Important Information
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Emergency Loan
For those situations where you are temporarily in need of cash, Promise provides an Emergency Loan which can easily solve all your financial troubles. You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 months, your monthly repayment plan can be viewed clearly at a glance. Solve all your urgent needs immediately with this short-term loan now!
Your Priority for Online Personal Loan
Promise, Best Choice of Loans
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No Income Proof Required
Clear Application ProcedureWith no income proof requirements or hidden terms, the Emergency Loan offers HK$2,000 fixed loan amount with a fixed repayment period of 4 months, is the best solution to your urgent financial needs.
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No Need to Show Up in Person
Speedy Approval§Apply for Emergency Loan, sign the agreement and receive your loan online without visiting a branch to enjoy speedy approval and resolve your cash flow issues.
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Faster Payment System (FPS) Instant Transfer
Promise transfers funds instantly with FPS once your personal loan is approved!
Promise Revolutionises Your Loan Experience
Loan Plan of General Money Lenders
Procedure for loan application is complicated even if it is a small loan amount. When it comes to the plan terms, devil might be in the details.
Promise Emergency Loan
Easy and speedy application with a fixed repayment period and monthly repayment amount, terms of the plan are clear at a glance. Application can be done online without showing up.
Loan Plan of General Money Lenders
Need to provide around 30-40 items of information, while employment and income proofs are also required.
Promise Emergency Loan
Need only simple personal information, HK ID card and mobile phone number, no employment or income proof required.
Successful Cases
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❝I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!❞
Ms. Wong,
37 years old, Office Worker
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❝Even if I was out of budget, all the application procedures for Emergency Loan, including approval and signing contract can be done online, enabling me to quickly get cash in an emergency.❞
Rachel,
25 years old, Media Editor
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❝The PROMISE short-term loan was a great help to my daughter, it was approved speedy even with no income proof!❞
Mr. Chan,
54 years old, Self-employed
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❝PROMISE did not need me to show up in person for my loan application, even when I had no proof of income!❞
Mr. Tse,
31 years old, Private Badminton Coach
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❝PROMISE helped me clear my credit card payment at a low interest rate, so I could pay it off faster and save more!❞
Mr. Lam,
37 years old, designer
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❝With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow!❞
Mr. Wong,
30 years old, Online Shop Owner
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❝Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship.❞
Mr. Leung,
20 years old, Tertiary Student
FAQ
For urgent matters that need a small amount of cash in daily life, such as credit card payments or small amount of tax payments, Promise's Emergency Loan is an easy and speedy option for instant cash without showing up, which saves you time and avoids embarrassing situations with your family and friends, or even visiting a pawn shop.
Only HKID card and bank account information are required for application.
Cannot. The credit limit of the Emergency Loan is fixed at HK$2,000 with a fixed repayment period of 4 months. If you wish to apply for more than HK$2,000 or a longer repayment period, please apply for Instant Personal Loan or other loan products from Promise which fits your needs.
- Promise Mini Loan - Credit limit and first withdrawal amount of "Emergency Loan" will be fixed at HK$2,000. If customers request for higher credit limit, please apply for other Promise's loan products.
- "Emergency Loan" will be transferred via Faster Payment System (FPS), which is subject to the system maintenance periods.
- "Emergency Loan" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online".
- "Speedy Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
Need a short-term loan for urgent need?
Promise is here to help now!
