Ohio University Credit Union: Services

Ohio University CU Mortgages

• Mortgage Lending

  Secure a home loan with competitive rates and personalized service at Ohio University Credit Union. Perfect for purchasing your dream home in Athens, Ohio and all other service areas.

• First Time Homebuyer Program

  Special programs for first-time homebuyers, offering low down payments and educational resources at Ohio University Credit Union in Athens, Ohio and all other service areas.

• Mortgage Processing

  Streamlined mortgage processing ensures fast approvals and stress-free transactions at Ohio University Credit Union in Athens, Ohio and all other service areas.

• Approved Mortgage Seller

  As an approved mortgage seller, Ohio University Credit Union offers reliable and secure home financing options in Athens, Ohio and all other service areas.

• Fixed Rate Mortgages > 15 Years

  Enjoy stable payments with fixed-rate mortgages over 15 years. Ideal for long-term planning with Ohio University Credit Union in Athens, Ohio and all other service areas.

• Fixed Rate Mortgages 15 Years or Less

  Short-term fixed-rate mortgages offer lower interest rates and faster payoff times. Perfect for those planning to stay long-term with Ohio University Credit Union in Athens, Ohio and all other service areas.

• Balloon/Hybrid Mortgages > 5 Years

  Balloon and hybrid mortgages offer lower initial payments lower interest rates and flexible terms, perfect for long-term homeowners. Find out more at Ohio University Credit Union in Athens, Ohio and all other service areas.

• Balloon/Hybrid Mortgages 5 Years or Less

  Short-term balloon and hybrid mortgages offer lower initial payments and flexible terms. Ideal for those planning a future sale or refinance with Ohio University Credit Union in Athens, Ohio and all other service areas.

• Adjustable Rate Mortgages

  Adjustable rate mortgages (ARMs) provide lower initial interest rates and payments. Great for short-term stays or those expecting rising income with Ohio University Credit Union in Athens, Ohio and all other service areas.

Business Services

• Business Loans

  Secure the funding you need to grow and expand your business with our competitive business loans. [Credit Union Name] offers flexible financing options and personalized support to help your business thrive in [$city], [$state].

Ohio University CU Savings

• Savings Accounts (Regular Share Savings)

  Start saving today and build your nest egg with a regular share savings account. Enjoy competitive interest rates and easy access to your funds. According to the NCUA, Ohio University Credit Union has 30,707 active Share Savings accounts held by members in Athens, Ohio and all other service areas.

• Money Market Accounts

  Earn higher interest rates with flexible money market accounts. These accounts offer the benefits of both savings and checking accounts, allowing easy access to your funds while earning more. According to the NCUA, Ohio University Credit Union has 6,113 active Money Market accounts totaling $133,494,435 held by members in Athens, Ohio and all other service areas.

• Share Certificates (CDs)

  Start earning more with low-minimum balance share certificates. These certificates of deposit (CDs) offer higher interest rates compared to regular savings accounts, making them an excellent option for long-term savings. According to the NCUA, Ohio University Credit Union has 1,796 active Share Certificates held by members in Athens, Ohio and all other service areas.

• IRA/KEOGH

  Prepare for your future with Individual Retirement Account (IRA) and KEOGH plans. These accounts offer tax-advantaged savings options to help you plan for a comfortable retirement, aligning with your long-term financial goals. According to the NCUA, Ohio University Credit Union has 1,115 active IRA/KEOGH accounts held by members in Athens, Ohio and all other service areas.

eServices

• Mobile Banking

  Manage your finances on the go with our Mobile Banking app. Check balances, transfer funds, pay bills, and more, all from the convenience of your smartphone. Stay connected with your accounts anytime, anywhere with Ohio University CU's secure mobile banking services.

• Bill Pay

  Conveniently pay your bills online with our Bill Pay service. Schedule one-time or recurring payments and manage all your bills in one place at Ohio University Credit Union in Athens, Ohio and all other service areas.

• Person-to-Person (P2P) Payments

  Easily send and receive money with Person-to-Person (P2P) payments. Whether it's splitting a bill or gifting money, P2P payments at Ohio University Credit Union make transactions simple and secure in Athens, Ohio and all other service areas

• Membership Application

  Join Ohio University Credit Union today by filling out our Membership Application. Enjoy the benefits of credit union membership, including lower fees and better rates, in Athens, Ohio and all other service areas

• Apply for a New Loan

  Apply for a new loan with Ohio University Credit Union. Our easy online application process ensures you get the financing you need quickly and conveniently in Athens, Ohio and all other service areas

• Open a New Share Account

  Open a new share account at Ohio University Credit Union. Enjoy the benefits of saving with competitive rates and secure access to your funds in Athens, Ohio and all other service areas

• Online Loan Payments

  Make loan payments online with ease. Our secure online payment system allows you to manage your loan repayments quickly and conveniently at Ohio University Credit Union in Athens, Ohio and all other service areas

• Account Aggregation

  Account Aggregation allows you to view all your financial accounts in one place. Simplify your financial management with Ohio University Credit Union in Athens, Ohio and all other service areas

• e-Statements

  Go green with e-Statements. Access your account statements electronically, reducing paper waste and ensuring you have quick access to your financial information with Ohio University Credit Union in Athens, Ohio and all other service areas

• Transfer to External Accounts

  Transfer funds to your external accounts seamlessly with Ohio University Credit Union. Enjoy the convenience of managing all your financial transactions in one place, serving members in Athens, Ohio and all other service areas

• Remote Deposit Capture

  Deposit checks remotely using your mobile device with Remote Deposit Capture. Ohio University Credit Union offers this convenient service to make banking easier for members in Athens, Ohio and all other service areas

Ohio University CU Checking

• Checking Accounts (Share Draft)

  Manage your daily finances with convenient checking accounts. Enjoy features like online banking, bill pay, and easy access to your funds. According to the NCUA, Ohio University CU has 19,563 checking accounts held by members in Athens, Ohio and all other service areas

• Free Share Drafts / Free Checking

  Benefit from free share drafts with special checking account services. Enjoy no monthly fees, free checks, and access to all the conveniences of a checking account at Ohio University CU in Athens, Ohio and all other service areas

Contact the credit union to reorder checks.

Ohio University CU Credit Cards

Ohio University CU currently provides unsecured credit cards to 8,000 members totaling $30.3 Million in credit card loans with a beginning interest rate of 11.50%, according to the NCUA.

• Credit Cards

  Ohio University credit cards are designed to help you build or improve your credit score. Enjoy competitive interest rates, rewards, and the convenience of managing your expenses.

Ohio University CU Financial Education

• Financial Counseling

  Receive personalized advice to help you manage your finances effectively. Our financial counseling services at Ohio University CU are designed to assist you in achieving your financial goals and ensuring a secure financial future.

• Financial Education

  Access a wealth of resources and information to increase your financial knowledge. Ohio University CU offers educational materials and guidance to help you make informed financial decisions.

• Financial Literacy Workshops

  Participate in engaging workshops designed to improve your understanding of financial concepts. Ohio University CU offers financial literacy workshops to empower you with the knowledge and skills to manage your finances confidently.

Ohio University CU Auto Loans

Ohio University Credit Union offers new auto loans to over 600 members and used auto loans to over 2,000 members, with an average loan amount of $15,000 per vehicle. Enjoy competitive rates starting at 6.74% for new auto loans and 6.99% for used auto loans, according to the NCUA.

Ohio University CU Online Banking

• Ohio University Credit Union Online Banking

  Manage your accounts anytime, anywhere with Ohio University Credit Union Online Banking. Access a wide range of services including checking balances, transferring funds, paying bills, and more, all from the convenience of your home or on the go.

Additional Services

• No Cost Share Drafts

  Take advantage of no-cost share drafts with our special checking account services. Enjoy the benefits of free checks and manage your finances efficiently with Ohio University CU.

• Share Certificates with Low Minimum Balance Requirements

  Invest in share certificates with low minimum balance requirements. Earn higher interest rates while enjoying the flexibility and accessibility offered by Ohio University CU.

• Financial Counseling

  Receive personalized advice to help you manage your finances effectively. Our financial counseling services at Ohio University CU are designed to assist you in achieving your financial goals and ensuring a secure financial future.

• Financial Education

  Access a wealth of resources and information to increase your financial knowledge. Ohio University CU offers educational materials and guidance to help you make informed financial decisions.

• Financial Literacy Workshops

  Participate in engaging workshops designed to improve your understanding of financial concepts. Ohio University CU offers financial literacy workshops to empower you with the knowledge and skills to manage your finances confidently.

• First Time Homebuyer Program

  Take the first step towards homeownership with our First Time Homebuyer Program. Ohio University CU provides resources, advice, and favorable terms to help you purchase your first home.

• Credit Management and Repair

  Improve and manage your credit with our Credit Management and Repair services. Ohio University CU provides tools and guidance to help you build a strong credit history.

• Online Financial Literacy

  Enhance your financial knowledge with our Online Financial Literacy resources. Access interactive tools, articles, and videos provided by Ohio University CU to help you make informed financial decisions.

• No Cost Bill Payer

  Pay your bills without any fees using our No Cost Bill Payer service. Simplify your bill payments with convenient and secure online services provided by Ohio University CU.

• Student Scholarships

  Support your education with our Student Scholarships. Ohio University CU offers financial aid opportunities to help students achieve their academic goals.

• Mortgage Processing

  Experience streamlined mortgage processing with Ohio University CU. Ourefficient and reliable services ensure a smooth and hassle-free mortgage experience.

• Approved Mortgage Seller

  Benefit from our status as an Approved Mortgage Seller. Ohio University CU offers comprehensive mortgage services to help you finance your dream home.

• Low-cost Wire Transfers

  Transfer money quickly and affordably with our Low-cost Wire Transfers. Ohio University CU provides secure and efficient wire transfer services to help you manage your finances effectively.