私人貸款計算機及還款表

【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"citibank","providerName":"花旗銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[{"display":"永久居民","key":"PERMANENT_RESIDENT"}],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.CITI0004.TAXSEASONLOAN","totalRepayment":null}

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• 由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
• 如欲了解優惠詳情，請參閱條款及細則
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【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈

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• 由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
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提取之貸款金額	還款期	\t\t\t WeLend現金獎 \t\t\t	MoneyHero獨家現金回贈	\t\t\t 總現金獎 \t\t\t
HK$100,001 至 HK$200,000	24個月或以上	HK$2,800	N/A	HK$2,800
HK$200,001 至 HK$300,000	HK$3,800	HK$3,800	HK$7,600
HK$300,001 至 HK$400,000	HK$4,800	HK$3,800	HK$8,600
HK$400,001 至 HK$500,000	HK$5,800	HK$5,000	HK$10,800
HK$500,001 至 HK$600,000	HK$8,800	HK$5,000	HK$13,800
HK$600,001 至 HK$800,000	HK$10,800	HK$8,200	HK$19,000
HK$800,001 或 以上	HK$12,000	N/A	HK$12,000

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• 優惠受條款及細則約束
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產品特色

• A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理
• 貸款額HK$500,000或以上同樣可享稅貸低息
  • 申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明
• 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足
  • 申請須符合特定信貸批核要求
• 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手
  • 網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
• A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
","有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"welend-personal-loan"},"rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1}]},"id":"bltd14691e1687be700_27_zh-hk","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"WeLend 私人貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg"},"bannerText":"【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)
• 成功遞交申請7日內記得按此填妥「獎賞換領表格」
","countdown":{"date":{"endDate":"2022-08-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"welend","providerName":"WeLend"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.WELE0004.PERSONALLOAN","totalRepayment":null}