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Understanding the Travel Benefits Your Credit Card Offers
Whether you’re travelling for work or play, there is a possibility of risk when venturing away from home. From losing luggage or scratching the rental vehicle, to injuring yourself or falling sick, the travel benefits included with your TD credit card can help you travel prepared.
How Credit Card Travel Benefits can help you
Travel prepared with the travel benefits on your TD credit card. Depending on the TD credit card, travel benefits could include:
- Travel Medical Insurance1
- Trip Cancellation / Trip Interruption Insurance2
- Delayed and Lost Baggage Insurance3
- Flight/Trip Delay Insurance3
- Common Carrier Travel Accident Insurance4
- Auto Rental Collision / Lost Damage Insurance5
- Emergency Travel Assistance Services6
- Hotel / Motel Burglary Insurance7
How do the travel benefits on my credit card work?
Credit card travel benefits can work in many ways. For example, they may:
-
Provide insurance for travel expenses
Depending on the travel benefits included with your TD credit card, you may be insured for certain travel related expenses (i.e. car rentals) and you could also be insured in certain situations (i.e. medical emergencies). -
Come with additional Travel Medical Insurance
Timeframes vary depending on your age, the length of the trip and the type of credit card. -
Make it easier to make a claim
In the event of a claim, you’ll want to contact our claims administrator to initiate your claim. It helps to have all your receipts available during this process.
What coverage do I have with my credit card travel benefits?
Depending on the credit card you have, you could be eligible for a range of coverages, from trip cancellations, to lost baggage, to car rental accidents. Check your TD credit card travel insurance benefits here. It is important to read your certificate of insurance to understand which coverages you have with your credit card.
|
Travel Benefit |
Coverage |
|---|---|
|
Travel Medical Insurance1 |
You have coverage for eligible medical emergency expenses without even having to charge the trip to your card. |
|
Trip Cancellation/Trip Interruption Insurance2 |
You have coverage for up to $1500 per insured person for your trip. |
|
Delayed and Lost Baggage Insurance3 |
If your baggage is lost or delayed, each insured person has coverage for the purchase of essentials, such as clothing and toiletries. |
|
Flight/Trip Delay Insurance3 |
If your trip is delayed for over 4 hours, each insured person has coverage for the purchase of eligible food and accommodations. |
|
Common Carrier Travel Accident Insurance4 |
Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental). |
|
Auto Rental Collision/Loss Damage Insurance5 |
You can get auto rental insurance coverage for collision, loss or damage for up to 48 consecutive days. |
|
Emergency Travel Assistance Services6 |
Help is just a call away, with toll-free access to assistance in the event of a personal emergency while travelling. |
|
Hotel/Motel Burglary Insurance7 |
Up to $2500 of coverage per occurrence for personal items stolen from your hotel/motel room, if charged to your card. |
Benefits of having Credit card travel Insurance
There are a number of scenarios when having travel benefits on your credit card may be beneficial.