Affordable 55+ Communities for Retirement

Affordable 55+ Communities for Retirement

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

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Cypress Lakes, FL is a rare gem where you can find a reasonably priced home and resort-style amenities.
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Cypress Lakes, FL is a rare gem where you can find a reasonably priced home and resort-style amenities.

There are hundreds of active adult communities located around the country. While some 55+ communities feel more like a vacation that comes with a hefty price tag, there are several that won’t cost an arm and a leg.

Last year our 25 Cheap Active Adult Communities all offered exceptional amenities, exciting lifestyle activities and affordable homes. However, this year we have changed it up and listed 25 low-cost communities that take into consideration Homeowners’ Association (HOA) fees, taxes, and other expenses.

Although, many of the communities on this year’s list don’t feature high-end amenities and lavish lifestyles they are all very budget friendly. Each community listed must have homes for sale that range from below $100,000 to the high $100,000s. In addition, all fees including HOA, property tax, insurance, interest and mortgage combined all have to be less than $1,300 per month.

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Palm Cay is a small, intimate community of 795 homes nestled in Ocala, Florida.

The communities are very diverse and are located all around the country including some from the Sunshine State all the way north to New Jersey and Idaho and even some in the deserts of Arizona. Some communities have about 2,100 homes with amazing resort-style amenities while others may only have 100 homes with a quaint, cozy clubhouse.

Here are 25 reasonable 55+ communities that will get you on the right foot in your search for your perfect, yet affordable active adult community. Please Note: Communities are listed in no particular order.

1. Cypress Lakes, FL

2. Spruce Creek South, FL

3. Jess Ranch, CA

4. Palm Cay, F

5. Cherrywood, FL

6. Highland Fairways, FL

7. Scottish Highlands, FL

8. Alamo Country Club, TX

9. Gardens of Pleasant Plains, NJ

10. The Meadows of Crystal Lake, FL

11. Rancho Resort, AZ

12. Mystic Shores, NJ

13. Camelot Village, FL

14. Vista View Resort, AZ

15. Sun Valley East, FL

16. Bent Tree Villas West, FL

17. Fawn Lakes, NJ  

18. Canyon View, AZ

19. Bent Tree Villas East, FL

20. Village of Willow Run, PA

21. Brooke View, ID

22. Sea Pines, FL

23. Casitas de Castilian, AZ

24. Woodland Village, NJ

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

The Best Communities in Texas for Snowbirds

There are many good reasons to retire in Texas, but if you’re only looking to spend the winters in the Lone Star State, you’ll still find plenty of options. Texas is home to dozens of active adult communities that appeal to snowbirds. Read on for some ideal active adult communities for snowbirds to make their roost in Texas.

Aerial view of the amenities at Frisco Lakes in Frisco, Texas.

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When retirees and active adult homebuyers explore a Del Webb community, they have come to expect world-class amenities, a vibrant culture, and exquisite homes. Retirees who want to downsize from their family home in Texas or move to the Lone Star State can explore half a dozen Del Webb communities throughout Texas.

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Moving to Texas? Everything Retirees Need to Know

The Lone Star State offers a way of life that’s as vast and varied as the state itself. Whether you have your suitcase packed or you’re just beginning your research, we’ve compiled this handy guide of everything you need to know about moving to Texas.

Twilight view of Downtown Houston, a good place to retire.

Is Houston a Good Place to Retire? Discovering a Texas Retirement Haven

Retirees looking for homes for sale in Texas will find that this vibrant city has much to offer. Whether you’re thinking of moving to Houston to live near family or you simply want a change of pace, active adults can explore multiple active lifestyle communities in H-town. Read on for five reasons to retire in Houston.

The outdoor patio at Heathergate at Oxford Valley in Langhorne, Pennsylvania.

New Active Adult Communities Added to 55places.com

In this comprehensive roundup, we bring you the latest additions to 55places.com—a trusted resource for exploring active adult communities. Over the past 30 days, several new communities have joined the ranks, each offering different amenities and locations.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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