Services Offered
Checking Accounts
Savings Accounts
Credit Cards
Auto Loans
Business Loans
Personal Banking
Personal Loans
Certificate of Deposits (CDs)
Money Market Accounts
IRA/KEOGH Accounts
Bill Pay
Wire Transfers
Online Loan Payments
Mobile Payments
Remote Deposit Capture
e-Statements
Financial Counseling
Overview
- Organization: 4 branches and 4 ATMs. Locations
- Economic Capacity: Stewards over $481.1 Million in assets. Financial Reports
- Account Holders: Proudly serves over 30,400 loyal members.
- Workforce Harmony: Over 83 dedicated employees as of 2024.
Dashboard
- Financial Tip of the Hour: Start a side hustle to boost your income.
- Lobby Hours: Diversified Members's lobby is currently closed.
- DMCU Website and App Status: Diversified Members CU is Online Report an Outage
- Latest Diversified Members Review: This review is for the Jefferson downtown office. I was advised that the account which I have in my name only, have ove... Read More
Diversified Members Detroit
Main Office Hours
Lobby HoursThe credit union lobby is currently closed. | |
| Day | Hours |
|---|---|
| Sunday | Closed |
| Monday | 8:00 am - 4:30 pm |
| Tuesday | 8:30 am - 4:30 pm |
| Wednesday | 8:30 am - 4:30 pm |
| Thursday | 8:30 am - 4:30 pm |
| Friday | 8:00 am - 6:00 pm |
| Saturday | 9:00 pm - 1:00 pm |
Membership Eligibility
Who Can Join Diversified Members Credit Union?
See More MembershipDiversified Members operates under a state charter in Michigan, offering comprehensive financial solutions tailored to the residents of Michigan. With over 30,400 members, Diversified Members Credit Union offers a wide range of accounts, including:
- Regular Savings (37,000+)
- Share Draft (15,700+)
- Money Market (500+)
- Share Certificate (CDs: 3,500+)
Contact Diversified Members Detroit
Main Office
Community Q&A
Voice Your Queries and Opinions
Connect and Get Guidance in Our Community!
Seeking advice on accounts or loans? Our Q&A forum is your go-to source for insights from financial experts and seasoned peers.
Diversified Members CU Reviews
Main Office
Review Rating Scale
Main Office
Member Rating
Are you considering joining Diversified Members CU at the Main Office location? Read real reviews from real members to get a sense of their services, features, and the overall member experience at this Main Office location.
Regina Gibson★★★★★★★★★★
This review is for the Jefferson downtown office. I was advised that the account which I have in my name only, have ove...
- J Saunders Jr★★★★★★★★★★
I was assisted by DMCU Representative "SARA", on Saturday 5, 2022. I must say that this persons demeanor, kindn...
- David Goolsby★★★★★★★★★★
Aleshia was tremendously helpful getting me set up on line. Her patience and skill deserves a medal. I couldn't hav...
Diversified Members (Main Office) Service Status
Main Office Reports in the Past 24 Hours
Find the service status of online banking, mobile app, and the Main Office location at 1480 E Jefferson Avenue. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.
- Is DMCU Diversified Members down?
- Is Diversified Members app down?
Main Office Service Status
Frequently Asked Questions
To log into online banking for Diversified Members Credit Union, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.
If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.
Available Services
- Bill Payment
- e-Statements
- External Account Transfers
- Mobile Payments
- Remote Deposit Capture
To access your account through online banking, visit the Diversified Members Credit Union login page.
Yes, Diversified Members Credit Union provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.
- Fixed Rate Mortgages > 15 Years
- Fixed Rate Mortgages 15 Years or Less
- Balloon/Hybrid Mortgages > 5 Years
- Balloon/Hybrid Mortgages 5 Years or Less
Calculate mortgage payments with our Mortgage Calculator.
Diversified Members Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms.
- New Auto Loans
- Used Auto Loans
For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries.
Use the online Auto Loan Calculator to estimate your loan amount.
Interest Rates
- Competitive Rates and Low Fees: As a not-for-profit institution, Diversified Members offers better rates and lower fees than many for-profit banks.
Unsecured Credit Card 12.10% Other Unsecured Loans/Lines of Credit 12.63% New Vehicle Loans 5.19% Used Vehicle Loans 5.97% Commercial Loans/Lines of Credit Secured 5.16% Commercial Loans/Lines of Credit Unsecured 4.23%
When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.
For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.
For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.
Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.
It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.
Diversified Members Detroit
Main Office
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