Key Benefits

1

Worldwide and Asia plans for both single trip and annual cover

2

Outbound travel alert cover

3

No excess

4

Dangerous sports cover (e.g. skiing, scuba diving, bungee-jumping)

5

Annual cover, unlimited number of journeys

travel 700 x900

We've got your needs covered

Compare our plans in details, you'll definitely find something that suits you

Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Personal Accident
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Accidental Death and Permanent Disability HK$1,200,000 HK$600,000
Double Indemnity for Public Conveyance
Includes Major Burns (Second & Third Degree) up to HK$200,000 
Extend to cover Exposure and Disappearance 
HK$2,400,000 N.A.
Burial or Cremation Expenses HK$20,000 HK$20,000
Medical Expenses
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Medical Expenses outside Hong Kong

Includes follow-up medical expenses incurred within 3 months after return to Hong Kong:

- resulting from Accidental Bodily Injury: up to HK$1,200,000 per Insured Adult Person and HKD$600,000 Per Dependent Child Insured Person, 

- resulting from Sickness: up to HK$120,000 per Adult Insured Person and HKD$60,000 Per Dependent Child Insured Person

(Inclusive of treatment by Registered Chinese Medicine Practitioner in Hong Kong of HK$200 per day and HK$2,000 in aggregate)

Include daily allowance HK$500 per day and HK$5,000 in aggregate per Insured Person for Hospital confinement outside Hong Kong or being compulsory quarantined due to infectious disease

HK$1,200,000 HK$600,000
Baggage and Personal Effects
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Baggage and Personal Effects HK$20,000 HK$10,000
Personal Money and Travel Documents
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Personal Money HK$3,000 N.A.
Travel Document HK$10,000 HK$10,000
Unauthorised Use of Credit Card HK$3,000 N.A.
Baggage Delay
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Baggage Delay HK$1,500 HK$1,500
Personal Liability
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Personal Liability HK$2,000,000 N.A.
Cancellation Expenses
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Cancellation Expenses HK$50,000 N.A.
Curtailment Expenses
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Curtailment Expenses HK$50,000 N.A.
Re-routing Expenses
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Re-routing Expenses HK$15,000 N.A.
Travel Delay
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Travel Delay HK$5,000 N.A.
Rental Vehicle Excess
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

Rental Vehicle Excess HK$5,000 N.A.
24 hours Worldwide Emergency Assistance Services
Description of Benefits

Per Adult
Limit of Indemnity

Per Child
Limit of Indemnity

  • Emergency Medical Evacuation
  • Medically Supervised Repatriation 
  • Repatriation of Mortal Remains 
  • Compassionate Visit 
  • Return of Dependent Children 
  • Hospital Admission Guarantee 
  • Dispatch of Essential Medication/Medical Equipment 
  • Medical Referral Service 
  • Legal Referral Service 
  • Emergency Travel Service Assistance 
  • Travel Concierge Assistance 
Actual cost
(only for medical evacuation and repatriation)
Actual cost
(only for medical evacuation and repatriation)

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.