San Joaquin Power Employees Credit Union: Services & Insights
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San Joaquin Power Employees Credit Union: Services & Insights

Since 1934, San Joaquin Power CU has been committed to providing comprehensive financial services to the Fresno, CA community, enhancing the financial well-being of members.

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Explore San Joaquin Power's Credit Union Services

At San Joaquin Power CU, discover a diverse range of financial services tailored to meet your personal and business needs. San Joaquin Power provides effective solutions to help you manage your finances with ease.

  • High-yield Checking and Savings Accounts
  • Flexible Auto Loans and Mortgage Options
  • Expert Investment and Retirement Planning
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Financial Solutions for Growth

Enhance your financial journey at San Joaquin Power CU with a comprehensive suite of services. San Joaquin Power provides the tools and supports your need to achieve your financial aspirations.

  • Dedicated Financial Planning and Wealth Management
  • Robust Online Banking and Mobile Banking Capabilities
  • Exclusive Benefits and Discounts for Members
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Data sources: NCUA and San Joaquin Power CU

Checking
Savings
Online Banking
Loans

San Joaquin Power CU Details

Loans

  • New Auto Loans - Auto loans offered to finance the purchase of a new vehicle.
  • Used Auto Loans - Auto loans offered to finance the purchase of a used vehicle.
Contact the credit union for a loan application.
Auto Loan Calculator

San Joaquin Power Employees Credit Union
Vehicle Loan Insights Q1 2023 - Q4 2023

Graph: San Joaquin Power Employees Credit Union New Car Loans

Total Dollar Value of New Car Loans Issued

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $1,450,931 in new auto loans issued, which represents an increase of 6.41%. During the period, the minimum reported number was $22,626,995 and the maximum was $24,077,926.

  • Percentage growth: 6.41%
  • Growth amount: $1.45 Million
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union New Vehicle Loans Interest Rate

Rate on New Vehicles

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $154 in new auto interest rates, which represents an increase of 32.15%. During the period, the minimum reported number was 4.79% and the maximum was 6.33%.

  • Percentage growth: 32.15%
  • Growth amount: 1.54%
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union New Car Loans

New Car Loans Q1 2023 - Q4 2023

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of 25 in new auto loans issued, which represents an increase of 3.61%. During the period, the minimum reported number was 693 and the maximum was 718.

  • Percentage growth: 3.61%
  • Growth total: 25
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Used Car Loans

Total Dollar Value of Used Car Loans Issued

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $1,116,391 in new auto loans issued, which represents an increase of 6.26%. During the period, the minimum reported amount was $17,844,396 and the maximum was $19,356,545.

  • Percentage growth: 6.26%
  • Growth amount: $1.12 Million
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Used Vehicle Loans Interest Rate

Used Vehicles

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of 1.25 in used auto interest rates, which represents an increase of 25.35%. During the period, the minimum reported number was 4.93% and the maximum was 6.34%.

  • Percentage increase: 25.35%
  • Increase amount: 1.25%
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Used Car Loans

Used Car Loans

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $49 in used auto loans issued, which represents an increase of 5.79%. During the period, the minimum reported number was 847 and the maximum was 905.

  • Percentage increase: 5.79%
  • Increase total: 49
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Delinquent Loans and Leases for 60 Days or More

Number of Loans and Leases Delinquent for 60 Days or More

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $2 of delinquencies for 60 days or more, which represents an increase of inf%. During the period, the minimum reported number was 0 and the maximum was 4.

  • Percentage increase: inf%
  • Increase total: 2
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Dollar Value of New Vehicle Loans Delinquent 30 to 59 days

New Vehicle Loans Delinquent 30 to 59 days

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $62,085 in new vehicle loans delinquent 30 to 59 days, which represents an increase of inf%. During the period, the minimum reported amount was $0 and the maximum was $117,454.

  • Percentage increase: inf%
  • Increase amount: $62,085
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Number of Used Vehicle Loans with Reportable Delinquencies

Used Vehicle Loans with Reportable Delinquencies

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of 1 in used vehicle loans with reportable delinquencies, which represents an increase of inf%. During the period, the minimum reported number was 0 and the maximum was 1.

  • Percentage increase: inf%
  • Increase total: 1
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Dollar Amount of Used Vehicle Loans with Reportable Delinquencies

Used Vehicle Loans ($) with Reportable Delinquencies

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $717 in Amount of Used Vehicle Loans with Reportable Delinquencies, which represents an increase of 2.88%. During the period, the minimum reported amount was $0 and the maximum was $25,627.

  • Percentage increase: 2.88%
  • Increase amount: $717
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Dollar Amount of Used Vehicle Loans Delinquent 30 to 59 days

Used Vehicle Loans Delinquent 30 to 59 days

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $37,635 in Used Vehicle Loans Delinquent 30 to 59 days, which represents an increase of inf%. During the period, the minimum reported amount was $0 and the maximum was $88,917.

  • Percentage increase: inf%
  • Increase amount: $37,635
Data Source: NCUA - .

Graph: San Joaquin Power Employees Credit Union Dollar Amount of Used Vehicle Loans Delinquent 60 to 179 days

Used Vehicle Loans Delinquent 60 to 179 days

San Joaquin Power Employees Credit Union has experienced an increase from Q1 2023 to Q4 2023 of $18,741 in Amount of Used Vehicle Loans Delinquent 60 to 179 days, which represents an increase of 272.16%. During the period, the minimum reported amount was $0 and the maximum was $25,627.

  • Percentage increase: 272.16%
  • Increase amount: $18,741
Data Source: NCUA - .

San Joaquin Power Employees Credit Union Auto Loan Analysis

  • New Car Loan Delinquency Rate: 0.00%
  • Used Car Loan Delinquency Rate: 0.14%
  • Average New Car Loan Value: $33,534.72
  • Average Used Car Loan Value: $21,161.59
  • Delinquency Impact on New Car Loans: 0.00%
  • Delinquency Impact on Used Car Loans: 0.11%
  • Interest Rate Differential (IRD): -0.15 percentage points

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Vehicle Loan Data Source: NCUA - .

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Online Banking

  • San Joaquin Power Credit Union Online Banking
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Savings

Saving money is where good money management begins.
  • Savings Accounts (Regular Share Savings) - Start saving today and build your nest egg with a savings account. According to the NCUA, San Joaquin Power Employees Credit Union has 6,668 active Share Savings accounts held by members.

Savings Calculator

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eServices

  • Online Loan Payments
  • Electronic Signature Authentication/Certification
  • e-Statements
eServices Source: NCUA - .

Checking

San Joaquin Power Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (559) 230-5080.
  • Checking Accounts (Share Draft) - Manage your daily finances with convenient checking accounts. According to the NCUA San Joaquin Power Employees Credit Union has 0 checking accounts held by members.
  • Contact the credit union to reorder checks.
Share Draft Statistics Source: NCUA - .

Additional Services

The credit union offers additional services to members. Contact San Joaquin Power Employees Credit Union to inquire about savings and loan services you need and to compare competitive credit union interest rates.
  • Bilingual Services - Multilingual banking for our diverse customer base.
  • Wire transfers - Safe and reliable money transfers locally or internationally.

Loan Calculator

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References

Disclaimer: Any modifications to the data or analysis, or interpretation of the data, are provided by Credit Unions Online and not endorsed by San Joaquin Power Employees Credit Union or the NCUA.