FEDEX Employees Credit Association
Chartered in 1974, FEDEX Employees Credit Association has been providing financial services to the Memphis, Tennessee community for over 50 years.
Contact & Hours Online BankingOverview
- Reachable: 9 branches and 8 ATMs. Locations
- Financial Resources: Stewards over $647.9 Million in assets. Financial Reports
- Solid Financials: The 12th largest credit union in Tennessee
- Members: Proudly serves over 101,000 loyal members.
- Team Cohesion: Over 100 dedicated employees as of 2024, committed to exceptional service.
Dashboard
- Financial Tip of the Hour: Take public transportation or carpool to save on commuting costs.
- Lobby Hours: FEDEX Credit Association's lobby is currently closed.
- Drive Thru Hours: FEDEX Credit Association's drive-thru is currently closed.
- Website and App Status: FEDEX Employees Credit Association is Online Report an Outage
- Latest FEDEX Credit Association Review: My card will just not work at any given time! What if I'm in an emergency this is not a good thing. You don't h... Read More
Reviews
Get the Inside Scoop: Member Reviews
Wondering about FEDEX Employees Credit Association? Read real reviews from real members! Get the inside scoop on services, features, and the overall member experience.
Member Rating
"My card will just not work at any given time! What if I'm in an emergency this is not a good thi... Read More" - Makia- "Need to give people a second chance. fed ex has bad customer service and they are anti social. they ... Read More" - Freddy campos
- "Absolutely the WORST over the phone customer service!They're "supposed" 800 number dumps... Read More" - james robitaille
- "This is one of the WORST credit unions I have every experienced. You are placed on hold for over 15 ... Read More" - Vida Brooks
- "I called on May 13th to dispute a transaction from Hibbett sports from May 1. I never received my sh... Read More" - Leeah
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Financial Snapshot Q4 2023
- Total Assets $647,924,999
- Total Liabilities $560,257,342
- Total Equity $87,667,657
- Total Liabilities, Shares, & Equity $647,924,999
- Net Income (Loss) $3,291,628
Frequently Asked Questions
To log into online banking for FEDEX Employees Credit Association, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.
If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.
Available Services
- Bill Payment
- e-Statements
- Electronic Signature Authentication/Certification
- External Account Transfers
- Mobile Payments
- Remote Deposit Capture
To access your account through online banking, visit the FEDEX Employees Credit Association login page.
Yes, FEDEX Employees Credit Association provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.
- Fixed Rate Mortgages > 15 Years
- Fixed Rate Mortgages 15 Years or Less
- Adjustable Rate Mortgages
Estimate mortgage payments with our Mortgage Calculator.
FEDEX Employees Credit Association (Main Office) Service Status
Find the service status of online banking, mobile app, and the Main Office location at 2731 Nonconnah Boulevard. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.
- Is FEDEX Credit Association down?
- Is FEDEX Credit Association app down?
Main Office Service Status
Main Office Reports in the Past 24 Hours
Membership Eligibility
Who Can Join FEDEX Employees Credit Association?
FEDEX Credit Association offers tailored financial solutions to the transportation industry, enhancing economic security for employees and their families. With over 101,000 members, FEDEX Employees Credit Association offers a wide range of accounts, including Regular Savings (118,000+), Share Draft (40,000+), Money Market (3,000+), and Share Certificate (CDs: 2,000+) accounts.
Interest Rates
- Competitive Rates and Low Fees: As a not-for-profit institution, FEDEX Credit Association offers better rates and lower fees than many for-profit banks.
Unsecured Credit Card 9.90% Other Unsecured Loans/Lines of Credit 8.99% New Vehicle Loans 5.49% Used Vehicle Loans 5.74%
When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.
For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.
For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.
Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.
It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.
