Important Information
Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details.
$2,000 "Emergency Loan", easy solution for your need!
You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval§. "Emergency Loan" is suitable for customers who have short-term financial needs.
If you wish to apply for a loan more than $2,000, please click here.
- Credit limit and first withdrawal amount of "Emergency Loan" will be fixed at HK$2,000. If customers request for higher credit limit, please apply for other Promise's loan products.
- "Emergency Loan" will be transferred via Faster Payment System (FPS), which is subject to the system maintenance periods.
- "Emergency Loan" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online".
§ "Speedy Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
Get Your Loan All Online
Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline or website. Online loan application does not require any supporting documents# except your HKID card and mobile number. Once the procedures are completed, Promise will instantly transfer the loan to you, making sure your cash flow needs are addressed anytime and anywhere.
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Instant Approval Online
Apply for your loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number#.
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Flexible Repayment
Repayment period varies from 3 to 84 months, and customers can make additional repayments anytime. Promise provides daily interest for repayment scheme, calculated only until the day of full repayment. Neither handling fee for early repayment nor interest penalty will be charged, thus saving unnecessary interest and expenses.
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Low Interest Rates
Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.