DEL NORTE CREDIT UNION Santa Fe - Visit Us Today
Del Norte Credit Union Santa Fe, NM, 3286 Cerrillos Road

Services Offered

Checking Accounts

Savings Accounts

Credit Cards

Mortgages

Auto Loans

Business Loans

Personal Banking

Personal Loans

Certificates of Deposit (CDs)

Wire Transfers

Money Market Accounts

IRA/KEOGH Accounts

Bill Pay

Online Loan Payments

Mobile Payments

Remote Deposit Capture

e-Statements

Financial Counseling

Financial Education

Financial Workshops

Student Scholarships

Drive-Thru Teller

Electronic Signature Authentication

Overview

Established in 1954, Del Norte Credit Union is headquartered in Santa Fe, New Mexico.
Explore Services Del Norte Routing Number

Dashboard

  • Financial Tip: Create a budget and stick to it to manage your finances effectively.
  • Lobby Hours: Del Norte's lobby is currently closed.
  • Drive Thru Hours: Del Norte's drive-thru is currently closed.
  • DNCU Website and App Status: Del Norte CU is Online Report an Outage
  • Latest Del Norte Review: Antiquated. Bureaucratic. Nightmare. Run, run. Run run as fast as you can.... Read More
Branch Locator Hours

DNCU Santa Fe

Main Office Hours

Lobby Hours

The credit union lobby is currently closed.
Day Hours
SundayClosed
Monday8:30 am - 5:30 pm
Tuesday8:30 am - 5:30 pm
Wednesday8:30 am - 5:30 pm
Thursday8:30 am - 5:30 pm
Friday8:30 am - 6:00 pm
Saturday9:00 am - 1:00 pm

Drive-Up Hours

The credit union drive-thru is currently closed.
Day Hours
SundayClosed
Monday8:30 am - 5:30 pm
Tuesday8:30 am - 5:30 pm
Wednesday8:30 am - 5:30 pm
Thursday8:30 am - 5:30 pm
Friday8:30 am - 6:00 pm
Saturday9:00 am - 1:00 pm

Membership Eligibility

Who Can Join Del Norte Credit Union?

Del Norte operates under a state charter in New Mexico, offering comprehensive financial solutions tailored to the residents of New Mexico. With over 61,200 members, Del Norte Credit Union offers a wide range of accounts, including:

  • Regular Savings (71,800+)
  • Share Draft (37,000+)
  • Money Market (1,500+)
  • Share Certificate (CDs: 4,500+)

Contact Del Norte Santa Fe

Main Office

DNCU Website:
Online Banking:
Mobile App:
Email:
Address:
Del Norte CU
Main Office
3286 Cerrillos Road
Santa Fe, NM 87507 (Map | Hours)
Additional Phone Numbers
Apply for a Consumer Loan:
Online Bill Pay Customer Service:
Cardholder Services Visa Platinum:
Card Activation:
Visa Gold Points:
Report a lost or stolen Visa Credit or Debit Card:
Toll-Free:
Charter Number:
64759
Del Norte Routing Number:
307084211

DNCU Community Q&A

Inquire and Comment Here

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Confused about financial accounts or loans? Our Q&A forum provides expert advice and real-world wisdom from knowledgeable members.

*Do not enter personal information, such as account numbers, phone numbers, address, etc.

Del Norte CU Reviews

Main Office

Review Rating Scale

Poor (1-1.99)
Average (2-3.99)
Good (4+)

Main Office
Member Rating

2.8
★★★★★
★★★★★
Based on 24 Reviews
2.8/5

Are you considering joining Del Norte CU at the Main Office location? Read real reviews from real members to get a sense of their services, features, and the overall member experience at this Main Office location.

  • Loren & Anthony Avatar
    ★★★★★
    ★★★★★
    Loren & Anthony
    Antiquated. Bureaucratic. Nightmare. Run, run. Run run as fast as you can.
  • Day Avatar
    ★★★★★
    ★★★★★
    Day
    They hold direct deposits, which may seems odd, but I guess that's how they make money by holding deposits for free.
  • Martha Blank Avatar
    ★★★★★
    ★★★★★
    Martha Blank
    I have been trying to get an answer for 3 months and the specialists have not called as I was told. Very poor service.
  • Julie Roybal Avatar
    ★★★★★
    ★★★★★
    Julie Roybal
    You guys are awesome! I made a transaction and it was a scam. I got my money back and a new ATM card. Always so frien...
  • Larry Avatar
    ★★★★★
    ★★★★★
    Larry
    I, unfortunately, was approved for and have a current auto loan through Del Norte Credit Union. I have called DNCU 6 tim...

Del Norte (Main Office) Service Status

Main Office Reports in the Past 24 Hours

Find the service status of online banking, mobile app, and the Main Office location at 3286 Cerrillos Road. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.

  • Is DNCU Del Norte down?
  • Is DNCU app down?

Main Office Service Status

3286 Cerrillos Road Santa Fe, New Mexico 87507

Frequently Asked Questions

Log In

To log into online banking for Del Norte Credit Union, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.

If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.

Available Services

  • Account Aggregation
  • Bill Payment
  • e-Statements
  • Electronic Signature Authentication/Certification
  • External Account Transfers
  • Mobile Payments
  • Remote Deposit Capture

To access your account through online banking, visit the Del Norte Credit Union login page.

Yes, Del Norte Credit Union offers a mobile app for both iOS and Android devices. You can download it from the App Store or Google Play Store by searching for "Del Norte Credit Union Mobile Banking"

Yes, Del Norte Credit Union provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.

  • Fixed Rate Mortgages > 15 Years
  • Fixed Rate Mortgages 15 Years or Less
  • Balloon/Hybrid Mortgages > 5 Years
  • Balloon/Hybrid Mortgages 5 Years or Less
  • Adjustable Rate Mortgages

Calculate mortgage payments with our Mortgage Calculator.

Del Norte Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms.

  • New Auto Loans
  • Used Auto Loans

For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries.

Use the online Auto Loan Calculator to estimate your loan amount.

Del Norte Credit Union offers credit cards to its members. Visit the website. to access more information, view current rates, and apply for a credit card. You can also use the online Credit Card Payoff Calculator to estimate your payoff months or payments.

Yes, members can pay bills online. Log in on the Del Norte Credit Union website to access your account and start paying bills online.

For personal assistance, you can reach the credit union through their website or by calling phone number (505) 455-5228.

Del Norte Credit Union routing number is 307084211.
Ask a Question

Interest Rates

  • Competitive Rates and Low Fees: As a not-for-profit institution, Del Norte offers better rates and lower fees than many for-profit banks.
    Unsecured Credit Card15.24%
    Other Unsecured Loans/Lines of Credit10.90%
    New Vehicle Loans3.49%
    Used Vehicle Loans3.49%
    Commercial Loans/Lines of Credit Secured6.73%
    Commercial Loans/Lines of Credit Unsecured9.49%

When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.

Understanding APR, APY, and the impact of term length empowers individuals to make informed financial decisions, ensuring optimal utilization of financial products and resources to achieve their monetary goals effectively.

The APR represents the total cost of borrowing over a year, expressed as a percentage. It encompasses not only the interest rate but also any additional fees or charges associated with the loan, such as origination fees or points. Essentially, the APR provides a comprehensive view of the borrower's financial obligation, enabling informed comparisons between different loan offers.

For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.

On the flip side, the APY pertains to the potential earnings from savings or investment accounts over a year, also expressed as a percentage. Unlike APR, which reflects the borrower's costs, APY illustrates the growth potential of savings by factoring in compound interest, which refers to earning interest on both the initial principal and accumulated interest.

For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.

When contemplating loans, the term length plays a pivotal role in determining the monthly payments and overall affordability. The term length refers to the duration within which the borrower commits to repaying the loan in full, typically expressed in months.

Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.

It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.

Del Norte Santa Fe
Main Office

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