What does this mean on my bank statement? Deposit-ACH-IRS TREAS 310 IRS TREAS 310 (TAX REF)

[BillM223]

First, are you sure it was your stimulus payment and not your refund? Unfortunately, both are marked the same way ("TAX REF").

Second, the stimulus payment can be limited. If you filed Single and made over $75,000, then the amount is limited. The IRS says "For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$112,500/$150,000 thresholds. Single filers with income exceeding $99,000, $136,500 for head of household filers and $198,000 for joint filers with no children are not eligible and will not receive payments."

Please see this IRS webpage about this.

[NancyJ1]

I just had a $400.00 IRS 310 direct deposit posted to my personal bank account and have no idea why. My husband and I already got our $2,400.00 Covid-19 stimulus payment via paper check and we have not yet done our 2019 taxes. We have no dependents and last year we owed taxes. So why did I get this payment?

[Carl]

Deposit - Money transfered "INTO" a bank account

ACH - Stands for "Automatic Clearing House" (There are seven of these in the United States)

IRS - Stands for "Internal Revenue Service"

TREAS - United States Department of the Treasury (of which the IRS is but one component of.)

310 - Not sure, but this particular code is believed to indicate a successful and full refund deposit with no offsets being withheld "AFTER" it was transmitted by the IRS. Note that if there is an offset on your refund "with" the IRS, this will still be "310" because the amount transmitted by the IRS to your account *did* *not* *change* from the amount deposited into the bank account.

(TAX REF) - Federal Tax Refund. (does not include state refund if one is due.)

[Rook19xx]

Did you ever figure this out ? 

[CatinaT1]

This is your federal refund.

[Angie_Farley]

Same here. I received an odd amount, filed all taxes and owe nothing. 

[Angie_Farley]

I received the same amount you did. Very odd. 

[NCperson]

@Angie_Farley - how much did you receive? the stimulus CAN BE limited by your income on your 2019 taxes