Are you a frequent traveler and looking for a credit card with exclusive features and benefits on international travel? It’s a good idea to go for a card that offers complimentary domestic and international lounge access, rewards on flight ticket bookings, low forex markup fee and discount on hotel bookings, among other benefits.
You should also remember that banks usually charge higher joining and annual fees on international credit cards, so make sure that you have compared charges of some of the cards based on their exclusive features and your own requirements. Here are top 7 international credit cards in India to facilitate a smooth and hassle-free traveling for you.
(Source: paisabazaar.com)
SBI Elite Credit Card
Joining Fee: Rs 4,999
Annual Fee: Rs 4,999
SBI Elite Credit Card is a premium credit card that comes with a range of benefits for international travellers.
The premium card offers users 8 complimentary lounge visits at domestic and 6 at international airports in a year.
The card also offers low foreign currency markup fee of 1.99%, as well as complimentary Club Vistara, Trident Privilege and Trident Red Tier memberships.
IDFC First Wealth Credit Card
Joining Fee: Nil
Annual Fee: Nil
IDFC First Wealth Credit Card is a lifetime free credit card. This card is bundled with bnefits like low forex markup fee of 1.5%, travel insurance and air accident cover, 16 complimentary visits to domestic and international airport lounges in a year and interest-free cash withdrawal anywhere globally. The premium card also offers discounts on airport fast-track immigration service at over 450 destinations globally.
HDFC Diners Club Privilege Credit Card
Joining Fee: Rs 2,500
Annual Fee: Rs 2,500
Note: If the spending is over Rs 3 lakh on this card in the previous year, annual fee gets waived.
HDFC Diners Club Privilege Credit Card offers many benefits on travel and lifestyle categories. The premium card
offers low foreign exchange markup fee of 2% and 12 complimentary visits to lounges at 1,000+ domestic and international airports every year. The cardholder also gets complimentary annual memberships of Dineout Passport, Amazon Prime, MMT BLACK, and Times Prime if spending crosses certain threshold within the first 90 days. On this card, users can get up to 10X rewards on flight and hotel ticket bookings via Smartbuy.
RBL World Safari Credit Card
Joining Fee: Rs 3,000
Annual Fee: Rs 3,000
RBL World Safari Credit Card has a 0% forex markup fee. Among other features are five ‘Travel Points’ on spending of every Rs 100 on travel expenditure and two ‘Travel Points’ on Rs 100 spent on all other transactions. The card also offers 8 complimentary lounge visits in a year at major domestic airports in India, besides 8 complimentary international lounge visits via Priority Pass Membership.
AU Bank Zenith+ Credit Card
Joining Fee: Rs 4,999
Annual Fee: Rs 4,999
Note: The annual fee is waived, if spending crosses Rs 8 lakh in the previous year.
AU Zenith+ Credit Card offers some premium benefits including luxury brand vouchers, exclusive hotel membership, higher rewards and low forex markup fee of 0.99%. On this card, users get two reward points for every Rs 100 spent on travel, dining, and international spendings; and one reward point per Rs 100 spent on merchant categories at retail outlets. There are 16 complimentary international airport lounge access on this card every year through Priority Pass membership. It also offers 16 complimentary lounge access at domestic airports every year.
InterMiles HDFC Bank Signature Credit Card
Joining Fee: Rs 2,500
Annual Fee: Rs 2,500
Note: This annual fee is waived if the card spending crosses Rs 3 lakh in the preceding year.
InterMiles HDFC Bank Signature Credit Card offers InterMiles on every transaction. InterMiles can be redeemed later at the time of future bookings. The card offers complimentary InterMiles Silver Membership and 8,000 InterMiles at the time of joining. One gets complimentary ‘Priority Pass’ membership that allows 5 free visits to international airport lounges in a year. The card also gives 16 free domestic lounge visits under Visa Lounge Access Programme in a year.
Standard Chartered EaseMyTrip Credit Card
Joining Fee: Rs 350
Annual Fee: Rs 350
Note: The annual fee is waived on spending of Rs 50,000 in the preceding year.
As the name suggests, Standard Chartered EaseMyTrip Credit Card is a co-branded credit card. It offers users benefits when they do bookings via EaseMyTrip. They can also earn benefits on other transactions. This card offers
for complimentary lounge visits in a year at domestic airports and two international lounge visits through ‘Priority Pass’ membership.
