Yahoo Paydirect

Hi everyone. Does anyone know about anything yahoo paydirect? A gentleman I met with told me about it saying it's more secure than paypal but I would like to get your opinions as well.

Is this really secure for clients and providers? How would you feel as hobbyiests making a deposit through it for overnight encounters?

Thank you all

It is basically the same thing as Paypal and the same as C2it.com. I believe that in order to accept payments through Paypal now you have to be a "Premier" member which means you have to give them 2.5% or something like that which is not worth it at all. I am not sure if Paydirect charges this but I think they might - www.c2it.com , however, still is free (last time I checked).

I would be fine paying this way ONLY if I had been with the women a few times before - there is no way I would ever pay that way for a first time encounter.

The beauty of CC usage is that if you don't get what you pay for you can dispute the bill. Personally, I don't love the paper trail so I avoid CC's, however they are safe in the first instance.

Hello visa, I'd like to dispute the charge on my credit card because I thought I was paying for BBBJ and FS but all I got was a rub and tug...


sorry tieguy I couldn't resist

You can usually do that if the "vendor" in dispute is more than 50 miles away from you. And you actually have to document your attempt(s) to resolve the charge. Imagine the ff:

--Hi, I need to dispute a charge from Love, Inc.--

--what's the problem? This is a $500 charge. What is the charge that you're disputing?--

--I was supposed to get a BBJTCNQNS but it ended up being a CBJ. Plus, DATY was not on the menu.--

--Sorry, you'll have to speak to my supervisor. Hold please--

It's worth a try, I guess...

I don't understand why anyone would every want to leave a paper trail... escort or client...

Tasha

Paypal only shows up as Paypal on your credit card receipt so there is no funky name that appears for all you married men.

Disputing the bill may be more fun than the session was

And no I am not an advocate of disputed CC billing, just made some kind of sense when I wrote it. As for the billing name all it need be is in the name of a nameless faceless corporation as most are anyway.

Doesn't PayPal itself have a dispute resolution option? So you get the double protection of your CC company and PayPal.

Amen, Tasha!

Amen, Tasha! You are right on the mark. Paypal? Yahoo Paydirect? They are the kiss of death as far as I'm concerned -- meaning that I will never visit a provider who uses them. Anjelika, I mean no disrespect to you or anyone else who utilizes such services, but Tasha said it perfectly: Why would anyone want to leave a paper trail? (And I don't care how innocuously it reads on my credit card statement.)

Dispute

Several years ago, I had used a phone sex sevice and was charged $50 for a session that never happened. I had started the call, but was not interested and the girl that I spoke with sounded too much like a guy for me to take it seriously. I terminated the call, but they charges me anyway.

I had called up Visa to complain, and ended up speaking with this hot sounding woman on the phone. Her voice was the type that I had wanted to hear on the sex line, so I had to laugh. When she asked me what the disputed charge was, I told her that it was for a service that was not provided. When she pressed for details, I believe I told her that I had paid for an entertainment service that was never provided. Too funny as I danced around the exact nature of the call.

Abear

Re: Amen, Tasha!

Amen Tasha, Amen LukeWarm.

There have been lots of nightmares discussed on other threads when married man are not cautious or any hobbiest leaves too much info with a provider.

Ms. April just got busted. Need I say more? If Ms. april took credit card payments, imagine what kind of a field day LE would have, taking those records and figuring out who each john was...ouch!

Who does not prefer cash ... jeez its jut a courtesy service that some girls use for you gentlemn. You cant even be nice. Obvioulsy the ones that use it are unmarried men, or men that use it for some other reason. Chill out all it says is Paypal, not anything else. People that buy from Ebay use it all the time. If your wife questions it you can say you bought a slightly used power drill.

"Just a courtesy service"

Dear njclassyblonde:

You describe paypal, etc. as a "courtesy service that some girls use for you gentlemen." Well, I most certainly do appreciate courtesy and --as I hope was clear -- did intend to "be nice" in my response to Anjelika. It's just that (based on what I've seen) most providers use paypal, etc. NOT as a courtesy to hobbysists, but as a mandatory method of payment. Or at least as a way of making a down payment on a session. Every provider is a businessperson; and if that is how she wishes to transact business, then so be it. What I wish to make clear is that, as a consumer, I refuse to frequent any provider who mandates use of paypal/etc.

I'm with blondie...

We accept paypal as a courtesy as well. Of course we prefer cash. We lose $ by taking paypal because we occasionally get clients who come in for a (free) session because when we go to collect the fee at the end (yes, we take it at the end) they say "oh i paid thru paypal" which of course isnt true. Unfortunately its been a way for dishonest clients to take advantage.

Paypal is the only method we accept c.c/debit cards. There is no paper trail for LE to follow. We do not know the clients personal info, only his email address. We never require a client to (pre)pay this way. Many clients find it more convenient, I've had a few tell me they use it to get airline miles.

Re: I'm with blondie...


Losing money? Client absconds after being serviced? THEN STOP ACCEPTING PAYPAL.



You are kidding, right? You're not really so naive that you think LE can't follow that paper trail?

Here's another one for you: " If we do BBFS, you can't get a disease if I pull out before cumming."

LE can absolutely and does follow that paper trail. Like with credit cards and bank cards, all LE has to do is request the info on a particular account, and PAYPAL will bend over backwards to get that info to LE.

PayPal Disclosure policy

http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/privacy-outside says,
"We disclose information that we in good faith believe is appropriate to cooperate in investigations of fraud or other illegal activity, or to conduct investigations of violations of our User Agreement. Specifically, this means that if we conduct a fraud investigation and conclude that one side has engaged in deceptive practices, we can give that person or entity's contact information (but not bank account or credit card information) to victims who request it."
Note "we in good faith" - ie not supeona required.

But it looks like if "deceptive practices are found" Like, I'spose --I was supposed to get a BBJTCNQNS but it ended up being a CBJ. Plus, DATY was not on the menu.-- (thanks Jaypgee). You could get some relief, no not that kind.

To put some perspective on the big question which is basically, how far will LE go to follow up. You need to think about:
1. how likely is it that a particular transaction will come to LEs attention.
2. If id does, how helpfull is it to have a credit card transaction that both parties will probably assert was, while perhaps embarrasing, maybe a nude massage, at least not illegal e.g. SexForMoney.

Paper trails can be a problem but there are a lot of paper trails to follow. So unless there is some larger ax to grind I doubt LE will do much more than deal with whatever is in front of them.

The biggest risk is lkely to be a provider or hobbiest with some ill will.

Whaddya think?

Thank you, my design, for answering me as if i were an idiot who has trouble knowing how to run my business finances.

Maybe if all clients could treat providers with respect instead of rudeness (i.e. calling to say they weren't going to make that appointment that was being held for them) then the providers who require pre payment via paypal, etc. could use trust instead of a deposit to hold the spot.

We do not ask for deposits nor do we overbook, so getting "stood up" is a daily event. This is for the client's benefit, not ours. I dont blame any provider,though, for covering herself if she can demand it. Dont assume every guy who requests an appointment and holds up our time is as courteous as you may be.

********,

I know nothing about your business acumen, however, if a client claims he paid via paypal then (1) verify before he leaves or (2) stop accepting paypal.


My real issue is with the statement:
There is no paper trail for LE to follow.

as redleg609 clearly pointed out, paypal clearly states on its site that it will give info to LE or anyone else who asks, so the paper trail not only exists, but is easy to get to for LE.

For anyone who thinks that LE wont know or bother about the PayPal records:

1) to bust the entire house (as opposed to one provider propositioning an undercover), LE must show income from hobbiests
...further, in all the big busts people have seen in the papers or on tv -- from hollywood madame down to the local MP -- LE always takes the records.

2) LE will confiscate any computer in the establishemnt....therefore they will discover the houses on-screen personalities and computerized records (remember you computer contains footprints of where you have been on the internet, even though U don't see them.

If you have a website that advertises that you accept PayPal, why wouldnt LE know you accept paypal?


Better to not use paypal and the provider never gets busted, than to use paypal, credit cards, etc. and have all that information fall into LE's hands

Point taken, however we do not advertise that we accept paypal. Its only mentioned if a client specifically asks if he may use a cc. ,& he must tell us in advance of his arrival so we can verify it. At that point we supply the email address that's linked to our paypal account.

If a client at the end of the session says "I paid by paypal" when payment is asked for, we know we are sunk because its something they would have had to discuss prior.

As for the paper trail, yes, if LE could figure out 1]. that you take paypal 2].what email address an establishment uses, then they may look at those transactions. I can only imagine this would happen in a pretty big time investigation, and even then, how could it be proved an illegal service was paid for? Of course you can say you bought something online from the paypal recipient. Even if LE doesn't believe you, its PROOF that counts.

I've used the email address with my biz paypal account many times to buy/sell on ebay.