About Us

Horizon is a top performing community bank

  • Continuously given Bauer Financials highest 5 Star rating for financial soundness
  • Named 2018 Bank & Thrift Sm-All Star by Sandler O’Neill + Partners
  • Nationally recognized by Bank Director Magazine as one of the top performing banks in Bank Director Performance Scorecard 2015-2017
  • Ranked No. 40 on the Largest Indiana Public Companies list in 2019 and was No. 45 in 2018. This list includes the 50 largest public companies in the state by Indianapolis Business Journal
  • Awarded Bronze Community Bank of the Year by Small Business Administration Indiana District in 2017 (not in 2018) waiting to see results for 2019
  • Ranked 2nd highest $ volume of SBA 504 Loans processed and Funded through the Regional Development Company (RDC)

Diversity & Inclusion

We firmly believe that every person has worth, unique talents and perspective that are invaluable to the growth of our Company.  Therefore Horizon Bank is committed to fostering, cultivating and preserving a culture of diversity and inclusion for all Advisors, Customers, Vendors and the communities that we serve.

If you want to work for a company that values, respects, embraces and champions diversity in all aspects of our work – then please learn more about joining the Horizon team.

We are always looking for opportunities that allow us to select from a diverse and talented mix of vendors.  As a minority and/or women owned businesses, please complete this brief questionnaire so we can learn more about what you may offer Horizon.

Read our Diversity and Inclusion Policy and our Fair Lending Policy.


We display pride in the Horizon Team by holding these values in the highest esteem.

  1. We affirm the customer as our highest focus by providing exceptional service and sensible advice to build life-long relationships.
  2. We act responsibly employing high ethical standards.
  3. We accomplish our goals.
  4. We embrace individual, cultural, racial, and ethnic diversity.
  5. We cooperate as a Team in serving our customers and associates.
  6. We demonstrate kindness, understanding, and respect.
  7. We understand the value of profit.
  8. We support progressive learning.
  9. We encourage creative thinking.
  10. We strive for balance in our lives and pleasure in our work.
  11. We contribute to the betterment of the community.
  12. We commit to the preservation of independent banking.

Executive Management


Stock Quote ($)

Price ($):17.07
Change ($):0.11
Change (%):0.65
High ($):17.20
Low ($):16.87

01/20/21 11:02 PM
Minimum 20 minute delay.

Picture of Citizens building

Craig Dwight picture

Craig Dwight
Chief Executive Officer


Jim Neff picture

James Neff



Mark Secor picture

Mark Secor
Executive Vice President
& Chief Financial Officer


Kathie DeRuiter picture

Kathie DeRuiter
Executive Vice President
Sr. Operations Officer


Dennis Kuhn

Dennis Kuhn
Executive Vice President
& Chief Commercial Banking Officer


Lynn Kerber
Executive Vice President
& Senior Credit Administration Officer


Todd Etzler
Executive Vice President
& General Counsel