再提取分期「萬應錢」還款利率表
| 新貸款額 (港幣) |
||||||
還款期(月數) |
3,000 - 14,999 |
15,000 - 49,999 |
50,000 - 99,999 |
|||
|---|---|---|---|---|---|---|
0.88%每月平息 |
0.73%每月平息 |
0.60%每月平息 |
||||
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
|
6 |
175.5 |
21.53% |
174.0 |
17.96% |
172.7 |
14.93% |
9 |
120.0 |
21.81% |
118.5 |
18.11% |
117.2 |
14.97% |
12 |
92.2 |
21.86% |
90.7 |
18.12% |
89.4 |
14.94% |
18 |
64.4 |
21.74% |
62.9 |
18.01% |
61.6 |
14.82% |
24 |
50.5 |
21.52% |
49.0 |
17.84% |
47.7 |
14.69% |
36 |
36.6 |
21.00% |
35.1 |
17.46% |
33.8 |
14.40% |
48 |
29.7 |
20.49% |
28.2 |
17.09% |
26.9 |
14.14% |
54 |
27.4 |
20.24% |
25.9 |
16.90% |
24.6 |
13.99% |
60 |
25.5 |
20.00% |
24.0 |
16.73% |
22.7 |
13.87% |
| 新貸款額 (港幣) |
||||||||
還款期(月數) |
100,000 - 199,999 |
200,000 - 399,999 | 400,000 - 699,999 | 700,000或以上 |
||||
|---|---|---|---|---|---|---|---|---|
0.58%每月平息 |
0.51%每月平息 |
0.49%每月平息 |
0.37%每月平息 |
|||||
| 每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
每月還款額*(港幣) |
貸款利率+ |
|
6 |
172.5 |
14.47% |
171.8 |
12.87% |
171.6 |
12.42% |
170.4 |
9.73% |
9 |
117.0 |
14.49% |
116.3 |
12.83% |
116.1 |
12.36% |
114.9 |
9.56% |
12 |
89.2 |
14.45% |
88.5 |
12.77% |
88.3 |
12.29% |
87.1 |
9.44% |
18 |
61.4 |
14.34% |
60.7 |
12.64% |
60.5 |
12.16% |
59.3 |
9.29% |
24 |
47.5 |
14.20% |
46.8 |
12.52% |
46.6 |
12.04% |
45.4 |
9.18% |
36 |
33.6 |
13.93% |
32.9 |
12.29% |
32.7 |
11.82% |
31.5 |
9.00% |
48 |
26.7 |
13.68% |
26.0 |
12.08% |
25.8 |
11.63% |
24.6 |
8.87% |
54 |
24.4 |
13.55% |
23.7 |
11.97% |
23.5 |
11.52% |
22.3 |
8.80% |
60 |
22.5 |
13.43% |
21.8 |
11.88% |
21.6 |
11.43% |
20.4 |
8.74% |
* 上述的每月還款額以每港幣1,000元計算，並已被約至小數後一個位。
+ 上述的實際年利率以新貸款額為港幣10,000元計算 (現時貸款結欠及提取金額各為港幣5,000元)。
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