Personal Internet Banking | More | Bank of China (Hong Kong) Limited

Personal Internet Banking

Bank of China (Hong Kong) Personal Internet Banking offers you a comprehensive range of services to manage your wealth and investments. With just a click, our fast and secure Internet Banking makes it easy for you to manage your finances anytime and anywhere.

Privileged Online Pricing and Flexible Transaction Times

Items Via
Internet Banking/ Mobile Banking
Via
Branches
Privileged offer up to Example
(Per HK$100,000 transaction, unless otherwise specified)
Investment Services
Securities Hong Kong stocks / China A share
Preferential
brokerage fee as low as
0.18%1
Hong Kong stocks / China A share
Preferential
brokerage fee as low as
0.25%1
0.07% Saved HK$702
US stocks
Preferential
brokerage fee
USD 0.02%1 per share

This service is only available on Internet Banking and Mobile Banking

Online real-time quote – Basic3 This service is only available on Internet Banking and Mobile Banking
Online real-time quote – Streaming4 This service is only available on Internet Banking
Funds
Subscription fee
as low as 1.6%
Subscription fee
as low as 2.0%
3.65% Saved subscription fee HK$3,6505
Banking Services
Express Transfer
(RTGS / CHATS)6
Waived HK$180 100% off Each transaction saved HK$180
Faster Payment System (FPS) Waived This service is only available on Internet Banking and Mobile Banking
Telegraphic Transfer HK$65 HK$240* 70% off Each transaction saved HK$175
BOC Remittance Plus Waived HK$240* 100% off Each transaction saved HK$240
Travel Insurance Up to 30% off premium discount8 - - Each policy saved HK$95.49
General Insurance Up to 15% off first year premium discount10 - - Each first year policy saved HK$153.911
Credit Card Repayment Waived HK$20 - Each transaction saved HK$20


Comparison with standard charges for branch transactions.

*Please click here for the details of remittance service charges.

Note: The above items are charged per transaction and are for reference only. The Bank reserves the right to revise the charges from time to time.

Please login now to enjoy these fabulous offers!

For details, please contact our staff.

Bank of China (Hong Kong) Limited reserves the right to amend or withhold the terms or conditions of the above promotional offers at its discretion.

Remarks:

  1. Please refer to our securities service charge table for details.
  2. This example refers to a Diamond Star member who conducts securities transaction.
  3. Diamond / Gold Star members of the Securities Club have 1,000 free quotes per month. Silver / Bright Star members of the Securities Club enjoy 500 free quotes per month. HK$0.10 will be charged for each additional quote used (The minimum charge is HK$10 per month).
  4. HK$328 per month. During the service period, if the monthly accumulated transaction amount reaches HK$1 million or more, your service fee of the following month will be waived.
  5. This example refers to a Wealth Management customer who conducts fund transaction via internet banking.
  6. Under normal circumstances, the receiving bank will collect funds immediately or in the morning of the Effective Date.
  7. The time deposit offer is subject to the terms and conditions. For details, please contact our branch staff or refer to the Bank’s website (Deposits > Time Deposits Offer). The above preferential time deposit interest rate is quoted based on the time deposits interest rates published on 27 February 2018.The example refers to the customer who has taken up the Integrated Account Service and placed a 12-month HKD Time Deposit, and is for reference only, customer can also contact the Bank’s staff for the updated preferential time deposit rate.
  8. This offer refers to enrolment of a Wealth Management Eligible Customer for “Universal Smart Travel Insurance Plan (Single Travel Plan)”. Please refer to the terms and conditions for other privileges. The promotion period of the Travel Insurance offer is from 16 December 2020 to 11 June 2021, both dates inclusive.
  9. This example refers to 1 person who travels to Japan and enrolls for Diamond Plan in “Universal Smart Travel Insurance Plan (Single Travel Plan)”, and the insurance period is 5 days.
  10. This offer refers to enrolment of a Wealth Management Eligible Customer for “Premier Home Comprehensive Insurance”. Please refer the terms and conditions for other privileges. The promotion period of the General Insurance offer is from 16 December 2020 to 11 June 2021, both dates inclusive.
  11. This example refers to enrolment for Plan 3 of 500 square feet of gross floor area of the insured home with annual premium payment method.

Risk Disclosure: 
The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. This promotion material is for reference only, and does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service. This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.

Risk disclosure of Fund:
Fund products or services are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.

 

Flexible Transaction Times

  Cut-off time of online services Advantage
Securities 24-hour securities order placement Round-the-clock order placement
IPOs: Cuts off at 10am on the closing day of subscription Subscription until the designated time of the closing day
Remittances 3:30 pm - 10:15 pm (varies with different currencies) Enjoy up to extra 2 hours*
e-Cheque

Issuance: 24 hours
Deposit: 8 am - 9 pm (Mon-Fri)
   8 am - 4 pm (Sat)

 


Compared with remittance of the same currency via branch.

Service Feature

All it takes is just one click
Check and manage your personal financial transactions anytime and anywhere.

Seize investment opportunity
Provide rich and latest financial information and market news for your analysis.

Capture the Mainland of China opportunity
One-stop RMB services help you capture the opportunities arising from the ever closer economic integration between Hong Kong and the mainland.

Security Device for extra protection
Together with "Mobile Token" or "Security Device" as two-factor authentication tool, which does not require software or driver installation, it enables you to manage your bank accounts safely and reliably. Want to know more about Security Information, please click here.

Check your e-Statement / e-Advice anytime
You can login to Personal Internet Banking and check your e-Statements & e-Advices anywhere, anytime.

Save More with Internet Banking
Conducting transactions via Personal Internet Banking can enjoy discount on service charge, service charge for BOC Remittance Plus and Express Transfer are waived, and you can save 70% service charge for Telegraphic Transfer. For details of other transactions’ service charge, please click here.

Service Application / Enquiry

Existing customer can register the Internet Banking Services through Mobile Banking, or make the online appointment for account opening now or visit any of our branches for registration.

Service Hotline +852 3988 2388