eBay Mastercard | eBay.com
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Get what you love.
Get rewarded.

Earn points on eBay‡ as you shop with an eBay Mastercard®. Plus, no annual fee§.

Apply Now*

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You must have an eBay account in order to apply for an eBay Mastercard account. Points earned with this card will post to your eBay Mastercard account regardless of which account you may be logged into when making purchases on eBay. Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

eBay Mastercard

Rack up points on every purchase‡

Your points add up every time you use your eBay Mastercard to make a purchase. With no annual fee.§

5X points

Earn 5X points for the rest of the year after you spend $1,000 on eBay in a calendar year.

3X points

Until then, earn 3X points per $1 spent up to $1,000 on eBay in a calendar year.

2X points

Earn 2X points per $1 spent on gas, restaurant, and groceries.

1X points

Earn 1X points per $1 spent on all other Mastercard purchases.

Shop Worry-Free With Mastercard Benefits

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Identity Theft Resolution

Get peace of mind with 24/7 protection of your personal information.

check

Zero-Liability Protection

Simply call the number on the back of your card if you suspect any unauthorized activity.

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Priceless Cities

Enjoy hidden-gem experiences and special-access events worldwide.

See Mastercard Guide to Benefits for details.

Get More of Everything You Love

Use points when you check out‡ to make the perfect eBay finds even better. Redeem $10 at checkout for every 1,500 points earned.

Apply Now*

Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

Manage Your eBay Mastercard

eBay Mastercard

Manage Your eBay Extras Mastercard

eBay Extras Mastercard

Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

Purchases subject to credit approval.

* Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

‡ Purchases subject to credit approval. To earn 5 points per $1 spent on eBay, account holder must make purchases totaling $1,000 on eBay that post to their account in the calendar year. At the beginning of each calendar year, the Reward Points that will be earned on eBay purchases is reset to 3 Reward Points until the $1,000 purchase threshold is met. Purchases made on eBay from international merchants and purchases that are not made in US dollars will earn 1 Reward Point and will not count toward the $1,000 purchase threshold. Every 1,500 Reward Points earned will equate to $10. You may only redeem your Reward Points for purchases on www.eBay.com. Accrued Reward Points that are not redeemed will be forfeited in certain circumstances. See the Rewards Program Terms for details.

  • The APRs are accurate as of 8/1/2023 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00 for all types of cards in any billing cycle in which you owe interest.

The eBay Mastercard and eBay Extras Mastercard are issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

This section only changes when Julianna requests an APR update.