Important Information
Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details.
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Let's Go! Team Promise will always cheer for you!
New applicants will get up to HKD10,000 cash reward▲ upon successful loan! Learn more!
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Cheers for the ease! Apply for a loan without supporting documents!Cheers for the ease! Apply for a loan without supporting documents#!
Whether you work as a freelance or business owner◆, applying for a loan only requires your HKID and mobile number#, a simple solution to your cash needs.
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Wows the city with the annual percentage rate (APR) as low as 1.12%!
Low interest loan to boost your cash flow and ease your burden. Learn more now!
myPROMISE
Suitable for Different Financial Needs
Instant Online Approval!
Applying loan only with mobile number and ID card#. It has never been easier!
Priority for Online Personal Loan myPROMISE - Easy Loan, Easy Pay
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Annual percentage rate (APR) as low as 1.12%
Low interest loan.
Get approved fast, repay even faster. -
Low Interest Rates
Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.
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Flexible Repayment
Repayment period varies from 3 to 84 months, with no handling fee and interest penalty for early repayment. Promise calculates interest daily, allowing you to save unnecessary interest and expenses. Easy loan and easy pay!
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No Supporting Documents Required#
Apply personal loans online with just your ID card and mobile number, application is easier than ever!
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No Need to Show Up in Person*
Your loan application, agreement signing, and fund transfer can all be completed online!
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Online Instant Approval⦿
Promise offers online instant approval, no more waiting for your loan!
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Faster Payment System (FPS) Instant Transfer^
Promise transfers funds instantly with FPS once your personal loan is approved!
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Freelancer Loan◆
Promise is here to help even if you do not have a fixed employer or you are not a full-time worker.
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A Member of Sumitomo Mitsui Financial Group
Inheriting the year-long experience of SMBCCF in credit, operation and marketing management, Promise provides professional personal loan solutions.
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Annual percentage rate (APR) as low as 1.12%
Low interest loan.
Get approved fast, repay even faster.
myPROMISE
Knowledge on Personal Loan
Promise provides you with different types of loan knowledge before making any loan applications!
myPROMISE - Easy Loan, Easy Pay
Instant solutions to your financial needs. Promise, your first-choice money lender.
myPROMISE - Easy Loan, Easy Pay
Instant solutions to your financial needs. Promise, your first-choice money lender.
Ever since coming to Hong Kong in 1992, Promise (Hong Kong) Co., Ltd has been offering personal loan services with an easy turnaround process. Inheriting the financial knowledge and experience of its mother company in credit management, operation management and marketing management, Promise provides tailored personal loan solutions to meet every financial need. With our flexibility and prompt approval process, you can borrow money at ease.
Promise provides the perfect loan solutions for daily life – an online loan service platform that empowers you to make the next financial move wherever you are. Your application, loan agreement signing and fund transfer will all be completed online without visiting our branches*. Harnessing the power of the internet, you can get your loan approved in an instant⦿ with prompt fund transfer^, and our loan service is available even on late nights, Saturdays and Sundays★. Enjoy our loan services anytime, anywhere!
Want to realise your dream? Need instant cash flow? Promise is your first-choice lender.
myPROMISE
Annual percentage rate (APR) as low as 1.12%.
Low interest loan to ease your burden.
