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Reverse Mortgage

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Reverse Mortgage Guides is a reverse mortgage educational website. Our goal is to help explain many of the pros and cons of a Home Equity Conversion Mortgage (HECM) for homeowners.

We publish articles and tools for older Americans who are considering a reverse mortgage and want to become further educated before making a decision. We offer a reverse mortgage calculator and plenty of detailed information to help better educate you in this financial decision.

What is a reverse mortgage?

A reverse mortgage is a type of mortgage loan only available to homeowners aged 62 or older.

A HECM is different from all other types of mortgages. It does not become due for as long as the homeowner lives in the property as their primary residence, continues to pay required property taxes and insurance and maintains the home according to FHA requirements.

According to a 2013 study by the National Council on Aging, reverse mortgages may help seniors to pay daily living expenses.1

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This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA).

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