Del Norte Credit Union
Chartered in 1954, Del Norte Credit Union has been providing financial services to the Santa Fe, New Mexico community for over 70 years.
Contact & Hours Online Banking LoginOverview
- Reachable: 8 branches and 8 ATMs. Locations
- Asset Base: Stewards over $1.1 Billion in assets. Financial Reports
- Financial Security: The 7th largest credit union in New Mexico
- Membership Count: Proudly serves over 61,000 loyal members.
- Collective Effort: Over 200 dedicated employees as of 2024, committed to exceptional service.
Dashboard
- Financial Tip of the Hour: Set aside money for yearly taxes if you're self-employed, to avoid surprises.
- Lobby Hours: Del Norte's lobby is currently closed.
- Drive Thru Hours: Del Norte's drive-thru is currently closed.
- DNCU Website and App Status: Del Norte CU is Online Report an Outage
- Latest Del Norte Review: Antiquated. Bureaucratic. Nightmare. Run, run. Run run as fast as you can.... Read More
Community Q&A
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Benefits
- Get Expert Advice: Connect with knowledgeable members and financial professionals.
- Real-World Insights: Gain practical advice based on real-life experiences.
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Reviews
Get the Inside Scoop: Member Reviews
Wondering about Del Norte CU? Read real reviews from real members! Get the inside scoop on services, features, and the overall member experience.
Member Rating
"Antiquated. Bureaucratic. Nightmare. Run, run. Run run as fast as you can." - Loren & Anthony- "They hold direct deposits, which may seems odd, but I guess that's how they make money by holding de... Read More" - DAY
- "I have been trying to get an answer for 3 months and the specialists have not called as I was told. ... Read More" - Martha Blank
- "You guys are awesome! I made a transaction and it was a scam. I got my money back and a new ATM ca... Read More" - julie roybal
- "I, unfortunately, was approved for and have a current auto loan through Del Norte Credit Union. I ha... Read More" - Larry
Membership Eligibility
Who Can Join Del Norte Credit Union?
Del Norte operates under a state charter in New Mexico, offering comprehensive financial solutions tailored to the residents of New Mexico. With over 61,000 members, Del Norte Credit Union offers a wide range of accounts, including:
- Regular Savings (72,000+)
- Share Draft (37,000+)
- Money Market (1,000+)
- Share Certificate (CDs: 5,000+)
Del Norte (Main Office) Service Status
Find the service status of online banking, mobile app, and the Main Office location at 3286 Cerrillos Road. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.
- Is DNCU Del Norte down?
- Is Del Norte app down?
Main Office Service Status
Main Office Reports in the Past 24 Hours
Frequently Asked Questions
To log into online banking for Del Norte Credit Union, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.
If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.
Available Services
- Account Aggregation
- Bill Payment
- e-Statements
- Electronic Signature Authentication/Certification
- External Account Transfers
- Mobile Payments
- Remote Deposit Capture
To access your account through online banking, visit the Del Norte Credit Union login page.
Yes, Del Norte Credit Union provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.
- Fixed Rate Mortgages > 15 Years
- Fixed Rate Mortgages 15 Years or Less
- Balloon/Hybrid Mortgages > 5 Years
- Balloon/Hybrid Mortgages 5 Years or Less
- Adjustable Rate Mortgages
Estimate mortgage payments with our Mortgage Calculator.
Del Norte Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms.
- New Auto Loans
- Used Auto Loans
For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries.
Use the online Auto Loan Calculator to estimate your loan amount.
Financial Snapshot Q4 2023
- Total Assets $1,073,092,016
- Total Liabilities $968,172,580
- Total Equity $104,919,436
- Total Liabilities, Shares, & Equity $1,073,092,016
- Net Income (Loss) $8,081,902
Interest Rates
- Competitive Rates and Low Fees: As a not-for-profit institution, Del Norte offers better rates and lower fees than many for-profit banks.
Unsecured Credit Card 15.24% Other Unsecured Loans/Lines of Credit 10.90% New Vehicle Loans 3.49% Used Vehicle Loans 3.49% Commercial Loans/Lines of Credit Secured 6.73% Commercial Loans/Lines of Credit Unsecured 9.49%
When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.
For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.
For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.
Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.
It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.
