Promise is introducing a new loan product with annual percentage rate (APR) as low as 1.12%!
Also, we are delighted to present our limited time Welcome Offer! Eligible New Customers who withdraw their loans from 1 July 2023 to 30 September 2023, will receive a cash reward of up to HK$10,000▲.
Apply online anytime or whenever you are with your HK ID card and mobile phone number#. Promise will provide instant transfers^ to meet all your urgent financial needs.
Eligible New Customers who withdraw their loans from 1 July 2023 to 30 September 2023, will receive a cash reward of up to HK$10,000▲.
|First Drawdown Loan Amount (HK$)||Cash Reward (HK$)|
|$500,000 or above||$10,000|
|$400,000 - $499,999||$6,000|
|$200,000 - $399,999||$3,000|
|$30,000 - $199,999||$1,000|
|$10,000 - $29,999||$500|
Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline or website. Online personal loan application does not require any supporting documents# except your HKID card and mobile number. Once the procedures are completed, Promise will instantly transfer the loan to you, making sure your cash flow needs are addressed anytime and anywhere.
Apply for your personal loan online and get preliminary approval results instantly. The process is simple, convenient and adds flexibility to your cash flow management. To apply online, you only need to provide your ID card and mobile number#.
Repayment period varies from 3 to 84 months, and customers can make additional repayments anytime. Promise provides daily interest for repayment scheme, calculated only until the day of full repayment. Neither handling fee for early repayment nor interest penalty will be charged, thus saving unnecessary interest and expenses.
Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.