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[2004年或之前]
My maid wants to borrow $20,000!
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發表於 My maid wants to borrow $20,000!
Hi all moms,
Need to seek your advice as I don't know what is the best way to tackle this.
My Filipino maid asked me last weekend to lend her money as she needed to pay the balance for her house. She said I could deduct it from her salary. I already refused and told her that we were not rich.
She said that she and her husband have just bought a new house when she got my offer last year. They paid certain deposit and agreed with the landlord that she would settle the balance in 2 years. Then their family moved in the house in Nov 04 and did some revenovation for home improvement. Recently the landlord changed his mind and requested her to pay the balance immediately or he would sell the house to somebody. She does want to move out of the house and she has done some renovation work. Thus, she wants to borrow $20,000 from me. I wonder how true is this story? This is my 1st time to hire a maid and I really have no idea about these people.
As I have rejected her request, I am now worrying the situation of my baby. (My hubby and I need to work and she is the only one to take care of my baby during the day.) I don't know if she will treat my baby badly because of this incidence.
I also worry if she may borrow money from finanical insitituion. What can I do to prevent her from doing this? (I haven't kept her passport nor made photocopy. Should I do it now? What excuse/reason do I use to minimize the embarrassement?
Need to seek your advice as I don't know what is the best way to tackle this.
My Filipino maid asked me last weekend to lend her money as she needed to pay the balance for her house. She said I could deduct it from her salary. I already refused and told her that we were not rich.
She said that she and her husband have just bought a new house when she got my offer last year. They paid certain deposit and agreed with the landlord that she would settle the balance in 2 years. Then their family moved in the house in Nov 04 and did some revenovation for home improvement. Recently the landlord changed his mind and requested her to pay the balance immediately or he would sell the house to somebody. She does want to move out of the house and she has done some renovation work. Thus, she wants to borrow $20,000 from me. I wonder how true is this story? This is my 1st time to hire a maid and I really have no idea about these people.
As I have rejected her request, I am now worrying the situation of my baby. (My hubby and I need to work and she is the only one to take care of my baby during the day.) I don't know if she will treat my baby badly because of this incidence.
I also worry if she may borrow money from finanical insitituion. What can I do to prevent her from doing this? (I haven't kept her passport nor made photocopy. Should I do it now? What excuse/reason do I use to minimize the embarrassement?
Re: My maid wants to borrow $20,000!
Dear tani,
If I were you, I definitely would NOT lend money to her. $20,000 is really a significant amount, and I am very worried that she would run away after borrowing your money.
For buying a house, in Hong Kong we usually can have mortgage loan in the bank. I believe people can make mortgage loans with bank in other countries as well. As your maid/suggest her to make a mortgage loan arrangement with the local bank in Philipine. (Ah, just remember there is some Filipino contract staff in my company, I can ask about making mortgage loan on Thur)
Tell/warn your maid never think about borrowing money from the financial institute in HK. Those financial institutes in HK do charge high interest rate, especially with no mortgage.
For monitoring if your maid if she is treating your son good, difficult at this stage lar. If before she comes/at the very beginning, you can set up web-cam. But now, seems a little bit odd to set up web-cam in this stage. But you can observe if your son likes the maid. If she is treating your baby good, your baby will like to be with her. And, do you bath your baby yourself? Then if there are any marks/wounds on his body, you would be able to find them.
If I were you, I definitely would NOT lend money to her. $20,000 is really a significant amount, and I am very worried that she would run away after borrowing your money.
For buying a house, in Hong Kong we usually can have mortgage loan in the bank. I believe people can make mortgage loans with bank in other countries as well. As your maid/suggest her to make a mortgage loan arrangement with the local bank in Philipine. (Ah, just remember there is some Filipino contract staff in my company, I can ask about making mortgage loan on Thur)
Tell/warn your maid never think about borrowing money from the financial institute in HK. Those financial institutes in HK do charge high interest rate, especially with no mortgage.
For monitoring if your maid if she is treating your son good, difficult at this stage lar. If before she comes/at the very beginning, you can set up web-cam. But now, seems a little bit odd to set up web-cam in this stage. But you can observe if your son likes the maid. If she is treating your baby good, your baby will like to be with her. And, do you bath your baby yourself? Then if there are any marks/wounds on his body, you would be able to find them.
Re: My maid wants to borrow $20,000!
Thanks Amy! I do have WebCam and bathe my baby everyday. Also, I have warned her not to borrow money from financial institutions or she will be terminated immediately. I also talked about mortgage loan but she told me it was not common in the Philippines. Guess I could only verify her words from BK moms.
Frankly speaking, she is the only one whom can feed my baby sucessfully. (My son will be on diet when she is on holiday.) eg. He takes 8oz every morning and night but he will only drink 2-4 oz if I feed him.
I understand that 20,000 is a significant amout and I have never thought of lending her this money. But this request from her really bothers me now. Frankly speaking, I have no intention to renew her after her contract which will expire this Nov. But what can I do to safeguard my baby from now till Nov?
Frankly speaking, she is the only one whom can feed my baby sucessfully. (My son will be on diet when she is on holiday.) eg. He takes 8oz every morning and night but he will only drink 2-4 oz if I feed him.
I understand that 20,000 is a significant amout and I have never thought of lending her this money. But this request from her really bothers me now. Frankly speaking, I have no intention to renew her after her contract which will expire this Nov. But what can I do to safeguard my baby from now till Nov?
)Re: My maid wants to borrow $20,000!
Tani,
Don't worry too much!
Although your maid doesn't seem to love your baby from her heart, she has been living with your baby for over 1 year, and she should have '感情' with your baby, and probably may not treat him bad.
If you can record the contents of your web cam, try to do so. If not, don't worry. Just randomly check the web cam while you're in the office.
Pay more attention to your son's behaviour, and trust your mad that she will treat your baby well.
Finally, good luck to you.
Don't worry too much!
Although your maid doesn't seem to love your baby from her heart, she has been living with your baby for over 1 year, and she should have '感情' with your baby, and probably may not treat him bad.
If you can record the contents of your web cam, try to do so. If not, don't worry. Just randomly check the web cam while you're in the office.
Pay more attention to your son's behaviour, and trust your mad that she will treat your baby well.
Finally, good luck to you.
Re: My maid wants to borrow $20,000!
Hi tani,
I had the same experience, then I told to my maid that she needed to tell her borrower which they have the verbal aggreement( the installement is 2 year right). So, she can't get the money back from your maid immediately. Otherwise, the employer has the right to termiate the contract which means the borrower will got total lost la. On the other hand, you don't need to worry about your maid treat you son bad, for my case, my maid had just no experience to handle this situtation. Therefore, I suggest you monitor and follow your maid the activities would be OK.
I had the same experience, then I told to my maid that she needed to tell her borrower which they have the verbal aggreement( the installement is 2 year right). So, she can't get the money back from your maid immediately. Otherwise, the employer has the right to termiate the contract which means the borrower will got total lost la. On the other hand, you don't need to worry about your maid treat you son bad, for my case, my maid had just no experience to handle this situtation. Therefore, I suggest you monitor and follow your maid the activities would be OK.
Re: My maid wants to borrow $20,000!
Thanks all moms for your valuable comments. We do not have too much cash or jewelery at home. So I will not worry about her stealing my stuffs. Unless she wants to steal formula powder, instant noodles or canned food.
I am planning not to hire any maid if I can send my son to full-day nusery this Sep/Oct. So not sure if I should look for new maid. Also, I worry if my son can get along with the new maid as he is used to the existing maid already. My son still does not hold milk bottle and needs us to hold me when feeding milk. And he does not fall asleep in his crib. He needs to sleep in either my or my maid's chest before putting him in the bed.
Maybe there is nothing I can do/change for the time being and just wish I am lucky enough that she won't do anything harmful to my kid. Apparently, she is less commited in her job compared with last year.
I am planning not to hire any maid if I can send my son to full-day nusery this Sep/Oct. So not sure if I should look for new maid. Also, I worry if my son can get along with the new maid as he is used to the existing maid already. My son still does not hold milk bottle and needs us to hold me when feeding milk. And he does not fall asleep in his crib. He needs to sleep in either my or my maid's chest before putting him in the bed.
Maybe there is nothing I can do/change for the time being and just wish I am lucky enough that she won't do anything harmful to my kid. Apparently, she is less commited in her job compared with last year.
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