Find the Best Personal Installment Loans in Hong Kong
If you are facing unexpected financial emergencies, you may be in search of the best personal instalment loan for financial relief. MoneyHero is here to help you find that! We have curated a comprehensive list of personal instalment loans from various banks in Hong Kong, providing you with the flexibility to compare and choose the loan that suits you best. Easily compare the offers in terms of interest rates, APR (Annual Percentage Rate), repayment terms, and other benefits. Apply now with MoneyHero. Get free advice and save more on your loan here!
CNCBI $mart Plus Personal Installment Loan
+ 2 other gift options
Valid until
30 April 2024
+ 8 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- APR as low as 1.90%
- Loan amount as high as HK$2,000,000 or 18 times of your monthly salary (whichever is lower)
- Flexible repayment period of 6 to 60 months
- Same day disbursement to your CNCBI account
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
[MoneyHero Exclusive Offer]
- Eligibility:
- successfully apply for CNCBI $mart Plus Personal Installment Loan or CNCBI $mart Plus Personal Installment Loan – Debt Consolidation on MoneyHero from 2 April 2024 6 p.m. till 30 April 2024 6 p.m., and
- choose a repayment period of 12 months or above, and drawdown the loan within 1 month
Gift Options
Loan amount HK$1,500,000 or above + repayment period at least 12 months or above
Loan amount from HK$800,000 to HK$1,499,999 + repayment period at least 12 months or above
Repayment period at least 12 months or above + repayment period from HK$300,000 to HK$799,999
Repayment period at least 12 months or above + loan amount from HK$100,000 to HK$299,999
- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
Time-limited Offer: From 2 April 2024 6 p.m. to 30 April 2024 6 p.m., you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
Gift Options
- The APR is calculated in accordance with the practices and methods set out in the relevant guidelines issued by the Hong Kong Association of Banks. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges expressed as an annualized rate. The respective APRs are rounded to the nearest two decimal places.
- The APR 1.90% is calculated based on loan amount HK$2,000,000, loan tenor of 12 months and monthly flat rate of 0.001%, including a Handling Fee of 1% per annum. The examples are for reference only. The APR will be determined based on the customer's credit rating and other relevant loan approval factors, and the CNCBI reserves the final discretion to approve the loan application and to determine the applicable interest rate and handling fee.
- Handling Fee is charged 1% per annum based on loan amount and shall be deducted upon loan drawdown.
- Same-day fund disbursement service is applicable to customers who use CNCBI bank account for fund disbursement, and it only applies to our Bank’s service hours (Monday to Friday from 9:00 am to 8:00 pm and except Saturday, Sunday and public holidays). The processing time starts when the approved loan is confirmed with the Bank.
- Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!
1. HKID card / passport / other identification document
2. Bank statement or passbook showing your latest 1-month income proof (including the copy of front cover page
of your passbook which shows your name and account number) or any type of income proof. Please provide
the latest 2-month income proof if you are commission based income earner
3. If you are self-employed, please provide Business registration certificate and the latest profits tax demand note, and
the latest 3-month company account statements
4. Residential address proof showing your name issued within the latest 3 months (e.g. electricity bills or bank statements)
5. Proof of professional qualification (For professionals only)
6. Office address proof if office address is selected as correspondence address
7. If you are not holder of Hong Kong permanent identity card, please submit passport/ Exit/ Entry Permit for Travelling to and from Hong Kong and Macau/ identity card of place of origin and working visa issued by the Hong Kong SAR Government
8. Full copy of the front cover page of passbook / bank statement of the loan disbursement account
9. Autopay authorization form
10. Loan confirmation letter(s) or latest 1-month statement(s) (showing your name and account number) of credit card(s) and loan(s) that you wish to transfer to CNCBI $mart Plus Personal Installment Loan
Standard Chartered Personal Instalment Loan
+ 2 other gift options
Valid until
30 April 2024
+ 8 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 7 other gift options
Valid until
31 May 2024
Valid until
31 May 2024
Valid until
31 May 2024
- Maximum loan amount of up to 18X monthly salary or HK$4,000,000 (whichever is lower)
- Max Loan Repayment Tenure: 60 months; 0% handling fee
- 7-Day Cooling-off Period - Early redemption fees and changes waiver with waiver on early redemption fee and charges
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
From 16 April 2024 6 p.m. to 30 April 2024 6 p.m. customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
Gift Options
Loan amount HK$800,000 and above
Loan amount from HK$300,000 to HK$799,999
Loan amount from HK$200,000 to HK$299,999
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
From 2 April 2024 12 noon to 30 April 2024 6 p.m., you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) OR HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan amount, approval or drawdown
Gift Options
- For more details about the promotion, please see Terms and Conditions
Up to HK$7,000 Cash Rebate
Gift Options
Loam Amount HK$1,500,000 and above + repayment period at least 12 months
Loam Amount from HK$600,000 to HK$1,499,999 + repayment period at least 12 months
Loam Amount from HK$200,000 to HK$599,999 + repayment period at least 12 months
Loam Amount from HK$50,000 to HK$199,999 + repayment period at least 12 months
Loam Amount HK$1,500,000 and above + repayment period at least 24 months or above
Loam Amount from HK$600,000 to HK$1,499,999 + repayment period at least 24 months or above
Loam Amount from HK$200,000 to HK$599,999 + repayment period at least 24 months or above
Loam Amount from HK$50,000 to HK$199,999 + repayment period at least 24 months or above
- From 1 March 2024 to 31 May 2024, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$7,000 Cash Rebate, an extra HK$1,000 cash rebate will be eligible for a New client whose loan tenor is 36 months or above.
A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.
- Terms and Conditions apply.
Gift Options
【Standard Chartered Lucky Draw】
- From 1 March 2024 to 31 May 2024, clients who have
- successfully applied for a Personal Instalment Loan or Debt Consolidation Program online with Standard Chartered Bank (Hong Kong) Limited during the Promotion Period and
- drawn down within three months will be enrolled in the Lucky Draw automatically without further registration in accordance with these terms and conditions.
Number of Winners | Prize |
Total 6 winners (one round for each month & 2 winners per round) | 336,000 Asia Miles (Redemption Reference: Two Set of Europe Business Round Trip Ticket) |
- For more informations see Terms and Conditions
Extra HK$1,000 Cash Rebate (for new client and SCB auto payroll customer)
Gift Options
Loan amount HK$50,000 and above + repayment period at least 36 months
- From 1 March 2024 to 31 May 2024, an extra HK$1,000 cash rebate for a New client who successfully applied and drawdown the loan online and SCB auto payroll customer whose loan tenor is 36 months or above.
A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.
- The Annualised Percentage Rate is 1.85% (for clients with loan amount of HK$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services or SCB Priority Private / Priority Banking Customers. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions
- The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
- Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
- Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
- The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
- To borrow or not to borrow? Borrow only if you can repay!
1. Apply online
2. Upload documents
3. Approve instantly
4. Verify and disburse loan
1. Hong Kong Permanent Identity Card
2. Latest residential address proof showing your name
3. For regular income earners, please enclose latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing name, account number and salary entries;
For irregular income earners, please enclose latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing name, account number and salary entries;
For self-employed applicants, please enclose a Business Registration Certificate AND latest Profits Tax Demand Note
PrimeCredit Fixed Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Online instant approval and 24 x 7 loan disbursement
- No income proof is required
- Repayment terms up to 72 months
- No handling fee, no early settlement fee
- Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[MoneyHero Exclusive Offer] - Time-limited Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 1 April 2024 to 30 April 2024, you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 30 April 2024, regardless of loan approval and drawdown (if the application' final status is canceled, the customer would not be eligible to any rewards of this promotion)
- For more details about the promotion, please see Terms and Conditions
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 March 2024 to 30 April 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- During the promotion period, customers who successfully apply for and drawdown designated personal loans with minimum 12 instalments through this webpage can enjoy Cash Bonus calculated based on 1% of the net loan amount. The maximum amount that a property owner who applies for a designated personal loan can enjoy is $12,000; while the maximum amount that a non-property owner can enjoy is $8,000. Each customer can enjoy the offer once during the promotion period.
- The promotion period is from 1 March 2024 to 30 April 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.
- Warning: You have to repay your loans. Don't pay any intermediaries
- Enquiry and Complaint Hotline: 2111 2999
- Money Lender's Licence No.: 759/2023
Citi Tax Season Loan
+ 2 other gift options
Valid until
30 April 2024
+ 12 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 15 other gift options
Valid until
30 April 2024
- Same-day approval and same-day loan disbursement
- The loan amount is up to 12 times of the monthly salary or HK$3,500,000, whichever is lower
- Repayment term up to 60 months, HK$0 handling fee
- No hidden terms and conditions
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
[MoneyHero Exclusive Offer]
From 8 April 2024 12 noon to 30 April 2024 6 p.m., successfully apply for Citi Tax Season Loan or Citi Card Debt Consolidation Loan on MoneyHero , choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHeron exclusive offer
Gift Options
Loan amount HK$2,000,000 or above + repayment period at least 12 months
Loan amount from HK$800,000 to HK$1,999,999 + repayment period at least 12 months
Loan amount from HK$300,000 to HK$799,999 + repayment period at least 12 months
Loan amount from HK$200,000 to HK$299,999 + repayment period at least 12 months
Loan amount from HK$100,000 to HK$199,999 + repayment period at least 12 months
- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
Gift Options
[MoneyHero Exclusive Offer] Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR $1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 2 April 2024 12 noon to 30 April 2024 6 p.m., apply for the Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero as a new customer
- For more details about the promotion, please see Terms and Conditions
- Clients who successfully apply for Citi Tax Season Loan or Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan from 1 January 2024 to 30 April 2024 and drawdown the loan on or before 14 May 2024 will be entitled to the following welcome offer
Gift Options
Repayment period at least 25 months + loan amount HK$1,500,000 or above
Repayment period at least 25 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period at least 25 months + loan amount from HK$400,000 to HK$799,999
Repayment period at least 25 months + loan amount from HK$100,000 to HK$399,999
Repayment period from 12 months to 24 months + loan amount HK$1,500,000 or above
Repayment period from 12 months to 24 months + loan amount from HK$800,000 to HK$1,499,999
Repayment period from 12 months to 24 months + loan amount from HK$400,000 to HK$799,999
Repayment period from 12 months to 24 months + loan amount from HK$100,000 to HK$399,999
- The application of Citi Tax Season Loan or Citi Debt Consolidation Loan must be successfully applied on or before 30 April 2024.
The application date is subject to Citibank’s system records
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
For more details about the promotion, please see Terms and Conditions
- The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
- Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
- Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
- A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
- Each eligible customer can enjoy the Reward once during the promotion period
- "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
- The Annualised Percentage Rate ("APR") of 1.78% is calculated based on the monthly flat rate 0.08% with loan amount of HK$3,500,000 and repayment tenor of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
- To borrow or not to borrow? Borrow only if you can repay!
PrimeCredit Civil Servant & Professional Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Repayment terms up to 72 months
- Monthly flat rate as low as 0.05%
- 14-day Flexi Payment
- No handling fee, no early settlement fee
- Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here to fill out the reward form within 7 days after application
Gift Options
[MoneyHero Exclusive Offer] - Time-limited Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 1 April 2024 to 30 April 2024, you can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 30 April 2024, regardless of loan approval and drawdown (if the application' final status is canceled, the customer would not be eligible to any rewards of this promotion)
- For more details about the promotion, please see Terms and Conditions
[PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus
- From 1 March 2024 to 30 April 2024, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
Gift Options
- During the promotion period, customers who successfully apply for and drawdown designated personal loans with minimum 12 instalments through this webpage can enjoy Cash Bonus calculated based on 1% of the net loan amount. The maximum amount that a property owner who applies for a designated personal loan can enjoy is $12,000; while the maximum amount that a non-property owner can enjoy is $8,000. Each customer can enjoy the offer once during the promotion period.
- The promotion period is from 1 March 2024 to 30 April 2024 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.
Professionals
- including, but not limited to, doctors, nurses, lawyers, and teachers
- PrimeCredit reserves the right of final interpretation of the definition of professionals
Warning: You have to repay your loans. Don't pay any intermediaries
Enquiry and Complaint Hotline: 2111 2999
Money Lender's Licence No.: 759/2023
【MoneyHero Exclusive】WeLend "Bank Customer" Lower Interest Rate Loan
+ 2 other gift options
Valid until
30 April 2024
+ 6 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
- Enjoy Cash Reward up to HK$19,000 upon successfully draw down
- Civil servants / professionals can enjoy interest rates as low as 1.88% APR.
- Loan amount of HK$500,000 or above can enjoy low interest rate as tax loans.
- A.I. processes loan quickly, cash is transferred automatically and instantly once the loan is confirmed.
- Utilizing A.I. big data to calculate personalized quotations, ensuring the loan amount based on your needs.
- WeScore new credit indicator, assist you to restore long term financial health by using 400 million sets of data!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
From 4 October 2023 to 30 April 2024 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$19,000 cash reward.
Gift Options
Repayment period at least 24 months + loan amount from HK$800,001 or above
Repayment period at least 24 months + loan amount from HK$600,001 to HK$800,000
Repayment period at least 24 months + loan amount from HK$500,001 to HK$600,000
Repayment period at least 24 months + loan amount from HK$400,001 to HK$500,000
Repayment period at least 24 months + loan amount from HK$300,001 to HK$400,000
Repayment period at least 24 months + loan amount from HK$200,001 to HK$300,000
Repayment period at least 24 months + loan amount from HK$100,001 to HK$200,000
- For more details about the promotion, please see Terms and Conditions
- The Cash Rebate amount will be credited by WeLend to eligible customers’ loan account directly on or before the fourth instalment due date for repayment.
Gift Options
[MoneyHero Exclusive Offer] HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
- From 7 March 2024 6 p.m. to 30 April 2024, new customers who apply WeLend Personal Loan via MoneyHero can get Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 5 (valued at HK$1,340) OR HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result.
- For more details about the promotion, please see Terms and Conditions
- A.I. chatbot provides immediate solutions 24/7.
- The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
- The above interest rates and repayment information are for reference only. The final terms will be determined based on the customer's application information and personal credit records.
- WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
- Warning: You have to repay your loans. Don’t pay any intermediaries.
- Customer Service/ Complaint Hotline: 3590 6396
- Money Lender's License: 0958/2023
UA i-Money Express Online Personal Loan
+ 2 other gift options
Valid until
30 April 2024
+ 2 other gift options
Valid until
30 April 2024
+ 9 other gift options
Valid until
30 April 2024
Valid until
30 April 2024
- Accepts applications from property owners with up to HK$1,000,000 required loan amount. A Deed of Assignment is not required from property owners, and they can enjoy a large turnover amount.
- Loan amount of up to HK$500,000
- Flexible repayment term of up to 60 months
- Apply online anytime anywhere, no face-to-face contact is required
- Whole loan process is completed 24x7 online
- "MGM Program": Up to HK$60,000 for successful referral. Enjoy unlimited rewards with more referrals!
Gift Options
- From 15 April 2024 6 p.m. to 30 April 2024 6 p.m., complete the "MoneyHero Personal Loan Fiesta" questionnaire with creative answers after applying for the designated products and get a chance to win an additional reward of up to HK$26,980, on top of the existing offer! A total of 20 winners will be selected.
- Please refer to the MoneyHero Personal Loan Fiesta campaign page for details
- Terms and Conditions apply
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
Gift Options
- From 27 March 2024 6 p.m. to 30 April 2024, you can get extra Now E Premier League and LALIGA EA SPORTS 1-Month Pass x 4 (valued at HK$1,072) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2024, regardless of loan approval and drawdown
- Please refer to the Terms and Conditions for details
[UA rewards you the Best-in-town offer!]
- Cash Reward up to $18,000 for all new and existing customers! Offer valid until 30 April 2024, please refer to more details below.
- Up to an extra HK$17,800 Cash Reward upon successful Personal Instalment Loan drawdown with a repayment period of 12 months or above according to the amount of the personal instalment loan
- Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
Repayment period at least 12 months + loan amount at least HK$800,000 and above
Repayment period at least 12 months + loam amount from HK$700,000 to HK$799,999
Repayment period at least 12 months + loam amount from HK$550,000 to HK$699,999
Repayment period at least 12 months + loam amount from HK$500,000 to HK$549,999
Repayment period at least 12 months + loam amount from HK$400,000 to HK$499,999
Repayment period at least 12 months + loam amount from HK$250,000 to HK$399,999
Repayment period at least 12 months + loam amount from HK$110,000 to HK$249,999
Repayment period at least 12 months + loam amount from HK$90,000 to HK$109,999
Repayment period at least 12 months + loam amount from HK$70,000 to HK$89,999
Repayment period at least 12 months + loam amount from HK$50,000 to HK$69,999
- The promotion period of the Limited Time Cash Reward (including cash reward for opening of e-Cash Revolving Loan Account and cash reward for drawdown of personal instalment loan) offered by United Asia Finance Limited (the “Company”) is from 1 January 2024 to 30 April 2024, both dates inclusive (the “Promotion Period”).
- New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward (the “Eligible Customers”).
- Cash Reward Offer is subject to terms and conditions. For details, please click here.
[UA rewards you the Best-in-town offer!]
* Up to HK$200 Cash reward upon successful e-Cash Revolving Loan Account opening
Gift Options
*New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
*Cash Reward Offer is subject to terms and conditions. For details, please click here.
*New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
*The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
*New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
- Limited time Cash reward offer is subject to terms and conditions. For details, please click here.
- As of October 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong
New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revloving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
New and existing customer is entitled for the Welcome Offer if the following requirements are satisfied within the Promotion Period:
The account opening cash reward only applicable to New Customers who successfully opened an e-Cash Revolving Loan Account
New and existing customers who successfully drawdown personal instalment loan are eligible to drawdown the cash reward, and such reward shall be calculated according to the amount of personal instalment loan
Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except to Sunday & public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.United Asia Finance Limited reserves the right to make final decision on loan approval
United Asia Finance Limited reserves the right to make final decision on loan approval
Warning: You have to repay your loans. Don't pay any intermediaries.
Enquiry and Complaint Hotline: 2681 8888
Money Lender’s Licence No.: 0931/2023
1. Hong Kong Identity Card
2. Recent income proof, e.g., payroll slip, tax demand note, monthly bank account statement/passbook with your salary or MPF statement
3. Employment proof
4. Current residential proof, e.g. utility bills, bank statement