Services Offered
Checking Accounts
Savings Accounts
Credit Cards
Auto Loans
Personal Banking
Personal Loans
Certificates of Deposit (CDs)
Wire Transfers
Money Market Accounts
IRA/KEOGH Accounts
Bill Pay
Online Loan Payments
Mobile Payments
Remote Deposit Capture
e-Statements
Drive-Thru Teller
Electronic Signature Authentication
Dashboard
- Financial Tip: Use cash back and rewards credit cards wisely to earn money back on purchases.
- Lobby Hours: Star of Texas's lobby is currently open until 4:00 pm.
- Drive Thru Hours: Star of Texas's drive-thru is currently open until 6:00 pm.
- SOTCU Website and App Status: Star of Texas CU is Online Report an Outage
- Latest Star of Texas Review: Awww they are super nice there. Never had a problem and they've always been helpful. Worst things is no ATM in the... Read More
Overview
- Organization: 2 branches and 0 ATMs. Locations
- Economic Capacity: Stewards over $61.7 Million in assets. Financial Reports
- Account Holders: Proudly serves over 2,700 loyal members.
- Workforce Harmony: Over 13 dedicated employees as of 2024.
Contact Star of Texas Austin
Main Office
SOTCU Austin
Main Office Hours
Lobby HoursThe credit union lobby is currently open until 4:00 pm. | |
| Day | Hours |
|---|---|
| Sunday | Closed |
| Monday | 9:00 am - 4:00 pm |
| Tuesday | 9:00 am - 4:00 pm |
| Wednesday | 9:00 am - 4:00 pm |
| Thursday | 9:00 am - 4:00 pm |
| Friday | 9:00 am - 4:00 pm |
| Saturday | 9:00 am - 1:00 pm |
Drive-Up HoursThe credit union drive-thru is currently open until 6:00 pm. | |
| Day | Hours |
|---|---|
| Sunday | Closed |
| Monday | 7:30 am - 6:00 pm |
| Tuesday | 7:30 am - 6:00 pm |
| Wednesday | 7:30 am - 6:00 pm |
| Thursday | 7:30 am - 6:00 pm |
| Friday | 7:30 am - 6:00 pm |
| Saturday | 9:00 am - 1:00 pm |
Membership Eligibility
Who Can Join Star of Texas Credit Union?
Star of Texas operates under a state charter in Texas, offering comprehensive financial solutions tailored to the residents of Texas. With over 2,700 members, Star of Texas Credit Union offers a wide range of accounts, including:
- Regular Savings (3,200+)
- Share Draft (2,000+)
- Money Market (200+)
- Share Certificate (CDs: 200+)
SOTCU Community Q&A
Voice Your Queries and Opinions
Connect and Get Guidance in Our Community!
Seeking advice on accounts or loans? Our Q&A forum is your go-to source for insights from financial experts and seasoned peers.
Star of Texas CU Reviews
Main Office
Review Rating Scale
Main Office
Member Rating
Are you considering joining Star of Texas CU at the Main Office location? Read real reviews from real members to get a sense of their services, features, and the overall member experience at this Main Office location.
Steve Lockwood★★★★★★★★★★
Awww they are super nice there. Never had a problem and they've always been helpful. Worst things is no ATM in the...
- Wesley Hooker★★★★★★★★★★
This Juan (Loan Supervisor) and Juanita (Branch Manager) are both the most inconsiderate and non customer friendly peopl...
Frequently Asked Questions
To log into online banking for Star of Texas Credit Union, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.
If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.
Available Services
- Bill Payment
- e-Statements
- Electronic Signature Authentication/Certification
- External Account Transfers
- Mobile Payments
- Remote Deposit Capture
To access your account through online banking, visit the Star of Texas Credit Union login page.
Yes, Star of Texas Credit Union provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.
- Fixed Rate Mortgages > 15 Years
- Fixed Rate Mortgages 15 Years or Less
- Balloon/Hybrid Mortgages > 5 Years
- Adjustable Rate Mortgages
Calculate mortgage payments with our Mortgage Calculator.
Star of Texas Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms.
- New Auto Loans
- Used Auto Loans
For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries.
Use the online Auto Loan Calculator to estimate your loan amount.
Star of Texas (Main Office) Service Status
Main Office Reports in the Past 24 Hours
Find the service status of online banking, mobile app, and the Main Office location at 114 East Huntland Drive. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.
- Is STAROFTEXASCU Star of Texas down?
- Is SOTCU app down?
Main Office Service Status
Interest Rates
Competitive Rates and Low Fees: As a not-for-profit institution, Star of Texas offers better rates and lower fees than many for-profit banks.
| Unsecured Credit Card | 14.17% |
| Other Unsecured Loans/Lines of Credit | 15.14% |
| New Vehicle Loans | 5.67% |
| Used Vehicle Loans | 6.36% |
When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.
For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.
For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.
Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.
It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.
Star of Texas Austin
Main Office Map
Nearby Star of Texas Credit Union Branches
15th Street Branch
Austin, TX
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