# 若受保人確診疾病,並因而需要連續3日或以上入住深切治療病房。
**只適用於智選計劃。
*詳情請參閱產品簡介。
^「AIA Vitality 健康程式」會費為300港元/澳門幣一年。
*** 推廣期由即日起至2020年12月31日。優惠受條款及細則約束,詳情請參閱相關宣傳單張或瀏覽aia.com.hk。
The brand new Clever Care Refundable Protection allows you to enjoy the best of both worlds by offering both protection and financial flexibility. This protection plan integrates critical illness, Serious Infectious Disease Protection Benefit #, and whole-life medical protection** under one single scheme. When the first phase of critical illness and Serious Infectious Disease Protection Benefit# ends, customers with a zero-claim record* can enjoy 100% premium refund*, or switch to whole-life medical protection** without further underwriting. AIA Vitality members* can instantly get 10% extra cover*^ in the first year during the first phase, and an additional Power Up Coverage boost of up to 15%*^ in the second phase!
# The insured has stayed in ICU for 3 or more consecutive days as a result of such disease.
**Applicable to Select Plan only.
*Please refer to product brochure for details.
^The membership fee of AIA Vitality is HK$/MOP300 for one year.
*** From now until 31 December 2020, and terms and conditions apply. Please refer to the respective promotion leaflet(s) or visit aia.com.hk for details.