5 Ways to Remotely Open U.S. Bank Account For Non-US Residents Without SSN or ITIN | by Vladimir Golovachev | Medium

5 Ways to Remotely Open U.S. Bank Account For Non-US Residents Without SSN or ITIN

Vladimir Golovachev
2 min readMar 9, 2018

So you’ve made a decision to open U.S. bank account.

But you don’t want to travel to the United States and you don’t have SSN or ITIN to do it.

Here is the 5 ways to form American bank account without visiting the United States:

1. Payoneer

Payoneer is a financial services company that provides online money transfer and digital payment services. With Payoneer you get U.S. virtual bank account that accepts payments from American companies only.

Pros: no setup fee

Cons: transaction fees, virtual bank account limitations (not a real bank account)

2. Someone in the United States

You can ask someone in America to open bank account and put you onto their account. Or make someone with SSN a part of your U.S. company and ask them to open corporate bank account for you.

Pros: real U.S. bank account

Cons: another person has control over your money

3. Make a banker your friend

You can try to establish friendship with the bank manager. And they might help you open bank account remotely.

Pros: real U.S. bank account in your name

Cons: 99.9% of banks do not allow to open accounts remotely for non-residents — you will likely to get your account shut down by the bank security department at some time in the future even if you pulled of remote opening.

4. Power of Attorney

You can hire American lawyer to open bank account for you.

Pros: real U.S. bank account

Cons: another person has control over your money, complicated taxation, expensiveness (service price usually starts at $2000)

5. Open U.S. bank account with us

GetBizToUSA helps non residents without SSN open real US bank accounts.

These accounts can be opened remotely (that means you don’t have to visit the United States in order to open your bank account)

You will get:

- corporate checking account in your name (that means only you have access to your money)

- business Visa debit card and checkbook

- e-banking (you can access your bank account from anywhere in the world)

Bank policy allows non residents to have accounts opened remotely. That means your account will be livelong functional and won’t be shut down because of not having SSN.

Additionally we allow our customers to pay AFTER we get their account opened. No need to pay upfront.

One condition: you must have U.S. company (LLC or Corporation). If you don’t have it we can form one for you.

Pros: real U.S. bank account, your money is under your control, you can pay AFTER the bank account is opened

Cons: you must have U.S. company (no problem to form one)

If you would like to learn more about this option feel free to email at getbiztousa@gmail.com or visit us at https://getbiztousa.com/us-bank-account/

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Vladimir Golovachev

Senior manager at GetBiztoUSA — incorporation and bank account in the United States