money.
Convert GBP to EUR >
Choose to be charged in the Netherlands currency when withdrawing from ATMs.
Being offered to pay in your own currency at an ATM is a sneaky trick and causes many travellers to pay more than they need to. Always choose to pay in the local currency - in this case, euro - to cut your costs and get the best rates available.
Avoid changing currency at airports or hotels.
Currency exchange desks at airports and hotels often markup the exchange rates they use, and may charge hidden fees. Avoid this expensive option whenever you can.
Use the Wise debit card to spend in the Netherlands without rip-off fees.
Withdraw money, pay for meals in restaurants or spend in shops in euro, all at the mid-market exchange rate with the Wise debit card.
Get your travel money card >

Spending money in the Netherlands.

Paying by credit or debit card in the Netherlands

Card payments are the norm in the Netherlands, the Dutch are dedicated users of plastic so you'll be able to pay by card pretty much everywhere.

ATMs in the Netherlands

There are ATMs all over the larger towns and cities in the Netherlands. Look for signs for Geldautomaat - literally a money machine - at post offices, supermarkets, train stations and highstreets.

To get the best deal when spending on card or withdrawing money in the Netherlands, don’t forget to use the Wise travel money card to avoid sneaky exchange rate markups and excessive fees.

spending money in the Netherlands

Dutch currency services.

Convert GBP to euro

Use our currency converter to see how much your money is worth in euro and familiarise yourself with the mid-market rate before your trip.

Send money to the Netherlands

Need to send GBP to the Netherlands? Use Wise for fast, low-cost, and secure online money transfers from the United Kingdom to the Netherlands.

See the best euro exchange rates

Compare live euro exchange rates and see how much you could save with Wise.

Dutch currency FAQs.

Get your Wise debit card and save on your trip to the Netherlands

Spend smart, save money. Avoid sneaky bank fees when travelling, with Wise.

Order your card now