No-doc Loans for Self Employed Persons | Promise HK

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In order to enhance our services, we will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and certain services will be suspended during this period. Please click here for the details.......[MORE]

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I want a loan without any salary proof needed. Just borrow when I need.

Self-employment loan, no income proof required. Just borrow when you need. Self-employment loan, no income proof required. Just borrow when you need.

Part time! Freelancer! Entrepreneur! We all welcome! Part time! Freelancer! Entrepreneur! We all welcome!

No salary proof? You can still borrow! Self-employment loan? No problem!

  • You can apply for a no-doc loan, even without a full-time job
  • Simple and convenient online application process
  • Only ID card and mobile number are required#

Apply for a no-doc loan now

No Doc Loan for Self-employed No Doc Loan for Self-employed

As a freelancer or an entrepreneur, when you are in urgent need of some cash, are you unable to apply for a loan because you cannot provide salary proof? Cannot obtain cash quickly because of the time-consuming document verification process?

Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process.

The best choice for self-employment loan, no document required.

  • No Supporting Documents Required# Freelancer Loan◆No supporting documents required for Freelance Loan

    No supporting documents required for Freelance Loan

    Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number. Loan approval is fast, and borrowing money is easier than ever!

    Apply for a no-doc loan now

  • Online Instant Approval⦿ No Need to Show Up in Person*Online Instant Approval. No Need to Show Up in Person.

    Online Instant Approval. No Need to Show Up in Person.

    Your loan application, agreement signing, and fund transfer can all be completed online with simple and quick procedures. Easier apply for a loan anywhere, anytime.

    Apply for a no-doc loan now

  • Faster Payment System (FPS) Instant Transfer^Faster Payment System (FPS) Instant Transfer

    Faster Payment System (FPS) Instant Transfer

    Promise transfers funds instantly through FPS once your loan is approved!

    Apply for a no-doc loan now

FAQ FAQ

Can someone who is self-employed or/and a freelancer apply for a loan?

Yes, of course. Promise provides a personal loan without income proof especially for self-employed applicants and freelancer. As long as you are 18 years old and you can provide the required information and documents, you will be eligible for the loan application.

What kind of documents are required for loan application?

The loan application requires documents including HKID card and mobile phone number only#. With more supporting documents, such as address proof, proof of income or business registrations to prove your repayment ability, your chance of getting a higher loan amount will be increased.

More Inquiries

  • "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
  • "Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
  • For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
  • "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
  • The maximum loan amount for "Freelancer" will be HK$100,000.

Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.

Still thinking?
Self-employment loans can help now!​