HDFC Banking and Financial Services Fund - Direct Plan - Growth [15.568] | HDFC Mutual Fund - Moneycontrol

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Moneycontrol /
Mutual Funds /
Sectoral/Thematic /
HDFC Mutual Fund /
HDFC Banking & Financial Services Fund - Direct Plan (G)

HDFC Banking and Financial Services Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Sectoral/Thematic

Fund House : HDFC Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 15.568 1.32%
(as on 07th June, 2024)

Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 3369.81 Cr

(1.09% of Investment in Category)

Expense Ratio

: 0.55%

(0.91% Category average)

Risk-O-Meter

Very High

Sectoral/Thematic :Sectoral/Thematic : The fund has 99.63% investment in domestic equities of which 46.41% is in Large Cap stocks, 11.94% is in Mid Cap stocks, 7.86% in Small Cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

This Scheme

Benchmark
Nifty Financial Services TRI

1.27%

4.96%

4.78%

13.42%

16.85%

11.22%

15.5%
NA
2.94%

6.73%

18.8%

43.03%

30.14%

21.43%

21.2%

NA
Gold

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Date : -
NAV : -
Nifty Financial Services TRI : -

Date : -
Investment : -
Value on selected date : -

Returns Calculator
SIP Calculator
VIP (Value Avg)

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Annualised Returns

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Returns (NAV as on 06th June, 2024)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30-May-24	10164.10	1.64%	-	1.58%	74/161
1 Month	06-May-24	10053.70	0.54%	-	2.94%	126/160
3 Month	06-Mar-24	10442.40	4.42%	-	6.73%	99/158
6 Month	06-Dec-23	10682.00	6.82%	-	18.80%	135/144
YTD	01-Jan-24	10448.10	4.48%	-	14.07%	127/148
1 Year	06-Jun-23	12328.50	23.29%	23.21%	43.03%	110/125
2 Year	06-Jun-22	15788.10	57.88%	25.61%	30.14%	69/113
Since Inception	30-Jun-21	15365.00	53.65%	15.75%	21.20%	110/152

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 06th June, 2024)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	06-Jun-23	12000	13290.35	10.75 %	20.42 %
2 Year	06-Jun-22	24000	29973.29	24.89 %	22.93 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 30th Apr,2024)

Portfolio Turnover Ratio : 23.88% | Category average turnover ratio is 119.01%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 99.63% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.63%

No of Stocks : 33 (Category Avg - 40.98) | Large Cap Investments : 46.41%| Mid Cap Investments : 11.94% | Small Cap Investments : 7.86% | Other : 33.42%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	6825.3	20.25%	-0.20%	26.61% (Jul 2023)	17.18% (Jun 2023)	44.90 L	0.00
ICICI Bank Ltd.	Private sector bank	5930.3	17.60%	-0.13%	18.64% (May 2023)	15.6% (Nov 2023)	51.55 L	0.00
Axis Bank Ltd.	Private sector bank	2506.7	7.44%	0.36%	9.18% (May 2023)	7.08% (Mar 2024)	21.50 L	0.00
State Bank Of India	Public sector bank	2313.5	6.87%	0.24%	7.76% (May 2023)	5.68% (Jan 2024)	28.00 L	0.00
Indusind Bank Ltd.	Private sector bank	1167.1	3.46%	-0.30%	3.82% (Oct 2023)	3.46% (Apr 2024)	7.70 L	0.00
Five-Star Business Finance Ltd.	Non banking financial company (nbfc)	1075.8	3.19%	-0.02%	3.76% (Oct 2023)	1.7% (May 2023)	14.19 L	0.00
Power Finance Corporation Ltd.	Financial institution	1059.7	3.14%	-0.30%	4.07% (Jan 2024)	2.04% (May 2023)	24.00 L	-4.00 L
Bajaj Finance Ltd.	Non banking financial company (nbfc)	996.6	2.96%	-0.32%	3.45% (Nov 2023)	1.73% (Jun 2023)	1.44 L	0.00
SBI Life Insurance Co Ltd.	Life insurance	897.8	2.66%	-0.29%	3.06% (Oct 2023)	2.66% (Apr 2024)	6.25 L	0.00
Equitas Small Finance Bank Ltd.	Other bank	890.1	2.64%	-0.03%	2.67% (Mar 2024)	2.31% (Jun 2023)	91.71 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.59%
Net Receivables	Net Receivables	-0.22%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2024)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

15.55vs14.34

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.93vs0.86

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.47vs0.84

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.08vs0.14

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

3.26vs2.3

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI PSU Fund - Direct Plan - Growth	NA	2352.22	0.67	5.92	40.19	94.62	37.66
Invesco India PSU Equity Fund - Direct Plan - Growth	NA	956.83	6.35	9.97	42.17	91.40	38.83
Aditya Birla Sun Life PSU Equity Fund - Direct Plan - Growth	NA	4115.15	-0.88	1.63	34.63	89.66	39.27
ICICI Prudential PSU Equity Fund - Direct Plan - Growth	NA	2517.79	0.44	2.33	36.24	81.52	0.00
Quant Infrastructure Fund - Direct Plan - Growth	NA	3187.60	3.31	6.84	39.53	79.71	36.71
Bandhan Infrastructure Fund - Direct Plan - Growth	2	1171.09	7.17	16.39	39.15	76.88	34.19
Invesco India Infrastructure Fund - Direct Plan - Growth	5	1063.01	7.28	15.62	35.74	75.00	35.04
Nippon India Power & Infra Fund - Direct Plan - Growth	3	5043.02	4.70	10.60	31.51	74.26	37.38
DSP India T.I.G.E.R. Fund - Direct Plan - Growth	3	3814.79	5.21	17.39	33.02	73.79	36.45
Franklin Build India Fund - Direct - Growth	2	2405.85	2.40	9.44	28.55	73.49	34.33

Detailed Comparison

More Funds from HDFC Mutual Fund

Out of 77 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 9 is/are ranked 4 * , 11 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 49 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HDFC Balanced Advantage Fund - Direct Plan - Growth	4	83548.61	2.05	4.40	15.25	39.57	23.46
HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth	4	63413.49	4.38	7.81	18.92	52.55	28.85
HDFC Liquid Fund - Direct Plan - Growth	3	59798.62	0.60	1.88	3.74	7.29	5.71
HDFC Flexi Cap Fund - Direct Plan - Growth	4	52874.12	3.92	6.28	18.80	42.58	25.40
HDFC Top 100 Fund - Direct Plan - Growth	4	33170.08	1.61	1.86	12.53	33.85	19.76
HDFC Small Cap Fund - Direct Plan - Growth	3	29685.32	0.92	4.75	11.30	39.02	27.01
HDFC Corporate Bond Fund - Direct Plan - Growth	3	28968.10	0.68	1.93	4.24	7.42	5.77
HDFC Hybrid Equity Fund - Direct Plan - Growth	2	23113.38	2.50	3.61	10.42	21.02	15.20
HDFC Money Market Fund - Direct Plan - Growth	2	21260.52	0.59	1.95	3.90	7.53	6.01
HDFC Large and Mid Cap Fund - Direct Plan - Growth	4	18691.62	2.91	6.78	17.25	46.58	25.18

All funds

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ValueInvestor007722
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8.05 PM May 29th

when i will get the dividend credited in my account View more

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  when i will get the dividend credited in my account
  
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desibul
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4.58 PM May 14th

any clue why marksans is totally out of portfolio in 1 monthe time ? View more

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  any clue why marksans is totally out of portfolio in 1 monthe time ?
  
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Ginger_bread
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4.07 PM May 11th

thats not how mf work... lol... its not a stock View more | 2

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  thats not how mf work... lol... its not a stock
  
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Pv_1997
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4.04 PM May 9th

it will give the best return after long term to get View more

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  it will give the best return after long term to get
  
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Small_Cap_Investor
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9.54 AM May 9th

Quant Small Cap Fund - Direct Plan - Growth: How to monitor quant small cap fund performance live (every minute) ? View more | 2

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John_07
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11.21 PM May 7th

As per the past performance and returns as per the stats that are given its last 5 yrs was a decent good returns and sustain growth View more

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  As per the past performance and returns as per the stats that are given its last 5 yrs was a decent good returns and sustain growth
  
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