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CARSHIELD - 23 Photos & 193 Reviews - Auto Insurance - St. Peters, MO - Phone Number
Buying a car is one of the biggest investments you will make in your life so purchasing adequate protection for your vehicle is every bit as important as buying the car itself. Providing a safeguard against expensive, unforeseen repairs by way of a customized service contract for your vehicle affords you all the peace of mind and security you need to know that you are prepared for those unsuspecting auto repairs. Keeping in mind that auto repair costs are ever-increasing, and that a carefully selected service contract can make a great deal of difference to your wallet, we at CarShield are here to assist with all your contract needs.…
Do i need insurance with car shield or is car shield auto insurance?
There suppose to be an extended type of insurance just on fixing your car but they did not even do that for me I was left with a $5000.00 bill because they failed to do what they said they would do. I also found out most places that deal with these… more
Car Sheild just doesn't appear to be a reputable company to deal with! With all the Negative Reviews! I dealt with in 2019. And when i had a break down with my Air Condition.sensor needing to be replaced..i took my 2012 Dodge Charger to the dealer for repair. Car Sheild immediately denied the claim! Until i called at least 5 supervisors at car Sheild with the threat of me going to the attorney general. Finally they approved the claim. Car Sheild have all these famous people like Ice T and Earnie Hudson and a bunch of other famous liars! Doing commercials About their great fake experience with Car Sheild.. which they are being paid to lie to poor regular working people about how great car Sheild is! Ice T and all the of the Famous wealthy celebrities... if their cars break down they have plenty of money to get their vehicles repaired without a scam company like Car Sheild! Sure if they choose not to repair their Vehicles.. they could afford to just go buy a New Vehicle!
DO NOT CALL them unless you block your number as they will call you everyday no matter what you tell them.
Also, sales reps are super pushy and rude when you tell them no. They'll tell you you'll never get this great price again and then you'll get calls everyday telling you they have much better pricing now.
SUMMARY: Buyer BEWARE! The gold coverage doesn't cover things having to do with wear and tear! If you have an old car, this coverage won't be there for you when it starts having issues! Don't waste your $100 a month...just stick it in savings so you can pay for your own repairs. This is just a glorified, very expensive roadside assistance service. DETAILS: carshield.com "Ice T." says: "If you know me, I love my cars. No matter how much I love 'em, I know they are going to breakdown. And, that's why I protect my babies with CarShield." This implies that when your car breaks down, it will actually be covered. I was informed when I called for repair coverage that all they really cover is parts that are defective. They don't cover anything that has to do with normal wear and tear (interpreted very liberally by Carshield). I read the contract, but didn't realize that when it says something is covered, it's not covered if it is shot due to wear and tear...only if something was defective with the part itself. I called to ask for a refund of my membership since I never used it, and since they are covering nothing that needs to be repaired. Nope, no refund, not one red cent. I am very disappointed. Unless you know a whole lot about cars and read over the contract carefully, don't purchase a contract from them. ' It was exceedingly difficult to get them to cancel the coverage; I was transferred, they hung up on me, and I had to explain the whole thing again. The person I talked to at the end tried to get me to keep coverage on my husband's newer car. LOL! I am just writing this hoping some nice people out there won't get fooled and roped in like I did.
My check engine light has been on for over 3,000 miles and it is only a faulty code. I replaced both my O2 sensors and the light still came on. It's a $30 fix. It's not the engine needing replacing like Car shield would have you believe. I would actually pay for Car shield if, every six months, if I didn't have any breakdowns, I would want all my money back. Of course, they're not going to do that, but that's how I think. I'm not going to pay for the IDEA of my car breaking down or the word "if". Not unless there is a full refund for unused services. No sir. I'm not footing the bill for their steak dinners and fine wine. They can get a real job like the rest of us.
The salesman says, "Call your friends at Car shield when your car breaks down." No. These people are not your friends. They are a business, and the purpose of the business is to make money. With this company, you sign a contract and pay them money for nothing. You're paying for an IDEA. The IDEA of your car breaking down. They pray upon this idea that leads you to lack confidence in your car. What this company doesn't tell you, or puts in very small print, is the list of exclusions. They don't cover everything. The car industry is such now that they have tens of millions of new cars, unsold, due mostly to overproduction, the lack of buying and high car tabs, and high insurance. If the old car should break down, it is cheaper to buy a new car, or a good running older vehicle for the same price or LESS than the cost of the repairs. Nobody in their right mind pays $4,000 to replace a transmission on a $3,000 car. That's just stupid. You would just go out and get a car for that much and start over. And if you don't go through all the checkpoints in Car Shield's contract, they will deny the claim. So you're paying for something that MIGHT happen, and for a claim that MIGHT go through. It's simply better to save money for small car repairs, say, $500 or less and pay them outright, like a new set of tires, or a battery, or a water pump. It should not cost $1,000 or $1,500 to replace a water pump, like they would have you believe. Like I said, Car Shield plays upon your doubts and insecurities, then fuels the fire with their commercials. I have had 32 cars in 42 years, and only once was a transmission an issue, and that was only $500 to fix (in 1982 dollars). Two needed a new battery, and that was less than $150 each time. Never did I need an engine replacement, coil springs, shocks or even a front end alignment. So now the deal is, if your car breaks down out of warranty, replace it and save money. What is really unfortunate is that you suffer a major breakdown and you still owe money on the car. For the most part, 90% of the time, the factory warranty will cover all major repairs up to 3 to 5 years, and 36,000 to 50,000 miles, sometimes with a small deductible. I would recommend to disregard Car Shield altogether and follow my advice. I've been around long enough to know. And don't buy a car on the top 20 most frequently repaired cars, or the top 15 most stolen cars, and you should rarely, if ever, have a major breakdown.
They sold me the warranty said, the plan would cover ac and heater and sure other components as it was a good plan. After purchasing the warranty my heater started acting up all the sudden and get to find out heater won't be covered. Supervisor Michelle was involved and they went back to listening to the original call and found out that was true I've been told. They offered me past 3 of refund for $68 each but they are trying not to cover those parts. They are working on it- shouldn't they cover this, if they made a mistake?
These ads are a pestilence all over my television using the fourth wheel from Ghostbusters (Ernie Hudson) and ESPN's Chris "Swami" Berman to extol the joy of happy elders who apparently had the ancient transmissions in their '92 LeSabres and AMC Matadors replaced courtesy of automotive warranty company CarShield. Naturally, I called BS and just for grins reached out to get the skinny on additional coverage on my recently departed ML350 from the early aughts.
Don't waste your time, the premiums are usurious all but equaling the payment on a new, quality vehicle. It's usually a bad sign when they immediately start negotiating as soon as you laugh at their initial quote.
And exclusions, they outnumber the parts and systems covered 4:1 with sky high deductibles. Further, only when pressed will they admit to only using parts supplied by CarShield as OEM replacements are almost always not covered. A bad deal and a lawsuit waiting to happen. Steer your junker clear of this entirely avoidable accident. Zero stars.
This company and it's sub_"con"tractors are rip-off!! Cost me several thousand to repair my own vehicle without the help of carshield. I paid over $2700 for their warranty. Thought I was protected and I was completely scammed. No full refund either.
Purchased a 5 year warranty on my suburban (2013). Very well maintained. I had a transmission breakdown after 3 years of having the policy. They called my repair "normal wear and tear". Me vehicle still had over 60k miles and 2 years left on my warranty. The transmission shop was shocked. They specialize in transmission repair and they assured me that this was no wear and tear failure. They also told me how difficult Carshield is to deal with. My best advice is to have a savings account for your repairs on your used vehicle. Always look at deeper reviews and not recent,scripted one's. They are scamming the public. I will never put my money and trust in a warranty company again.
I called CarShield for a price quote and they provided me a quote of $700 per month for two cars. [Which is $8,400 annually - I'll take my chances paying for repairs as they arise. ] I later discovered they aren't allowed to sell repair insurance services in California (probably due to all of their fraud complaints) but they never told me they are not allowed to provide repair insurance coverage for cars registered in California.
Be careful, they sport an "F rating" with the BBB(Better Business Bureau) and their online reviews are deplorable. I'm surprised all of the states Attorneys General haven't put this seemingly scam operation out of business, once and for all. Their reviews are very disturbing.
CarShield is an extended warranty service for new and used card.
My check engine light came on and I followed procedures and contacted them. I have a 2013 BMW X5 and I took it to the BMW Dealer. CarShield turned down my claim stating that the specific part the dealer called them about that was faulty is not covered. My policy has the Fuel System covered ... SO I ASSUMED. They bounced me around 4 times only to tell me each time that I'm screwed. The part was called and Fuel system leak detection pump, you would think that it is part of the fuel system BUT NOOO. Anyway long story short please be aware that they will rope you into buying the policy and they will screw you when it is time to get your car repaired.
Watch Ice Sellout on the TV hyping this up saying he uses this service and all this stuff. I called the number some guy sounding like Max Headeral told me since I live in California I dont qualify but than he tell me I quality for there ROAD SIDE ASSISTANCE PROGRAM ... I have triple A what the hell do I need more Road side assistance for.