FOR HOMEOWNERS

Your life and goals change. Your mortgage can too.

Don't miss out on savings or discovering how your home can help you reach financial goals. Contact us today for your free Official Mortgage Review®.
Parents of two sitting on the couch in their home, reading to their two children.

It's your mortgage. Use it.

Take Cash Out

Paying down your mortgage builds equity you can use to take cash out – great for renovating your home or paying down high-interest debt.
 Use My Equity

Lower Your Payment

Getting a new mortgage with a lower monthly payment can help with goals like saving for college or retirement.
 Reduce My Payment

Shorten Your Loan Term

Become mortgage-free faster and reduce the interest you’d pay. We offer custom terms starting at 8 years.
 Shorten My Term

35 years of mortgage expertise in your pocket.

Rocket Mortgage® was designed to put our knowledge and superior process to work for you.

Apply Online

It only takes minutes to start bringing your goals into focus.

Know Your Next Steps

Together we’ll figure out what makes the most sense for you.

Get Your Loan

Your dedicated team of experts will help you reach the finish line.

Check Off That Goal

And when it’s time for the next one, we’ll be here.
A young black woman in denim overalls painting a wall refinanced with Rocket Mortgage so she could fund home renovations.

Our numbers speak for themselves.

4.9/5
Star rating by our
clients on the
App Store®1
90%
Of Rocket Mortgage
clients would
recommend us2
24 hr
Access to your loan
online and on the
Rocket Mortgage app
A White woman searches rocketmortgage.com to explore whether a 15 or a 30-year mortgage from Rocket Mortgage is best for her.

7-MINUTE READ

15-Year Vs. 30-Year Mortgages

Is a 15- or 30-year mortgage the better choice for you? Read on to learn the difference between a 15- vs. 30-year mortgage, including the pros and cons of each.

Middle-aged woman wearing glasses and orange sweatshirt, sitting at a table deciding whether to refinance, gets help while chatting on the computer with a Rocket Mortgage Home Loan Expert.

8-MINUTE READ

Should I Refinance My Mortgage And When?

Wondering if you should refinance your mortgage? Learn more about the factors to weigh as you decide if refinancing your mortgage is the right choice for you.

A middled-aged black man with a white beard and his wife use their devices to learn about how they can take cash out of their home by refinancing with Rocket Mortgage.

6-MINUTE READ

Cash-out Refinance: Rates And Guide For Homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it’s right for you.

Expert advice at your fingertips.

Our Home Loan Experts are available 7 days a week to answer all your mortgage questions.
Chat With An Expert
(800) 689-9155
Home Loan Expert

Meet Brandon

HOME LOAN EXPERT

"What’s most important to me is listening, understanding our clients and focusing on giving them the highest level of service."

Your refinance application starts here.

Start My Refinance

Refinancing may cause finance charges to be higher over the life of the loan.

1As of May 2023.

2Based on a Rocket Mortgage market research questionnaire of clients whose loans closed in 2022