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If you’re planning a trip to Indonesia in the near future, you may want to exchange some of your money into rupiah, the country’s official currency. The international symbol for the currency is IDR.
If you’re entering Indonesia with more than 100 million IDR (roughly $6,500 USD), you’ll have to declare the currency.
This post has everything you need to know about converting USD to IDR, including where to secure the best exchange rates and how to avoid paying high fees on your conversion.
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Calculating a conversion from dollars to rupiah is fairly simple. You can either use a currency calculator or do it by hand.
Using a currency conversion calculator is often the easiest way to get an estimate when you’re converting currency. Since exchange rates fluctuate on a daily basis, using a calculator can ensure your math is correct.
Keep in mind that exchanging currency often comes with added fees that a conversion calculator won’t be able to predict. For instance, credit card companies and ATM networks usually charge a 1% conversion fee on all foreign transactions. Individual merchants may also charge supplemental fees if you ask them to convert the price of an item to your home currency at checkout.
The other option is to do the calculation manually using a simple mathematical formula. However, in order to do this, you need to know the current exchange rate. At the time of writing, $1 USD is worth Rp 15,562 IDR.
Once you know that information, multiply the amount you have in USD by the current exchange rate. The resulting number will show you the amount of rupiah that you have to spend on your trip.
Let’s say you have $1,200 USD and would like to figure out how much rupiah you have for a trip to Indonesia. Using the current exchange rate, the formula for your conversion would look like this:
$1,200 USD x 15,562 = Rp 18,674,400 IDR
When you’re ready to buy IDR, it’s a good idea to plan ahead to ensure that you pay the fewest fees. Here are three ways to get the currency you need while minimizing the fees you’ll be charged:
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Xe Money Transfer
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Initiate transfers 24 hours a day, 7 days a week
Xe offers low to no fees on money transfers
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$0
Direct debit, wire transfer, debit card, credit card & Apple Pay
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CurrencyFair
Hold over 20 currencies
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