LOANS Mortgages and Home Equity - FedEx Employees Credit Association

HOME LOANS

MORTGAGES

  • Conventional, FHA and VA loans available
  • Quick, online application process with free pre-qualifications
  • Online learning tools including mortgage term glossary, how-tos, application checklists, and more
  • Experienced live loan officers available to answer your questions, explain your options, and offer advice.  Call 877-512-3319 or email [email protected].
Mortgages are currently not available in Hawaii, Alaska, or New York.
Home Equity Loans are currently not available in Hawaii, Texas, or Puerto Rico

HOME EQUITY LOAN

Let the equity you’ve worked so hard to build do double-duty as loan collateral. With fixed rates and terms, our home equity loan can be used for a single large purchase or project that you want to pay back over time.

  • Terms up to 15 years
  • Interest may be tax deductible (consult your tax advisor)
  • Standard closing costs are waived.

 

TermAPR
Up to 15 years 7.00% - 9.00%
See all rates.

HOME EQUITY LINE OF CREDIT

Your hard-won home equity can be used to establish a revolving credit account that you can use as needed.  As principal is repaid, it becomes available to borrow again and again.

  • Tiered rates based on prime
  • Standard closing costs are waived
  • Draw on your credit line via check, online transfer, or phone
  • Online payment option

 

TermAPR
Up to 15 years(Prime + 0%) - (Prime +1%)
See all rates.

Apply from Anywhere

Give us a call at 901-332-9232 or 800-833-3544 (if outside the 901 area code) or apply online:

APPLY NOW

Online Payment Portal

Paying for your loan from an outside account?  Click here to make an easy online payment (email address and passcode required).

PAY NOW

CONTACT US

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Find our branches & ATMs

 

APR = Annual Percentage Rate.

Rates are effective as of the date listed on the Rates page.
Rates are subject to change without notice. Rates are based on an evaluation of credit history, so your rate may differ.

*For additional information, please visit our disclaimer page.