Credit Union Checking Accounts - Open Yours Online | CU SoCal

Fast and easy online application

Build a better banking future with a CU SoCal account! There are three ways to be eligible for Membership at CU SoCal:
 
  1. Live, work, attend school or religious services in the counties of Los Angeles, Orange, Riverside or San Bernardino.
  2. Be related to a current member of CU SoCal.
  3. Be an employee of a partnering business.

 

Open Your Account

Prefer to visit a branch?

You can open your account online or through one of our branch locations. Although it is not required, you may schedule an appointment at a branch location of your choice to eliminate wait time.

Please be advised you must be at least 18 years of age to open a CU SoCal Membership through our website, or to apply for a loan (including through our branches). Children under 18 can open a joint account with a parent or legal guardian in any CU SoCal branch.


 

Open a Rewards Checking Account (our most popular)

  • Earn Dream Points on Visa® Debit Card purchases1
  • Manage your account 24/7 with our highly-rated Mobile Banking App
  • Fully managed identity theft recovery services2
  • Access to 30,000+ free ATMs
  • $5 monthly fee (Free with Rewards+)3
USA Patriot Act Notice
Important Information about Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account we will ask for your name, street address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

About

Help + Support

 

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Building Better Lives™

Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.

 

562.698.8326 | 866 CU SoCal Se Habla Español

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© 2024 Credit Union of Southern California

1. Qualified purchases are all CU SoCal Debit and Credit Card purchases except: cash advances; balance transfers; convenience checks; quasi-cash (purchases that are directly convertible to cash such as casino gaming chips, money orders, wire transfers, travelers checks); finance charges, fees, and credit insurance, purchases made by or for a business, unauthorized/fraudulent transactions, debit card purchases for less than $1.50. Qualified debit purchases will result in one (1) point for every three dollars ($5) spent, rounded at each increment of $1.50. Bonus points are occasionally awarded for merchant specific and CU SoCal special promotions. All transactions and points are subject to verification. The point balance is the total of points awarded, less points that are deducted for returns and adjustments. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point balance during the dispute period. If the transaction is reinstated, the points will be reinstated.

2. Available to all named account holders, and extends to three generations of your family. Family members include the primary account holder, primary account holder's spouse or domestic partner, primary account holder's dependents under the age of 25 with the same permanent address, any IRS-qualified dependents of the primary account holder, and primary account holder's parents (mother or father) with the same permanent address, or who are registered in a senior assisted living facility, nursing home, or hospice. Services continue up to 12 months after death for all family members.

3. Offer effective April 12, 2023. Monthly Rewards Checking fee will be waived the following month the account is eligible for Rewards+. Auto loan rate discount is up to .25% and applies to loans funded on or after April 12, 2023. The rate discount starts in the month you become eligible to receive Rewards+ benefits. If you are eligible for Rewards+ benefits at the time of funding, the loan discount will be reflected the following day. Rate cannot go below the current floor rate. Qualified Signature and/or POS based transactions must be posted to the account by the end of each month to qualify. ATM transactions are not included. Bonus Dream Points for qualifying months will be credited annually within 60 days of account opening anniversary date. Member must have a Rewards Checking or Platinum Rewards Visa® Credit Card to receive annual bonus points. Rewards+ Members are eligible annually for one free box of corporate image design checks. Call or visit a CU SoCal branch to place your order. Member must be in good standing to qualify. Offer subject to change.

 

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