Net Worth Formula: Net Worth = Total Assets - Total Liabilities

Net Worth Definition Our free online net worth calculator can calculate your net worth in seconds. It’s simple really to learn how to calculate net worth. Add up all of your assets (stocks, bonds, real estate, etc.), then add up all of your liabilities (mortgages, loans, credit card debt, etc.), and then subtract your total liabilities from your total assets to calculate your net worth. Simply enter in the numbers into each corresponding field (no + or – sign is needed, the formula will do the addition and subtraction) to calculate your net worth automatically. The formula for calculating net worth is therefore: Net Worth = Total Assets – Total Liabilities

How to Calculate Net Worth Let's be honest - sometimes the best net worth calculator is the one that is easy to use and doesn't require us to even know what the net worth formula is in the first place! But if you want to know the exact formula for calculating net worth then please check out the "Formula" box above.