Services Offered
Checking Accounts
Savings Accounts
Credit Cards
Auto Loans
Business Loans
Personal Banking
Personal Loans
Certificate of Deposits (CDs)
Money Market Accounts
IRA/KEOGH Accounts
Bill Pay
Wire Transfers
Online Loan Payments
Mobile Payments
Remote Deposit Capture
e-Statements
Electronic Signature Authentication
Overview
- Reachable: 5 branches and 5 ATMs. Locations
- Asset Base: Stewards over $358.2 Million in assets. Financial Reports
- Membership Count: Proudly serves over 23,300 loyal members.
- Collective Effort: Over 54 dedicated employees as of 2024.
Dashboard
- Financial Tip of the Hour: Create a budget and stick to it to manage your finances effectively.
- Lobby Hours: IH's lobby is currently closed.
- IHCREDITUNION Website and App Status: IH CU is Online Report an Outage
- Latest IH Review: I like that it is easy access and fast.That being said there is one teller that is rude and very unfriendly.She gives yo... Read More
IH Springfield
Main Office Hours
Lobby HoursThe credit union lobby is currently closed. | |
| Day | Hours |
|---|---|
| Sunday | Closed |
| Monday | 9:00 am - 5:00 pm |
| Tuesday | 9:00 am - 5:00 pm |
| Wednesday | 9:00 am - 5:00 pm |
| Thursday | 9:00 am - 5:00 pm |
| Friday | 9:00 am - 5:00 pm |
| Saturday | Closed |
Membership Eligibility
Who Can Join IH Credit Union?
See More MembershipIH operates under a state charter in Ohio, offering comprehensive financial solutions tailored to the residents of Ohio. With over 23,300 members, IH Credit Union offers a wide range of accounts, including:
- Regular Savings (19,400+)
- Share Draft (7,600+)
- Money Market (1,200+)
- Share Certificate (CDs: 1,400+)
Contact IH Springfield
Main Office
Community Q&A
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Confused about financial accounts or loans? Our Q&A forum provides expert advice and real-world wisdom from knowledgeable members.
IH CU Reviews
Main Office
Review Rating Scale
Main Office
Member Rating
Are you considering joining IH CU at the Main Office location? Read real reviews from real members to get a sense of their services, features, and the overall member experience at this Main Office location.
IH (Main Office) Service Status
Main Office Reports in the Past 24 Hours
Find the service status of online banking, mobile app, and the Main Office location at 5000 Urbana Road. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.
- Is IHCREDITUNION IH down?
- Is IH app down?
Main Office Service Status
Frequently Asked Questions
To log into online banking for IH Credit Union, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.
If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.
Available Services
- Account Aggregation
- Bill Payment
- e-Statements
- Electronic Signature Authentication/Certification
- Mobile Payments
- Remote Deposit Capture
To access your account through online banking, visit the IH Credit Union login page.
Yes, IH Credit Union provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.
- Fixed Rate Mortgages > 15 Years
- Fixed Rate Mortgages 15 Years or Less
- Balloon/Hybrid Mortgages > 5 Years
- Balloon/Hybrid Mortgages 5 Years or Less
- Adjustable Rate Mortgages
Calculate mortgage payments with our Mortgage Calculator.
IH Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms.
- New Auto Loans
- Used Auto Loans
For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries.
Use the online Auto Loan Calculator to estimate your loan amount.
Interest Rates
- Competitive Rates and Low Fees: As a not-for-profit institution, IH offers better rates and lower fees than many for-profit banks.
Unsecured Credit Card 9.90% Other Unsecured Loans/Lines of Credit 14.08% New Vehicle Loans 6.30% Used Vehicle Loans 7.45% Commercial Loans/Lines of Credit Secured 4.53% Commercial Loans/Lines of Credit Unsecured 5.07%
When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.
For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.
For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.
Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.
It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.
IH Springfield
Main Office
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