SOS CREDIT told about how to protect bank card holders from fraudsters.
Cashless payments are gaining more and more popularity in Ukraine today. It has become difficult to do without a bank card, because it is to it that our salary is transferred, with its help we can pay at the checkout of the store, make purchases on the Internet, help another person with a transfer in just a couple of minutes. Its use makes a person's life easier and more convenient. However, you also need to be able to handle a bank card, adhering to certain rules. Otherwise, your personal data and funds will fall into the hands of scammers who will leave you with a zero balance, and this is at best. Let's talk about 7 such common mistakes.
1. Do not use a bank card or close its account
There are often cases when a person has stopped using the services of a bank, has already received a card in another, and that one simply carries with him in his wallet and after a while forgets that it is there at all. Or he leaves her at home mixed with other things. It is important to take into account that although each bank card has its own term, the bank can independently reissue it. Then he will start taking money to service it and, thus, the account will have a negative balance. It's important to close your bank accounts so that you don't pay later for what you didn't actually use.
2. Store bank card information in easily accessible places
It can be a PIN-code, login and password for working with the client's personal account. Of course, keeping everything in your head is difficult and much easier to make a note on a piece of paper. But the bag and wallet, where you put it, can be stolen, and then, in order to take possession of your money, you don't even have to spend much effort. Until you come to your senses, they will be removed at the nearest ATM or they will pay for the purchase. If you find it difficult to remember the data on the card, then enter them in the phone notes, slightly encrypted so that no one would guess if it falls into the hands of swindlers. For example, do not indicate directly that it is a PIN or add a few extra digits at the end.
3. Leave your phone unattended
Remember that it is he who receives the confirmation for the online transfer. It is important to activate the PIN code on the SIM card, because an attacker may not have to rack his brains over hacking to enter the phone, and it is easier to use the solution. It will insert your SIM card into another phone.
4. Share information about a bank card with others
Scammers have many divorce schemes. They can call you, posing as bank employees, and clarify the CVC, card expiration date or something else. In no case should you disclose such information, because they want to rob you. Call the hotline of the bank that serves you, or go to the branch in person to find out if there was really such a request for clarification from this institution.
5. Provide assistance to anyone who asks
And it's not about kindness and compassion. Phone thefts and account hacks happen on a daily basis, so it is important to understand if your friend / relative is in a difficult situation. Do not give up everything and transfer the requested amount. Try to find out if exactly the person who is asking for help needs help.
6. Refuse from notifications by bank card
Yes, you need to pay extra for some of them, but then you can calmly control the ongoing transactions with personal funds.
7. Withdraw money from the first ATM that comes across
Of course, the situation can be urgent and the swindlers are counting on it. You will be in a hurry to get the required amount, and they have already equipped the ATM with mechanisms for copying data on account of such situations. For your own safety, it is better to use an ATM, which, for example, is located in the bank itself across the street. This may take more time, but your data will be safe.
We remind you that SOS CREDIT provides services with a card of any bank in Ukraine. We are responsible for the storage of personal data of clients, using special reliable systems for this. It is really important for us that the client is satisfied as a result. The service works around the clock to provide high-quality and efficient financial support at any time of the day.
Cashless payments are gaining more and more popularity in Ukraine today. It has become difficult to do without a bank card, because it is to it that our salary is transferred, with its help we can pay at the checkout of the store, make purchases on the Internet, help another person with a transfer in just a couple of minutes. Its use makes a person's life easier and more convenient. However, you also need to be able to handle a bank card, adhering to certain rules. Otherwise, your personal data and funds will fall into the hands of scammers who will leave you with a zero balance, and this is at best. Let's talk about 7 such common mistakes.
1. Do not use a bank card or close its account
There are often cases when a person has stopped using the services of a bank, has already received a card in another, and that one simply carries with him in his wallet and after a while forgets that it is there at all. Or he leaves her at home mixed with other things. It is important to take into account that although each bank card has its own term, the bank can independently reissue it. Then he will start taking money to service it and, thus, the account will have a negative balance. It's important to close your bank accounts so that you don't pay later for what you didn't actually use.
2. Store bank card information in easily accessible places
It can be a PIN-code, login and password for working with the client's personal account. Of course, keeping everything in your head is difficult and much easier to make a note on a piece of paper. But the bag and wallet, where you put it, can be stolen, and then, in order to take possession of your money, you don't even have to spend much effort. Until you come to your senses, they will be removed at the nearest ATM or they will pay for the purchase. If you find it difficult to remember the data on the card, then enter them in the phone notes, slightly encrypted so that no one would guess if it falls into the hands of swindlers. For example, do not indicate directly that it is a PIN or add a few extra digits at the end.
3. Leave your phone unattended
Remember that it is he who receives the confirmation for the online transfer. It is important to activate the PIN code on the SIM card, because an attacker may not have to rack his brains over hacking to enter the phone, and it is easier to use the solution. It will insert your SIM card into another phone.
4. Share information about a bank card with others
Scammers have many divorce schemes. They can call you, posing as bank employees, and clarify the CVC, card expiration date or something else. In no case should you disclose such information, because they want to rob you. Call the hotline of the bank that serves you, or go to the branch in person to find out if there was really such a request for clarification from this institution.
5. Provide assistance to anyone who asks
And it's not about kindness and compassion. Phone thefts and account hacks happen on a daily basis, so it is important to understand if your friend / relative is in a difficult situation. Do not give up everything and transfer the requested amount. Try to find out if exactly the person who is asking for help needs help.
6. Refuse from notifications by bank card
Yes, you need to pay extra for some of them, but then you can calmly control the ongoing transactions with personal funds.
7. Withdraw money from the first ATM that comes across
Of course, the situation can be urgent and the swindlers are counting on it. You will be in a hurry to get the required amount, and they have already equipped the ATM with mechanisms for copying data on account of such situations. For your own safety, it is better to use an ATM, which, for example, is located in the bank itself across the street. This may take more time, but your data will be safe.
We remind you that SOS CREDIT provides services with a card of any bank in Ukraine. We are responsible for the storage of personal data of clients, using special reliable systems for this. It is really important for us that the client is satisfied as a result. The service works around the clock to provide high-quality and efficient financial support at any time of the day.
