Important Information
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Instant Personal Loan
In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere. The money lending process is simple and fast, and all you need to do is complete the application procedures to meet your emergency cash flow needs.
Your Priority for Personal Cash Loan
Promise, Best Choice for Loans
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No Supporting Documents Required#
No Need to Show Up in Person*Apply with just your ID card and mobile number. Complete application, agreement signing, and fund transfer online and get your personal loan right away.
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Online Instant Approval⦿
Promise loans are approved and transferred online instantly. No more waiting for your loan, so you can manage your finances flexibly!
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Faster Payment System (FPS) Instant Transfer^
Promise transfers funds instantly with FPS once your personal loan is approved!
Promise Revolutionises Your Loan Experience
Loan Plan of General Money Lenders
Loans approve manually. Procedures from application to transaction usually takes 3 to 10 working days or even longer.
Promise Instant Personal Loan
Quick!
Applying online enables instant loan approval⦿ and instant fund transfers^ to be made.
Loan Plan of General Money Lenders
Need to provide different documents, like employment and income proof, for loan application.
Promise Instant Personal Loan
Easy!
You can apply loan with just your ID card and mobile number only#.
Loan Plan of General Money Lenders
Loans approval and transaction will always be processed on working days and application needed to be submitted during service hours.
Promise Instant Personal Loan
Convenient!
Approval result would be ready online instantly⦿.
Successful Cases
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❝Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship.❞
Mr. Leung,
20 years old, Tertiary Student
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❝I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!❞
Ms. Wong,
37 years old, Office Worker
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❝Even if I was out of budget, all the application procedures for Emergency Loan, including approval and signing contract can be done online, enabling me to quickly get cash in an emergency.❞
Rachel,
25 years old, Media Editor
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❝The PROMISE short-term loan was a great help to my daughter, it was approved speedy even with no income proof!❞
Mr. Chan,
54 years old, Self-employed
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❝PROMISE did not need me to show up in person for my loan application, even when I had no proof of income!❞
Mr. Tse,
31 years old, Private Badminton Coach
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❝PROMISE helped me clear my credit card payment at a low interest rate, so I could pay it off faster and save more!❞
Mr. Lam,
37 years old, designer
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❝With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow!❞
Mr. Wong,
30 years old, Online Shop Owner
FAQ
No, there is no hidden cost or handling fee when you apply loans in Promise, so we can transfer your loan in full.
Yes, in order to grant the most suitable loan amount, we may obtain a credit report on customers, including their credit report, enquiry record and credit score, from a credit reference agency.
You can consider making additional repayment on top of your monthly repayment to save on interest expenses and shorten the repayment period. Promise provides flexible repayment plans and calculates interest on daily basis, which diminishes with repaid principle. If you pay off early or make extra repayment, you can save part of the interest expenses immediately, and at the same time no penalties or handling fees will be occurred.
- "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
- "Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
- For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
- "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
- The maximum loan amount for "Freelancer" will be HK$100,000.
Want to recap the most?
Promise is here to help now!
