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Car Insurance

Average savings of nearly $750 for drivers who switch & save*

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    Get a car insurance quote: Fast, free, and personalized

    Car insurance protects you from expensive costs if you're in an accident, and it's required in nearly every state. With Progressive, it's easy to get and manage affordable car insurance. We've been focused on exceptional customer service and coverage for 85+ years, making us a top-rated insurance company that's trusted by 28+ million drivers.

    In as little as four minutes, you can get an auto insurance quote online for the coverage you need at a price that works for you. Find out what you need to get a car insurance quote.

    Dog hanging its head out of a car window

    Ways to save

    Discounts that make auto insurance affordable and simple

    Progressive car insurance customers earn an average of seven discounts. Find out how you can save money on auto insurance with Progressive.

    Bundle auto and property insurance

    New customers who save bundling their home and auto save $793 on average.* It's simple to get a bundled quote for your car and home, renters, or condo insurance, even from your phone. You can also get multi-policy discounts for RV, boat, motorcycle, and more.

    Save by bundling insurance

    Compare car insurance rates

    Get a free car insurance quote using AutoQuote Explorer® and compare different insurers' prices for the same coverage. Find the best rate and policy for you.

    Compare car insurance rates instantly

    Snapshot: Drive safe and save more

    Our Snapshot® program personalizes your car insurance rate based on how you drive. The safer you drive, the more you can save. Customers who save with Snapshot save an average of $231 per year.†

    Use Snapshot to personalize your rate

    Name Your Price Tool

    Use the Name Your Price® Tool to tell us what you want to pay for your auto insurance policy. We'll then show you the coverage options that fit your budget.

    Name Your Price
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    Customize your car insurance coverage

    From accidents and windshield damage to lawsuits and more, we help you understand how to customize your coverage when you quote car insurance. You'll have the flexibility to choose what you want while getting affordable coverage that meets your state's requirements. Get an auto insurance quote online and personalize your policy today.

    These are some of the most common car insurance coverages. Requirements and offerings may vary by state.‡

    Required

    Liability

    Protects you if you cause an accident

    Liability coverage is required for all drivers in most states. It pays for property damage and injuries you cause to others if you're found responsible for a car accident. It can also cover related legal expenses.

    Example: You cause an accident with another car. The other driver's knee is hurt from the impact and their car is damaged in the accident. Your liability coverage can pay for their related medical care and car repairs up to your policy's liability limits.

    Recommended

    Comprehensive & collision

    Protects your car from the unexpected

    Often purchased together if you have a new car or high-value vehicle, comprehensive coverage and collision coverage protect you financially from unexpected damage to your car. State law doesn't require them, but your car lease or loan probably does.

    Example: If your car is stolen or damaged by a non-collision event (including hitting an animal, fire, hail damage, other acts of nature, vandalism, and theft), comprehensive can cover your car repairs.

    Example: If your car is damaged in an accident, collision can cover your car repairs regardless of who's at fault.

    Roadside assistance

    Pays for towing services and more

    Our roadside assistance covers towing services if your car breaks down, as well as flat tire changes, fuel delivery, lock-out services, and more.

    Example: Your car breaks down and you need to get it to a repair shop. We'll arrange to tow your car anywhere in a 15-mile radius or to the nearest shop.

    Uninsured / underinsured motorist

    Protects you from drivers who can't pay for damages

    Required in some states, uninsured/underinsured motorist (UM/UIM) coverage can pay for your injuries if you're hit by a driver with too little or no car insurance. UM/UIM can offer peace of mind in case you're in an accident caused by someone without enough liability coverage to cover your injuries and damages.

    Example: You're rear-ended by a driver who doesn't have car insurance. UM/UIM can cover your medical bills and car repairs up to your limits.

    See all coverages

    Why do I need car insurance?

    Car insurance, specifically liability coverage, is required in nearly every state to protect you financially in case you cause injuries or property damage to someone. With additional coverages, your auto insurance can also help pay to repair or replace your own vehicle.

    Use our coverage calculator to quickly estimate how much coverage you should consider based on your location and preferences. Or select your state to find out the required coverages where you live:

    See required coverages

    Why choose Progressive?

    • Affordable

      At Progressive, you can get an affordable rate that doesn't compromise on quality.

      Get cheaper car insurance

    • Service-oriented

      We're focused on providing outstanding customer service and an easy claims experience.

      Learn the claims process

    • Innovative

      The new Progressive Vehicle Protection covers car system repairs, minor dings, and more.

      Get Vehicle Protection
    More on why to choose Progressive

    Common questions about auto insurance

    Get quick answers to some of the most asked questions about car insurance. See our auto insurance FAQ page for even more information.

    More questions about car insurance? We have answers

    We break down auto insurance so you don't have to. See all car insurance resources.

    Read reviews from our customers

    From excellent discounts to 24/7/365 customer support, there are plenty of reasons to love Progressive.**

    Star ratings for reviews.
    4.34/5
    average rating

    51,435 total reviews

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    Average savings of nearly $750 for new customers who saveDisclosure

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    Copyright 1995 - 2024. Progressive Casualty Insurance Company. All Rights Reserved.

    We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.

    ΔDiscount varies and is not available in all states or situations.

    Mobile rates are for policies purchased directly from Progressive.

    *National average 12 month savings (auto = $744, bundle = $779) by new customers surveyed who saved with Progressive between June 2022 and May 2023. Potential savings will vary.

    †Average discount excludes HI and NC. Snapshot not available in CA or from all agents.

    ‡You'll get more information when you quote. All coverages subject to policy terms and conditions.

    **As of February 2024, ratings are sourced by emailing a survey to a random sample of Progressive policyholders. Prior reviews were sourced from a sample of Progressive policyholders who opted into a survey via one of Progressive's digital platforms. The overall rating reflects a straight average of all survey results.

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    Learn more about comparing car insurance rates, which are available through Progressive Direct® in most states and situations. Rate comparisons provided here are based on our Progressive Direct auto insurance price and product, and do not include prices and products available from Progressive agents.

    Name Your Price® is available in most states for new quotes. Price and coverage match limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.

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