Are banks open or closed today on 27 April 2024, Saturday? Check city/state wise RBI holiday list | Personal Finance News, ET Now
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Are banks open or closed today on 27 April 2024, Saturday? Check city/state wise RBI holiday list

Are banks open or closed today: Generally, banks operate only on the first, third, and fifth Saturdays of a month. The second and fourth Saturdays, along with Sundays, are designated bank holidays. This system ensures a consistent schedule for both customers and bank staff. Even though branches are closed today, remember that these digital channels empower you to manage your finances effectively.

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Written by: ET Now Digital

Updated Apr 27, 2024 | 09:13 AM IST

Bank Holiday

Are banks open or closed today: Do you typically handle your banking errands on Saturdays?

Are banks open or closed today: Do you typically handle your banking errands on Saturdays? If so, you might be out of luck today, April 27, 2024. Today falls on the fourth Saturday of the month, and as per the Reserve Bank of India's 2024 holiday calendar, banks follow a specific schedule for weekend operations.
Generally, banks operate only on the first, third, and fifth Saturdays of a month. The second and fourth Saturdays, along with Sundays, are designated bank holidays. This system ensures a consistent schedule for both customers and bank staff.
While you might not be able to visit a physical branch today, there's no need to worry. Thankfully, alternative banking options are readily available. Here's what you can do:
ATMs: Automated Teller Machines remain operational on most days, including weekends and bank holidays. You can withdraw cash, check your account balance, and even transfer funds between your accounts (depending on the ATM's functionalities).
Internet Banking: If you haven't already, consider enrolling in internet banking services offered by your bank. This allows you to conduct most banking transactions electronically, from the comfort of your home, 24/7. You can transfer funds, pay bills, recharge your phone, and even invest, all through a secure online portal.
Mobile Banking: Many banks offer mobile banking apps that mirror the functionalities of internet banking. These apps are convenient for quick transactions on the go, accessible from your smartphone or tablet.
Even though branches are closed today, remember that these digital channels empower you to manage your finances effectively.
It's also important to note that bank holidays can vary slightly depending on the state and specific festivals. The Reserve Bank of India (RBI) categorizes bank holidays into three types: Negotiable Instruments Act holidays, Real Time Gross Settlement holidays, and Bank Account Closing holidays.
So, while you might have to postpone your in-person bank visit today, there are plenty of convenient alternatives to keep your finances flowing smoothly.

RBI Bank Holidays April 2024
Holiday Description Day
To enable to Banks to close their yearly accounts April 1, 2024
Babu Jagjivan Ram’s Birthday/Jumat-ul-Vida April 5, 2024
Gudhi Padwa/Ugadi Festival/Telugu New Year's Day/Sajibu Nongmapanba (Cheiraoba)/1st Navratra April 9, 2024
Ramzan-Id (Id-Ul-Fitr) April 10, 2024
Ramzan-Id (Id-Ul-Fitr) (1st Shawaal) April 11, 2024
Bohag Bihu/Cheiraoba/Baisakhi/Biju Festival April 13, 2024
Bohag Bihu/Himachal Day/Shad Suk Mynsiem April 15, 2024
Shree Ram Navami (Chaite Dasain) April 17, 2024
Lok Sabha General Elections 2024/Arunachal Pradesh Legislative Assembly Election 2024/Bye-Election to Tamil Nadu Legislative Assembly from Vilavancode Constituency, Kanniyakumari District April 19, 2024
Garia Puja April 20, 2024
Lok Sabha General Elections 2024 April 26, 2024
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