Money Market Savings Account | First Command

Money Market Savings Account

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A Simple Way To Save

Money Market Savings For Military Families & Veterans

Account Features

Set yourself up for successful saving.

With our Money Market Savings Account, you’ll have easy access to your money at all times. And with our highly competitive, tiered interest rates, you’ll earn more as your balance grows.

  • No monthly maintenance fee1
  • Competitive, tiered interest rates2
  • Free Coverdraft protection3
  • FDIC-insured
  • No fee for first six ATM withdrawals per statement cycle4
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Details & Rates

Current Rates

First Command’s Money Market Savings account has a $25 minimum opening deposit amount. You can manage the account – as well as pay and receive bills – with OnCommand online banking, and sign up for free digital eStatements to simplify your banking experience. You’ll also have access to unlimited telephone banking at no charge.

Minimum Daily Balance to Obtain APYInterest Rate5APY6
View Applicable Fees

MOBILE BANKING

Bank from anywhere. At any time.

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Download the MobileCommand™ app for iPhone® or Android®, and discover the simplicity and convenience of doing your everyday banking right from your mobile device.

  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
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Rates and offers current as of , and are subject to change.

1. We allow a maximum of six withdrawal/transfer transactions per statement cycle, excluding ATM transactions. Excess withdrawal fee is $10.00 for each withdrawal exceeding six.

2. See rates page for additional details.

3. Coverdraft available from another FCB deposit account or FCB line of credit.

4. We do not charge a fee for ATM transactions when a FCB Debit or ATM card is used at ATMs in the MoneyPass® or NYCE networks. We will reimburse ATM surcharges charged by non-FCB ATMs up to $10 per statement cycle.

5. Rates are subject to change without notice. Fees could reduce the earnings on the account.

6. APY stands for Annual Percentage Yield.

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©2024 First Command Financial Services, Inc. is the parent company of First Command Brokerage Services, Inc. (Member SIPC, FINRA), First Command Advisory Services, Inc., First Command Insurance Services, Inc. and First Command Bank. Securities products and brokerage services are provided by First Command Brokerage Services, Inc., a broker-dealer. Financial planning and investment advisory services are provided by First Command Advisory Services, Inc., an investment adviser. Insurance products and services are provided by First Command Insurance Services, Inc. Banking products and services are provided by First Command Bank (Member FDIC).

Securities are not FDIC insured, have no bank guarantee and may lose value.  A financial plan, by itself, cannot assure that retirement or other financial goals will be met. 

First Command Financial Services, Inc. and its related entities are not affiliated with, authorized to sell or represent on behalf of or otherwise endorsed by any federal employee benefit program, the U.S. government, the U.S. Armed Forces or any other third-party mentioned on this site. 

In the United Kingdom, investment and insurance products and services are offered through First Command Europe Ltd. First Command Europe Ltd. is a wholly owned subsidiary of First Command Financial Services, Inc. and is authorized and regulated by the Financial Conduct Authority. Certain products and services offered in the United States may not be available through First Command Europe Ltd.

The First Command Educational Foundation is a separate 501(c)(3) public charity and is not affiliated with First Command Financial Services, Inc., or any of its affiliated entities. 

About the First Command Financial Behaviors Index®

Compiled by Sentient Decision Science, Inc., the First Command Financial Behaviors Index® assesses trends among the American public’s financial behaviors, attitudes and intentions through a monthly survey of approximately 530 U.S. consumers aged 25 to 70 with annual household incomes of at least $50,000. Results are reported quarterly. The margin of error is +/- 4.3 percent with a 95 percent level of confidence. To learn more about the First Command Financial Behaviors Index, contact us at marketinginbox@firstcommand.com or visit www.firstcommand.com/about-us/advisor-difference.

About Sentient Decision Science, Inc.

Sentient Decision Science was commissioned by First Command to compile the Financial Behaviors Index®. SDS is a behavioral science and consumer psychology consulting firm with special vertical expertise within the financial services industry. SDS specializes in advanced research methods and statistical analysis of behavioral and attitudinal data.