Find Missing Money & Unclaimed Property / Minnesota Department of Commerce - Money
Primary navigation
Feature image for Find Your Missing Money & Unclaimed Property

Find Your Missing Money & Unclaimed Property

    For Consumers

    For Industry and Holders

    Contact us

    unclaimed.property@state.mn.us
    651-539-1545
    1-800-925-5668

    Other Sources of Unclaimed Property

    Find my missing money

    People lose track of their money or financial property because of a change of address, a death, or because they inherited something they didn't know about. As part of our mission to protect consumers, Commerce is committed to reuniting Minnesotans with money that has gone missing.

    Did you receive a notice by mail or email to claim property?

    Did you get a notice from an agency or organization that says they have property you need to claim? Is the deadline Nov. 1?  

    By state law, all organizations that do business in Minnesota are required to send notices after property has gone unclaimed by the owners for a period of time. If the property owners do not respond -- perhaps because they’ve moved -- Minnesota law requires the businesses to turn the property over to the state’s Unclaimed Property, which is operated by the Minnesota Department of Commerce.  

    So if you got a notice, respond before Nov. 1 to that organization. After Nov. 1, you can still claim your property through Commerce’s Unclaimed Property.  

    Check whether Commerce has unclaimed property that belongs to you. 

    What is Unclaimed Property?

    Each year, Commerce receives millions of dollars in unclaimed property from businesses and organizations that have lost contact with the owners. The Department is responsible for safeguarding the funds or property until claimed by the rightful owners or heirs.

    Property is considered unclaimed if it is being held by a business or organization that has not had contact with the owner for a specific number of years. Common types of unclaimed property can include:

    • Dormant bank accounts
    • Uncashed checks
    • Unclaimed wages
    • Insurance claim payments or benefits
    • Stocks or bonds
    • Safe deposit boxes

    Businesses and organizations are required by law to review their records and attempt to contact the owner of the property when it appears to be abandoned. If the owner doesn't respond, the property is considered abandoned. The property is then sent to Commerce so the Department can safeguard and continuously attempt to return it to the rightful owner of heirs.

    back to top