Experience our brand-new Capital Protected Investment (CPI) Deposit subscription function on Hang Seng Mobile App. Subscribe CPI online for as low as HKD5,000 and another designated investment product to get HKD100 cash reward. Explore CPI
A Capital Protected Investment (CPI) Deposit[1] is a currency-linked structured product involving derivatives, with 100% capital protection at maturity and a chance to enjoy higher potential return. Minimum online investment amount of HKD5,000 only and you can start your forex investment journey with just a few clicks.
100% capital protected, subscribe currency pair in 5 steps
Learn how to subscribe CPI Deposit via Personal e-Banking:
Investor can choose different types of investments according to his/her anticipated exchange rate of the underlying currency pair, namely, Bullish, Bearish or Range.
A CPI deposit can also be classified as American[4] or European[5] according to the basis for determining the type of returns to be received at maturity, which are either potential returns or minimum returns (if any).
At maturity, you can receive the principal and enjoy the following returns (if any) depending on the exchange rate movement of the Underlying Currency Pair :
Scenario | Returns (if any) to be received at maturity |
---|---|
Exchange rate of the Underlying Currency Pair moves as you anticipate | Principal + Potential Return(s) |
Exchange rate of the Underlying Currency Pair moves against your anticipation | Principal + Minimum Return(s) (if any) |
Please refer to the below examples for illustration.
Explore our Top10 CPIs in term of transaction volume
You can convert the currency in your account prior to placing your CPI deposit order via Personal e-Banking, Hang Seng Mobile App, automated teller machine or visit our branches. Please note that the CPI deposit order will be rejected if the funds in your account are insufficient to convert to the relevant currency.
You can subscribe from 10:00 a.m. to 5:00 p.m. on trading days Monday through Friday (excluding Hong Kong public holidays, half-day trading, or market disruption days).
After setting up the CPI deposit, customer is not allowed to amend, cancel or terminate the CPI deposit before its maturity date.
If you've registered e-Statement / e-Advice Service for your Integrated Account, you can view and download e-Advice via Personal e-Banking or Hang Seng Mobile App. Otherwise, you'll receive paper advices.