The 5 Safest Places to Live in Florida - Moving To Florida

The 5 Safest Places to Live in Florida

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This “Safest Places to Live in Florida List” is Different, Probably More Helpful. Why?

Because the places on this list are…

  • Among the safest places to live in Florida, and the US, plus…
  • They also score higher in other quality of life factors, in addition to being very safe.
  • So these are safe towns that are also great places to live.

What good is moving to a safe low crime city in Florida, if there’s very little for residents to do?

How happy would you be, after moving to a safe town, if you have to leave that town on a regular basis and travel to a less safe one just to buy groceries or see a doctor?

That’s why I identified the 5 safest cities and towns to live in Florida, that also offer the best overall quality of life in the Sunshine State.

Here’s Why Moving to One of the Safest Places to Live in Florida is Important

Most Florida residents say they are worried about their personal safety on a daily basis.

This is according to 2020 Study done by Safewise, that says most Floridians report having high or very high concerns about their personal safety on a daily basis.

That’s probably not how you want to live your life after going through the hassle and expense of moving to the Sunshine State.

The study further says that more Florida residents are concerned about crime, and more reported they experienced crime, in the 2020 study than they did in 2019.

However, according to FBI reporting, Florida’s crime rate improved from one of the worst states to near the national average over the last few years. This conflicts with what residents reported in the study.

You may want to visit the Safewise website and read the report if you’re serious about moving to Florida.

If you’re moving to Florida and buying a home, the future crime rate of your town can have a big impact on its value.

If you’re moving to Florida and buying a home, you know that housing prices aren’t cheap.

Do you know where home prices are cheap, not just in Florida but just about everywhere in the US?

Homes are cheap in the highest crime, least safe neighborhoods, cities and towns.

Just a few years ago, there were blocks of homes for sale in Detroit for $1, but they had a hard time selling (giving them away?) them.

Where are home prices are highest? Where crime rates are the lowest.

So to protect your significant financial investment in a home, moving to one of these 5 safest places to live in Florida may not only give you peace of mind, it will help protect your significant investment.

The Criteria Used to Qualify Places for This List

Safest: The city or town must have crime rates far lower than the national average.

Crime rates derived from FBI reporting, using the latest data available as of this writing, was used. That data is broken down into two categories. One category is property crimes and the other is violent crime. I do not use the average of the two rates. To qualify for this list, both rates must be just a fraction of the national rate or average. So these places are among the safest places to live in the US when it comes to crime.

Fun: The city or town must offer residents more recreation, dining and shopping, than the average for the state of Florida.

What good is it to live in a very safe town, but you have to drive an hour round trip to a high crime city, just to go grocery shopping? Options are considered on a per-capita basis. For example only, a small town with 3 options per 1000 people, would rate higher than a much larger town with only 2 options for every 1000 residents.

Maintaining safety: The city or town must have better school ratings.

I feel that a better educated students can help cities and towns that are safer, stay that way. Besides, almost all residents pay for schools whether they own or rent. Data used was derived from the National Center for Education Statistics and other publicly available sources.

Maintaining safety: The city or town must have better than average employment options.

This is also on a per-capita basis. Employment options in the town itself, and within an hour’s commute each way is considered. I feel that safe cities that can provide their residents with income generating opportunities have a better chance of maintaining their lower crime rates. Please note, the new coronavirus has complicated the employment picture in some areas in Florida and nationwide.

the 5 safest places to live in florida

The Safest Places to Live in Florida That Also Offer a Higher Quality of Life

In no particular order…

Satellite Beach Florida

Population: 11,130

Satellite Beach violent crime rate (per 100,000 residents): 27

Vs

National violent crime rate per 100,000: 381

Satellite Beach actual reported violent crimes for an entire year (latest available)

Murder: 0

Rape: 0

Robbery: 0

Assault: 3

Total Violent crime incidents for 1 year: 3

Satellite Beach property crime rate (per 100,000 residents): 366

Vs

National property crime rate per 100,000: 2200

Satellite Beach actual reported property crimes for an entire year (latest available)

Burglary: 12

Theft: 27

Vehicle theft: 2

Total property crime incidents for 1 year: 41

Satellite Beach is located on a barrier island on Florida’s east coast almost due west from the central Florida city of Kissimmee. This small but highly rated beach town is one of the safest places to live in the country when it comes to crime. There were only 3 violent crimes of any kind reported during a recent entire year.

Satellite Beach Florida, particular pros

  • Satellite Beach provides a true island lifestyle desired by most but very few act on their desire.
  • It’s “Mayberry” safe.
  • Pandemic risk here is probably lower living in major cities or tourist areas.

Satellite Beach Florida, particular cons

  • Any town, no matter where it’s located, is more expensive to buy or rent if the word beach is right in the name. Satellite Beach Florida is no exception.
  • Hurricane risk to ones home, possessions and life is real here.

Here’s Satellite Beach’s covid-19 page show what restrictions, if any, are in place.

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Winter Springs Florida

Population: 37,312

Winter Springs violent crime rate per 100,000 residents: 153

Vs

National violent crime rate per 100,000 residents: 381

Winter Springs actual reported violent crimes for an entire year (latest available)

Murder: 1

Rape: 13

Robbery: 6

Assault: 37

Total Violent crime incidents for 1 year: 57

Winter Springs property crime rate (per 100,000 residents): 738

Vs

National property crime rate per 100,000: 2200

Winter Springs actual reported property crimes for an entire year (latest available)

Burglary: 56

Theft: 199

Vehicle theft: 19

Total property crime incidents for 1 year: 274

Winter Springs is one of the safest places to live in Florida where you can also enjoy everything that people move to Florida for. It’s located in central Florida just north-east of Orlando. It’s within commuting distance of the Orlando-metro employment centers, so if you’ll need or want to work after moving to Florida, Winter Springs is worthy of consideration.

Winter Springs Florida, particular pros

  • Not far from theme parks and everything that’s available in the huge Orlando area.
  • Close enough for day trips to the beaches, which may be actually be better than living on one, according to the Florida Move Guide.
  • Risk of serious damage and disruptions from hurricanes is considerably less living closer to coast.

Winter Springs Florida, particular cons

  • Living so close to one of the busiest international airports and world famous tourist destination likely increases pandemic risk.

Here’s the city of Winter Springs Florida covid-19 page to see what current restrictions there may be, if any.

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florida move guide book cover and discription

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St Cloud Florida

Population: 54,579

St Cloud violent crime rate (per 100,000 residents): 142

National violent crime rate per 100,000: 381

St Cloud actual reported violent crimes for an entire year (latest available)

Murder: 0

Rape: 16

Robbery: 10

Assault: 50

Total Violent crime incidents for 1 year: 76

St Cloud property crime rate (per 100,000 residents): 1243

National property crime rate per 100,000: 2200

St Cloud actual reported property crimes for an entire year (latest available)

Burglary: 123

Theft: 504

Vehicle theft: 39

Total property crime incidents for 1 year: 666

St Cloud is located south-east of Orlando in central Florida and offers a safer environment and a higher overall quality of life than most other cities in Florida. While it has been promoted in the past along with Kissimmee,  the two cities have very different crime rates and  Kissimmee does not qualify for any of our lists. St Cloud may offer home buyers a slight discount compared other places in Florida.

St Cloud Florida, particular pros

  • Day trips to the theme parks, Orlando area and beaches are possible.
  • Lower risk of damage and evacuations from hurricanes than living near the coast.
  • Commuting to some Orlando metro area employment centers is possible

St Cloud Florida, particular cons

  • Pandemic risk may be higher than places located farther away from major tourist areas.

St Cloud’s covid-19 info page.

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Oviedo Florida

Population: 41,860

Oviedo violent crime rate (per 100,000 residents): 157

National violent crime rate per 100,000: 381

Oviedo actual reported violent crimes for an entire year (latest available)

Murder: 0

Rape: 23

Robbery: 10

Assault: 33

Total Violent crime incidents for 1 year: 66

Oviedo property crime rate (per 100,000 residents): 892

Vs

National property crime rate per 100,000: 2200

Oviedo actual reported property crimes for an entire year (latest available)

Burglary: 68

Theft: 293

Vehicle theft: 13

Total property crime incidents for 1 year: 374

Oviedo Florida is located in Central Florida north-east of Orlando but still close enough to commute for employment to some of its areas. Oviedo is very safe and promotes itself as being a community for families. School ratings are impressive here. It also scores particularly high for having lots to do and see, although that may be affected somewhat by the virus.

Oviedo Florida, particular pros

  • More of a sense of community that what is typically found in Florida.
  • Enjoying Orlando’s theme parks and Florida’s east coast beaches are possible without overnight accommodations.
  • Lower hurricane risk than coastal areas.

Oviedo Florida, particular cons

  • Pandemic risk that comes with being on the fringe of Orlando’s metro area.

How covid-19 is affecting Oviedo Florida.


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North Palm Beach

Population: 13,127

North Palm Beach violent crime rate (per 100,000 residents): 91

Vs

National violent crime rate per 100,000: 381

North Palm Beach Beach actual reported violent crimes for an entire year (latest available)

Murder: 0

Rape: 0

Robbery: 5

Assault: 7

Total Violent crime incidents for 1 year: 12

Property crime rate North Palm Beach per 100,000 residents: 795

Vs

Property crime rate national average per 100,000: 2200

North Palm Beach actual reported property crimes for an entire year (latest available)

Burglary: 12

Theft: 79

Vehicle theft: 14

Total property crime incidents for 1 year: 105

If you’re looking for an upscale island or boater’s lifestyle, North Palm Beach may be for you. Please don’t confuse most of the places in Palm Beach County on Florida’s mainland, with this exclusive beach town where crime really isn’t a factor. If you want one of the best lifestyles in Florida and can afford it, North Palm Beach is a must see.

North Palm Beach Florida, particular pros

  • North Palm Beach offers some of the highest overall quality of life scores in Florida, except affordability.

North Palm Beach Florida, particular cons

  • It’s coastal location means higher risks from hurricanes, but half of it’s residents won’t personally experience that because they’re only here during the winter months when Florida’s weather is the best in the world.

North Palm Beach Florida’s covid-19 page.


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Ron Stack “That Best Places Guy” of Zeus Press Inc

  • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide.

29 thoughts on “The 5 Safest Places to Live in Florida”

  1. Hello Ron,
    I am looking to move to Tampa, Florida soon and in need of help as to what area is a good area to live. Just want your inside info. I also, was thinking of Clearwater or New Port Richey. Any info would be helpful. Thanks

    Reply
  2. As a local this list is accurate.

    Unfortunately a huge unlisted con is price of housing. It would be impossible for a single-person to afford rent without working double shifts, having no debt at all or having a roommate. You’ll have to settle for going elsewhere.

    Reply
    • Personal safety is one of the first things people consider when looking for a new place to live. People move to safe places, and away from places with increasing crime, if they can afford to do so. When there’s more people trying to move to a safer city than the number of available places to rent or buy, prices increase. This is true not only in Florida, it happens everywhere.

      Florida isn’t even in the top 10 of states with the highest rents, but it’s not far away. However, there are still lots of places where rents are low and the crimes rates are as well, in the US today (7/18/21).

      Below you’ll find a link to a list of the safest states.
      _____
      Ron Stack “That Best Places Guy” of Zeus Press Inc

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.

      https://www.usnews.com/news/best-states/rankings/crime-and-corrections/public-safety

      Reply
  3. My husband and I just read your book, the Florida move guide. It was fantastic, I’ve recommended it to friends as a must read. We liked the Tampa area but didn’t like the commute back to the north east states. We like St Augustine but the taxes in St John are much too high. What are your thoughts on Palm Coast? A sleepy town not far from nightlife in St Augustine or parks in Orlando and several quaint beaches to chose from. Our kids are all adults on their own but we thoroughly enjoy when they stay for a visit with us. Plus, we have no grandkids as of yet. I am hopeful we will within a few years.
    Pleas share the good / bad / ugly / nice about Palm Coast. Thank you

    Reply
    • Hello Janet,
      Palm Coast Florida isn’t on any of our best places lists. The estimated crime rate (the FBI does not report data for this area, like it does for the vast majority of US cities and towns) for property and violent crime are both higher than the national average. At a minimum, to be considered for coverage on this site, rates must be lower than the average with preference given to places with rates that are much lower. The poverty rate is also higher in Palm Coast than the US as a whole according to the US Census Bureau. As places become more safe, home prices tend to rise. The opposite is also true, and homes in places with crime issues can be tough to sell. What will the rates be in 5 years from now? The current “irrational exuberance” in Florida’s real estate market won’t last forever.
      _____
      Ron Stack “That Best Places Guy” of Zeus Press Inc

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
      Reply
  4. Hello Have you heard of a 55+ community in Palm Beach Gardens called Avenir. It’s fairly new I believe. Any thoughts on this area and this community?

    Reply
    • Hello Maryann,
      Palm Beach Gardens Florida does not qualify as a best place for any of our lists because it’s property crime rate is higher than the national average according to the most recent FBI report. The only places that qualify for any of our lists must offer residents better than average safety with crime rates that have been low for many years. I don’t want people to move to a town in Florida because they saw it on one of my lists, then have to move again in a year because crime increases and they feel unsafe.
      _____
      Ron Stack “That Best Places Guy” of Zeus Press Inc

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
      Reply
  5. This is a great article thank you. I need to move to a rural area with more than 4 acres and I am having a hard time finding an area with low crime. Can you point me in the right direction? Thanks!

    Reply
  6. Recently widowed and found out I have breast cancer. Looking to move to Florida for a next chapter if you will. Any suggestions? I am middle aged and like to be on the go but also likes to take it easy. Not moving to find someone just moving for new start and to make friends.

    Reply
    • Just saying a prayer for u. my friend n I both r over 55, divorced, widowed etc,… but upbeat dog loving ladies. At same time early 2020, she reloed near Prescott AZ n I reloed near Charlotte NC,.. there is great healthcare in NC! … but it seems there are much more friendlier people in AZ,.. now we both pay 1100 yr in property taxes, compared to the 8,000yr for our smaller townouses in North Jersey. Pros n Cons to both places,.. AZ has limited access to medical, n culture,.. unless ur in a gated pricey bubble near urban sketchy areas. NC is chaos near city areas. I don’t like Charlotte suburbs due to the car racing influence throughout (it’s like a mad max movie!!). Drivers seriously are out of control n have no regard for moms driving their kids, or the elderly,.. It’s such an issue. The zoning is mishmosh,..so there’s a lot of industry near residential areas. Meaning, more 18 wheelers dump trucks etc, speeding n hogging the roads too… There’s a weird southern rat race!!,… the whole southern hospitality thing is a farce, esp to “outsiders”… So I’m looking again, even after only a year.. It’s a No to Florida after much research,.. so now maybe a different area of NC(which is vast), AZ, or VA. ps I almost did SC,.. but there’s widespread crime n a “sketchy scene” thru out state, even when just running errands, too prevalent,… plus the heat n bugs n yes gators. Best wishes. Kay

      Reply
  7. Hi Ron,
    I am trying to convince my husband to move to Florida because of my health. We don’t don’t much about too many areas in Fl but we do know that most areas if not all are affected by all kinds of dangerous weather. However I did read somewhere that a higher elvation is best to prevent flooding, so can you tell me of some areas that would have higher elevations, not close to water, low crime rate, not close to a Nuclear plant, and have good healthcare, because we are seniors, and good healthcare is essential for us, and we also don’t want to be moving again. I was researching and found Clermont, what can you tell me about it. Thank you in advance for your response.

    Reply
    • Hello Carleen,
      You wrote: “I am trying to convince my husband to move to Florida” The Florida Move Guide explains why this could be a mistake based on what happened to others who had to do the same with their spouse.

      On flooding, the book also explains why the elevation of the specific home/property you live in, is what’s really important and how to go about learning that. Storm surge is different than flooding but since you don’t want to live near the coast you don’t have to worry about that.

      On safety, all of the cities and towns on all of my lists are currently safer crime-wise (usually much safer) than the average for both Florida and the US. None of my choices are located within the evacuation zones of nuclear plants. The best list for places with better healthcare for seniors is my best places to retire list because they all have better medical facilities according to Medicare.

      Finally, Clermont Florida is not on any of my lists currently because the property crime rate is pretty close to the national average. I have noticed that a rise in property crime is often followed by a rise in violent crime, but not in every case of course. Clermont’s overall crime rate decreased slightly in the last year of reporting which is good, but the “latest” reports from the FBI are usually 1-2 years old. Violent crime there is quite low and overall the town is currently better than most other places in Florida to live.
      _____
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
      Reply
  8. your thoughts on “The Villages….for seniors “

    Reply
  9. I am considering relocating to Lighthouse Point, FL. Is that a good area?

    Reply
    • Hello Carole,
      Lighthouse Point Florida is currently still a very good safe area, except from the threat of hurricanes of course. However, it is sandwiched between larger cities with higher crime rates. How long do you plan on living there and do you feel this country will get safer during that time, or less safe? I don’t want you to answer those questions here, it’s just food for thought.
      _____
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
      Reply
  10. I am surprised that Windermere/Dr. Phillips are not on your list.

    Reply
    • Windermere and Dr Phillips are both on other best places lists on this website. All of the cities/towns on all of my lists are safer places to live than most places in Florida because residents enjoy crime rates much lower than the national average.
      _____
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
      Reply
  11. Hi Ron, Ive been reading your articles. I just got a job transfer to stuart fl but looking to live in St Cloud. Its listed as one of your safest. How do I find a rental in that area?

    Reply
    • Come on Monica, it’s the year 2020. An online search of “St Cloud FL rentals” will turn up results such Craigslist, but be careful as there are scammers out there with ads for non-existent luxury rentals with amazing pics for less than the cost of a dump, but you won’t have a chance of getting it unless you give them a deposit right now to hold it until you can see it in person…
      _____
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
      Reply
      • Crime in Stuart is not bad at all. Like most places, you must choose your neighborhood wisely. As far as quality of life, Stuart ranks higher than St. Cloud! The Kissimmee/St.Cloud area is very touristy, and frankly, can’t compete with Stuart. I am very familiar with both, and am speaking from firsthand knowledge, not just statistics.

        Reply
        • Thanks for sharing your thoughts Mama S,
          You wrote “Crime in Stuart is not bad at all. Like most places, you must choose your neighborhood wisely.”

          The article is about the safest (and best) places to live in Florida, not places that are merely “not bad at all”. The thing about safe neighborhoods in cities that aren’t the safest, is you have to leave the neighborhood at some point to go to the grocery store, gas station, etc.

          You also wrote “As far as quality of life, Stuart ranks higher than St. Cloud!
          What did you base your opinion on? St Clouds crime rates are far lower than Stuart’s, student test scores are higher, overall cost of living is lower, etc. Sorry, but making decisions using facts derived from the FBI, National Center for Education Statistics, the Council for Community and Economic Research and other well respected sources, rather than random opinions, will likely lead to a better outcome.

          Decades ago, Kissimmee and St. Cloud were marketed together as an alternative when visiting the theme parks and Orlando. Today however, the places offer a far different quality of life and crime rates. St Clouds property and violent crime rates are 50% lower than the national average. Stuart and Kissimmee aren’t anywhere close offering that.

          Additionally, the approximate 9 mile distance that separates St Cloud from Kissimmee, is about the same distance between Stuart and the Nuclear Plant that sits right on a barrier island that can be struck by a major hurricane.

          Again, thanks for taking the time to share your opinion Mama S and have a nice day.
          _____
          Ron Stack “That Best Places Guy” of Zeus Press Inc

          • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide. Avoid expensive mistakes.
          Reply
    • You may want to consider finding a rental agent in the St. Cloud area. Having previously resided in Central Florida I stayed in extended stay housing (has everything one needs usually) which will give you time to look for another longer term rental. If you don’t happen to like Florida and decide to return to your original state you won’t be tied to a lease (with extended stay). By being there you’ll be able to better choose the best and safest area for you.

      Reply
  12. What is the price range in Florida right now for a Condo on the beach? We are looking for a place dog friendly and in a non- hurricane location. That sounds like something not able to do, I know. Thank you so much

    Reply
    • Hello Sherry,
      The closer a home or condo is to the beach in Florida, the more expensive it will be. “On the beach” is generally where you’ll find the highest priced real estate. Areas near the beach where there are crime and safety issues are where you may find prices that are a little less. You are right, there is no such thing as a non-hurricane area in Florida “on the beach” during its 6 month hurricane season. You can read more about that here.
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide.
      Reply
    • Hello Sherry,
      The closer a home or condo is to the beach in Florida, the more expensive it will be. “On the beach” is generally where you’ll find the highest priced real estate. Areas near the beach where there are crime and safety issues are where you may find prices that are a little less (Daytona Beach for example).

      You are right, there is no such thing as a non-hurricane area in Florida “on the beach” during its 6 month hurricane season. You can read more about that here.
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide.
      Reply
  13. We are planning on spending the winter months in Estero or Naples in a gated community in a condo. We do you think of th at idea and can you recommend a real estate person to help find the right place? We are in our late 80’s and have a single son who is an excellent indoor and outdoor painter and would spend time there with us.

    Reply
    • Hello Marilyn,
      Both Estero and Naples are safer than most places in the US overall and the winter weather in those areas can be ideal. A condo for that length of time would probably work best for those accustomed to large city or condo living, but may not be for those coming from single family homes in the suburbs or more rural areas. I do not have Realtor to recommend for rentals. Enjoy your winter!
      _____
      Ron Stack “That Best Places Guy”

      • Want to be certain if moving to Florida is right for you or your family? You’ll know after reading the Florida Move Guide.
      Reply

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