All employees (contractual and regular) are eligible to participate in any of the Supplemental Retirement Accounts (SRA) available through the University of Maryland. Participation is voluntary.
Step 1: Compare Your Options
Step 2: Complete Your Forms
Pre-Tax Contribution Plans
TIAA 403b Form (Pre-tax) | Information
TIAA 457b Form (Pre-tax) | Information
Fidelity 403b Form (Pre-tax) | Information
Fidelity 457b Form (Pre-tax) | Information
After-Tax Contribution Plans
MSRP/Nationwide (401k / 457b / 403b): Enroll or Make Changes Online
Step 3: Submit Your Forms
Tools & Resources
How to complete and submit your SRA form:
- SRA Forms must have all fields completed:
- SSN
- First and Last Name
- “Action Requested” box selected (Initiate, Change, Cancel)
- Current Amount
- New Amount
- Signature, Date, and UMD email address
- Do you want to know how this SRA enrollment will affect your paycheck? Here is a Net Pay Calculator to assist you.
- You need your most recent biweekly earnings statement when using the Net Pay Calculator.
- Monitor your earnings statements to confirm the new deduction.
Please note:
- Benefits Counselors cannot provide financial advice.
- SRA changes take up to 2 pay periods to take effect.
- Contributions to SRA accounts must be monitored by the employee to ensure the current year IRS limit is not exceeded.
Contribution Limits
Supplemental Retirement Account (SRA) deferral limits for calendar year 2024:
| Age | Contribution Limit* |
|---|---|
| 49 and under | $23,000 |
| 50 and over | $30,500 |
Should you have any questions, or if you need assistance, please contact your assigned UHR Benefits Services Counselor.
Schedule a Virtual Appointment
800-343-0860
202-604-3842
800-642-7131
