BMW Financing Programs – BMW North America
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                                        FINANCING
                                        PROGRAMS FOR
                                        YOUR BMW

                                        OWN ON YOUR TERMS

                                        BMW Financing Programs offer customizable terms, flexible options, and no mileage restrictions. And we even make it easy to leverage your trade-in value when it's time to upgrade.  

                                        BMW SELECT BALLOON FINANCING

                                        LOWER MONTHLY PAYMENTS, MORE FLEXIBILITY

                                        Learn more about BMW Select balloon financing, a unique financing option that gives you all the benefits of ownership with lower monthly payments on any BMW vehicle.  

                                        What Is Balloon Financing?

                                        BMW Select and BMW OwnersChoice  balloon financing offers all the perks of ownership with the benefit of lower monthly payments. You’ll make payments on a portion of the vehicle’s total financed amount, with a final balloon payment due at the end of the contract. You might be surprised at how much vehicle you can afford. 

                                        How Does Balloon Financing Work?

                                        At the end of the loan term, your balloon balance is due. You can pay the balance in full, apply to refinance the balloon balance, or, if you have equity in your BMW, you may be able to use the trade-in value to help cover the balance.

                                        Why Choose Balloon Financing?

                                        Available on any new, pre-owned, or CPO BMW, Select balloon financing offers more ways to get into your dream vehicle. Unlike a lease, there are no mileage restrictions or fees. Flexible terms can help lower your monthly payments, and with shorter term options you can potentially get into the latest BMW sooner.
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                                        BMW Credit Lock.

                                        Even if you're still searching for your dream BMW, you can take advantage of attractive rates and offers happening now. BMW Credit Lock lets you lock in a rate for an extended period, so you never miss out on a great deal.  
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                                        Waived Disposition Fees.

                                        If you choose to finance your next BMW through BMW Financial Services, we'll waive your disposition fee at the end of your current lease term. 

                                        BMW International Executive Program.

                                        If you’re working in the U.S., you might qualify for financing on new BMW or Certified Pre-Owned vehicles. The BMW International Executive Program helps professionals obtain financing without an established credit file in the U.S.  
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                                        Start financing your BMW today.

                                        Ready to take the next step towards owning the BMW you've always wanted? Your local BMW Center is ready to help answer questions and provide program details.