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HomeServe

HomeServe Reviews

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$7.99 to $58.33
Monthly premium cost
50 states
Availability
One year
Labor guarantee
Varies
Service fee

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About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

    Pros & Cons

    Pros
    • Repairs guaranteed for one year
    • Local, licensed technicians
    • Website provides lots of information
    Cons
    • Availability and costs vary greatly by location
    • May need multiple plans to get the coverage you want

    Featured Reviews

    Verified
    Philadelphia, PA

    I use HomeServe when I need them. ...they follow through well. They were able to do everything that I called them for. I asked about some other things like appliances and if they ...

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    Verified
    Rego Park, NY

    I've been using HomeServe for a couple of years. I have annual tune-ups and the boiler was broken a couple of times and every time, HomeServe has been very quick in responding and...

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    HomeServe coverage and plans

    HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.

    With each plan, you can choose the components you want to cover:

    • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
    • Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
    • Electrical: Electrical wiring, outlet, switches and exhaust fan

    HomeServe’s combo plans: 

    • Appliance plan: Covers eight major appliances
    • Warranty Combo plan: Covers your appliances and 10 home systems
    • Premium Home Protection plan: Covers six home systems

    Coverage options vary by location, so not all plans may be available in your area.

    HomeServe cost

    HomeServe plans start at $7.95 per month. Total costs vary by plan and location — provide your ZIP code to get the most accurate price.

    We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

    PlanMonthly cost*
    Exterior water service line $7.95
    Exterior sewer/septic line $12.98
    Interior plumbing and drainage system $18.99
    Heating system $12.99
    Water heater repair and replacement $12.99
    Cooling system $12.99
    Water heater repair $9.49
    Gas line plus $6.49
    Exterior electrical line $5.49
    Interior electrical line $11.99
    Electrical surge $3.99
    Exterior service line coverage $20.97
    Home plumbing and drainage coverage $21.98
    Complete plumbing plan $41.99
    Tech protection (Essential) $11.99
    Tech protection (Premier) $17.99
    Heating and cooling plan $19.99
    Home comfort plan $29.99
    Interior protection plan $55.99
    Premium home protection plan $69.99
    *Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

    Discounts

    Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

    HomeServe coverage exclusions

    Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

    • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
    • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
    • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
    • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
    • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

    HomeServe claims and coverage limits

    You can file a claim with HomeServe online or over the phone. This feature is also coming to the app, though it’s not available as of publishing.

    Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.

    When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.

    You can track the status of your claim using the company’s online tracking system.

    Coverage limits

    The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

    HomeServe FAQ

    Is HomeServe legit?

    If you’re looking for a home warranty to help cover unexpected home costs, HomeServe might be a good fit. The company offers flexible coverage options, so you can pick and choose to create a one-of-a-kind warranty that works for your home. Keep in mind that each plan’s costs, terms and availability vary greatly by location. You can enter your ZIP code on HomeServe’s website to see what coverage is available.

    What is HomeServe?

    HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance.

    How does HomeServe work?

    If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

    What does HomeServe cover?

    HomeServe offers various coverage plans for homeowners. Coverage options include plumbing, heating and cooling, electrical and combination plans.

    Where is HomeServe available?

    HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

    Does HomeServe require a home inspection?

    HomeServe doesn’t require a home inspection or proof of one.

    Can I pick my own service technician with HomeServe?

    HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

    Does HomeServe have a limit on repairs?

    Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

    How do I cancel HomeServe?

    You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

    HomeServe Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Aug. 12, 2023

    When we have a claim, we call up the insurance and tell them that we have a problem and what area it is. They look up our insurance to be sure we have it and then they tell us that they will call someone to get in contact with us as soon as possible. We had a problem in the front yard a couple of weeks ago with our water service line leaking and within an hour, a plumber called and said they were on their way. It's usually pretty prompt, especially if it's something serious. The contractor comes and looks at the issue, and then they call up the HomeServe and tell them what they found and how much it is and what they would need to do. All of that is going on with them rather than us. Then they come and tell us that we've been approved to get this done.

    Sometimes, if it’s gonna be more, then they obviously have to talk to us about that it’s not gonna be fully covered. So there's a little of that going back and forth, mostly with the person that came to do the job and with the insurance. And then they do it. Then they give us an invoice saying what happened, what they did and it's done. It's pretty simple. In the beginning, I was a little nervous about how HomeServe does the claim because I was used to doing all that myself. But they have it worked out pretty well with the companies that they use. Everyone's been very good. The claims have gone through smoothly and we feel very comfortable with it now.

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    Customer ServiceTechPunctuality & Speed

    Reviewed July 21, 2023

    I had a very bad experience with the service from the contractor that HomeServe sent out. They sent me someone and told him, "We don't live in the building. Once you're there, call me half hour before you get there and I will make sure we have someone to open for you." When he came in, the guy had an attitude and he didn't wanna wait. He didn't give me enough time. I said at least half an hour before he came in. His time was supposed to be from 1:00 to 5:00 and he showed up 15 minutes before 1:00. Once he called me, I had to be there within half an hour. I told him that I was gonna send someone ASAP. But 10 minutes later, he called me and said that he was leaving. I told him that I was sending someone on the way but he left and he didn't answer the phone.

    I called the company and they said they would call back. I called their supervisor and we were gonna call the driver to come back but they never called me back. I called HomeServe and I explained the situation. The lady was very helpful and she did an emergency call for some other company to come in. The tech called me right away and gave me enough time. I sent someone to open for him and he did the job. It was the sewer flooded in the basement and he was in a rush, and he just did the water. The water went down and he left the place a mess. He didn't clean up his job. Till now, it's a mess. Overall, HomeServe's service is very, very good. They've been very responsive. But they need to be more strict on the contractors that they send. They should hire better contractors.

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      Verified purchase
      Punctuality & Speed

      Reviewed June 28, 2023

      There were some things I talked to HomeServe's rep that by that time it was approaching 6 o'clock on a Friday. And I had a couple of things on my bucket list. I said, "Can y'all do this?" He said, "Yes. And it'd be under your contract.” I said, "Let us get settled from the other things we're going through. The in and out of towns and schedules, and we'll get back with y'all." But I would like to have him do the work. HomeServe's rates are very modest. But even if they were more, I would keep my service where it is. Because inside electrical things always go out. And that's not something I'm trained to do.

      I had two inside electrical switches not work every time you flip them up. And the gentleman replaced those and was excellent. For the dishwasher, HomeServe gave me the runaround. But the gentleman was excellent. He was as cordial as he could be. If we have anything else, I would request him. I was very satisfied. This happened on a Thursday. And he was able to get out later that afternoon. I got a text. HomeServe said he would text me. They thought he could get out late that afternoon or first thing in the morning. But he texted me 45 minutes prior to getting to the house, which a lot of them don't do. And he was on time. He was one of those guys that did it by the book. If I’d want to run a quick errand, my office is five minutes away. And it was easy to run down to my office. I was very pleased.

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      Customer ServiceTech

      Reviewed June 13, 2023

      I've been with HomeServe for many years and they come and they do what I need them to do. I'm a single homeowner and I don't have someone handy to fix the problem for me right then and there. It works out for me. I have every plan that they have just in case. I pay $175 a month for all the plans that I have and even the home equipment plan is no longer valid, I was grandfathered into it. I'm grateful for that. Recently, something was wrong with my washing machine and they came and fixed it. I really liked the tech. When he came the first time, he assessed the situation and told me that one of my pipes was clogged and he placed the order. The only thing I didn't like was I was told that they would follow up with me but I had to call HomeServe to find out whether or not the pipe was ordered. The pipe came in and they gave me the number to call Bing back so that they could schedule to have somebody.

      My Ring doorbell wasn't connecting. It wasn't getting power from the box downstairs. Came to find out that my box blew. We had to replace the box. Rainbow Electric came out. This was not the first time that Rainbow's come to my house to do repairs. The guy was very specific and attentive to the situation. What I always liked about any of the vendors was that if I asked questions, they didn't mind answering. I shadow them all the time because this is my house and I like to know what's going on. Everybody always says to me, "You're doing the right thing." I like that they say that. They also don't mind me following them. Plus, they're entering into my home, so I wanna make sure that what they're saying they're gonna do is actually what they're doing.

      I like the vendors that they send. Whoever vendor they send, everybody always explains to me what they're doing. They take their time and they explain to me. They tell me what I need to do with my boiler. Only one time, I had one vendor that I didn't particularly care for. But once the supervisor came and took care of everything, and I said, "Don't send him back." And they didn't.

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      Verified purchase
      Customer ServiceCoverageTechPrice

      Reviewed June 3, 2023

      I've been with HomeServe for years. They deal with the smaller companies. I like the companies they deal with. The contractor usually asked what was the problem to find out, and they would schedule the appointment that they could come out on. I've had HomeServe for my heating system which didn't work right. This other company came out because the company I had before were plumbers. He said, "I know what part's wrong with this, but I don't know if you're covered." And he came up and said, "You are covered," That part was very expensive. I have the zoned heating and I know if one of the zone valves go, that's not covered. But I could call HomeServe and they would get somebody there for me.

      I had a guy here a week ago because I had the wax ring in the toilet and my toilet was leaking. I thought the wax ring was covered on the toilet because that was replaced five years ago when I had the contract and it was covered. I said to her, "I don't know if you dropped covering that or not." But they didn't. Putting in new guts in my toilet was not covered, but HomeServe was good for putting on wax rings because you got to take the whole toilet off.

      The week before that, I had the pipe that is outside the house for the spigot that you would put a hose on. I called HomeServe for that and it wasn't covered, but I had a plumber here. I said, "Do it." I asked for the same company when I called back the second time because I liked it very much and I also asked if I could have the same person back. They were available. And it was the second time that company got the plumber here the same day that I called. That company was very good. If HomeServe wouldn't cover it, I would use them as my plumber. You got a plumbing contract, they don't cover spigots. So, I have to have another plumber. I could get help and use the help because it's not easy. Most plumbers do not want to do repair work. They want new work. I have another plumber, but I don't know when he could fit me in. He is so busy because he does repair work. Also, plumbers' rates are terrible.

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      Customer ServiceTech

      Reviewed April 10, 2024

      I had some interior electrical issues. Electrical outlets were not working on one side of my kitchen. Homeserve sent out a technician and he tested the outlets and said I was not getting any powered to any of them and would probably need to open up a wall and do some rewiring. I would be hearing back from them in a couple days. It has been 3 1/2 weeks and they still have not gotten back to me after I have made a number of phone calls to Homeserve and also Morrison Electric both promising me they would call me back by the end of the day. Morrison Electric said their head electrician needed to call me and schedule an appointment, but never got a call back. Up to this issue I have been happy with them, but I have now told a friend not to use them after I had recommended Homeserve.

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      Resolution In Progress
      Customer ServiceCoverage

      Reviewed April 5, 2024

      Canceled my entire service! I have been a customer for years. Spend over a 1000.00 per year. Had a pipe leak. Called for service. Was told 2 days so I slowed the leak down. When they finally came out they said not covered because I patched it waiting for them to fix my leak. Would not recommend this service.

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      Resolution In Progress
      Customer ServiceCoveragePrice

      Reviewed March 8, 2024

      The contract covered very little for what it cost now compared to when I first signed up. The things the contract covers now are things that rarely have issues based on my experience. Super rude, pushy customer service, especially when you are trying to cancel your plan. I would look elsewhere if this is something you are looking for with better service and a wider coverage of items for the price. Never dealing with this company again after the rude, snarky customer service I got even if it was something I was interested in.

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      TechPunctuality & Speed

      Reviewed March 6, 2024

      The technician was courteous, professional, knowledgeable and got the work done fast. Thank you. The service man was on time, listened to my complaint and took care of it. Thanks for great service. The technician was honest.

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      Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

      Reviewed Feb. 28, 2024

      December 2023 I had a gurgling noise coming from a drain. My husband called HomeServe (we have a plan through the company for this service). HomeServe sent out the company they use..Geisel Sewer and Plumbing. Long story short the company basically said HomeServe serve is a rip off, they will only cover 10 feet of new sewer installed. The man did not have one nice thing to say about HomeServe. Obviously we needed our entire sewer line replaced as it was cracked in so many places and it was close to backing up into the house. HomeServe never called to tell us they did not cover this, no follow up. Nothing.

      I had to come out of pocket to have my sewer line repaired. My husband called HomeServe to cancel and the lady asked why. He explained, she then told him don't cancel we cover up to $5000 in repairs and she was curious why the company they sent out told us they didn't. She then told my husband that we were entitled to a reimbursement. We sent them everything they asked for. Here we are almost March and we are still paying for exterior sewer line coverage. And every time we speak to someone they tell us they will call us back. They never do. The last person we spoke to was a Julie ** on February 5th and she was supposed to return our phone call on February 7th. She did not. I emailed her and still no word back. Any advice what to do?

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        HomeServe Company Information

        Company Name:
        HomeServe
        Year Founded:
        2003
        Address:
        601 Merritt 7, 6th Floor
        City:
        Norwalk
        State/Province:
        CT
        Postal Code:
        06851
        Country:
        United States
        Website:
        www.homeserve.com

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